[ANN] BTCJam - Peer to Peer Bitcoin Lending - page 58.

Bemtje

member

Activity: 78

Merit: 10

https://btcjam.com/my_account/investments

This page hasn't been working for me now since the site came back online. Makes it really annoying to manage my outstanding investments. I get this error everytime I visit it:

Quote

We're sorry, but something went wrong.

Something must have gone wrong....

Tulkas

sr. member

Activity: 352

Merit: 250

Founder, BTCJAM

Quote from: yellowdog213 on January 17, 2013, 11:31:28 PM

There are now two loans in which I have not received my payments but the site says that the loans have been repaid.
https://btcjam.com/listings/1241 and https://btcjam.com/listings/1252
I have seen other members with these same complaints.
What is wrong with the site in terms of this and will it be fixed soon?

This happened with 3 listings due the wallet problem. The listing 1252 was actually payed today, the listing 1241 was not, the listing status is now corrected, can you verify at your payment calendar please?

Bemtje

member

Activity: 78

Merit: 10

Quote from: Tulkas on January 18, 2013, 10:10:00 AM

We can legally handle user information to collection agencies, and we will do so as soon as we get our deal running.

Will collection agencies actually do something about bitcoin defaulters?

Tulkas

sr. member

Activity: 352

Merit: 250

Founder, BTCJAM

Quote from: BurtW on January 17, 2013, 04:28:01 PM

I have a simple question: If BTCJam is never going to use the information then why do they collect it? If they are never going to use it against deadbeats then what is the pupose in collecting it?

At least when I make my own loans I get the information so I can go after the deadbeats who do not pay.

Making my own loans directly is looking better and better.

We can legally handle user information to collection agencies, and we will do so as soon as we get our deal running.

The document verification process prevents scammers to have multiple high scored verified accounts, we have several good payers with a good track record, also some scammers are being casted out because to open another good scored account they will need to commit identity theft.

We have all this process streamlined for the convenience of the lenders, also with us you can spread the risk and crowdsource the loans in a way if one borrower defaults it will only be a small part of your portfolio.

CaptChadd

hero member

Activity: 924

Merit: 1005

Product Marketing & Promotion / Software Developer

BTCJam, the two payments I made on my loans are still not showing up. Could you look into this for me?

Thanks.

cosmicone

member

Activity: 105

Merit: 10

Pretty cool site... did my first two investments, and both were paid back with interest. I guess as long as you consider only playing with money you intend to lose, it's all good.. in this case, it worked, just build up some slush incase I get scammed later down the road.

yellowdog213

newbie

Activity: 32

Merit: 0

There are now two loans in which I have not received my payments but the site says that the loans have been repaid.
https://btcjam.com/listings/1241 and https://btcjam.com/listings/1252
I have seen other members with these same complaints.
What is wrong with the site in terms of this and will it be fixed soon?

gweedo

legendary

Activity: 1498

Merit: 1000

And I am the clown we will break this down for the slow people in this thread...

Quote from: ThaddeusB on January 17, 2013, 09:58:44 PM

-Allowing someone to email another user, whcih is the only thing I asked for, is not a violation of privacy under any US law.

They will have to get permission, from that person to share and it is a violation of privacy law ask a lawyer

Quote from: ThaddeusB on January 17, 2013, 09:58:44 PM

-Under US law, sharing people's name/address/etc. is perfectly OK as well as long as the person agrees to it (when they sign up for example)

They have to get permission which they didn't and that makes it illegal act (I have a lawyer and I have asked him about this before talking out my ass which you do)

Quote from: ThaddeusB on January 17, 2013, 09:58:44 PM

-BTCJam isn't even an American company, so our privacy laws don't apply anyway.

Actually they do have servers in the USA, and they say they are using the USA laws.

Quote from: ThaddeusB on January 17, 2013, 09:58:44 PM

-I have emailed and PMed them 4 times regarding fixing my phone number and they never respond. Numerous other comments have not been acknowledged.

WHY THEY GOING TO REPONSE TO SOMEONE THAT IS blasting there service and talking all this shit. What a clown you are.

Quote from: ThaddeusB on January 17, 2013, 09:58:44 PM

-I haven't complained "so much" or at all before 2 days ago.

You been complaining you were talking shit when other people were talking shit and I prove them all wrong as well, with the facts not whiney bitchiness.

Quote from: ThaddeusB on January 17, 2013, 09:58:44 PM

-My complaints have nothing to do with losing money, but rather the piss poor customer service BTCjam offers, and what appear to be outright lies. It does not take 4+ months to figure out if you can make credit reports or not. The "working on it" is a lie: they eitehr never tried or were rejected and don't want to admit it.

Your first complain was why don't they give me the docs they have, just shut up no one gives a shit about you, your annoying stupid 12yr.

Quote from: ThaddeusB on January 17, 2013, 09:58:44 PM

6 errors in one post, impressive, even for a clueless know-it-all.

Where are my 6 errors? Cause I pretty sure I just showed how you were wrong

I glad you lost a lot of bitcoin maybe you will leave the community so people like me can move forward with out proving stupid people wrong.

ThaddeusB

member

Activity: 84

Merit: 10

I'm pretty sure I didn't receive the payment from this loan: https://btcjam.com/listings/1252

Also, it would be nice if there was an easy way to review past payments (instead of just future ones).

ThaddeusB

member

Activity: 84

Merit: 10

Quote from: gweedo on January 17, 2013, 04:01:53 PM

Quote from: ThaddeusB on January 17, 2013, 02:24:31 PM

You are right: I am "stupid" for expecting a site to deliver on what they say they will do. I am also "stupid" for expecting them to answer PM/email questions about problems with my account. And most of all I am "stupid" for posting my thoughts on a public forum where know-it-all clowns feel the need to insult everyone who dares to post a complaint.

And no, allowing users to contact other users does not create a legal liability. As it stands now, BTCJam protects scammers. Frankly, I don't think they care as long as they get their 1% cut.

The great thing about the internet is you don't like it, you can start your own Wink

Maybe cause you hate so much they don't like you LOL cause they answer all my questions when I have ones.

Also they are giving you other users information which is a privacy thing and they can get sued if someone really wanted too. So you should totally read the laws just saying before making bold stupid statements.

Also they never promised anything, they were exploring it you idiot read the post.

Your just mad cause some scammer out smarted you and you thought you were going to get a payday like me

It is ok dude, just take some butthurt lube and have fun with your remaining bitcoins LMAO

Also this "Know-it-all-clown" would post complaints right there with you, if there was actually things to complain about, but there isn't. Think it as this way, would you be complaining if you went to a job board and did a job and the dude stiffed you. You wouldn't blame the job board, it is the same situation.

Thanks for proving my point about you being a know-it-all clown....
-Allowing someone to email another user, whcih is the only thing I asked for, is not a violation of privacy under any US law.
-Under US law, sharing people's name/address/etc. is perfectly OK as well as long as the person agrees to it (when they sign up for example)
-BTCJam isn't even an American company, so our privacy laws don't apply anyway.
-I have emailed and PMed them 4 times regarding fixing my phone number and they never respond. Numerous other comments have not been acknowledged.
-I haven't complained "so much" or at all before 2 days ago.
-My complaints have nothing to do with losing money, but rather the piss poor customer service BTCjam offers, and what appear to be outright lies. It does not take 4+ months to figure out if you can make credit reports or not. The "working on it" is a lie: they eitehr never tried or were rejected and don't want to admit it.

6 errors in one post, impressive, even for a clueless know-it-all.

boonies4u

hero member

Activity: 826

Merit: 1000

Quote from: BurtW on January 17, 2013, 04:28:01 PM

I have a simple question: If BTCJam is never going to use the information then why do they collect it? If they are never going to use it against deadbeats then what is the pupose in collecting it?

At least when I make my own loans I get the information so I can go after the deadbeats who do not pay.

Making my own loans directly is looking better and better.

The idea is that they can't make another account with a high 'credit score'. Unless of course they have stolen identities.

gweedo

legendary

Activity: 1498

Merit: 1000

Quote from: BurtW on January 17, 2013, 04:28:01 PM

I have a simple question: If BTCJam is never going to use the information then why do they collect it? If they are never going to use it against deadbeats then what is the pupose in collecting it?

I can only make a guess that one day that they will be able to use that information against people who default. But they never promoted themselves as a way to "collect from default" they are just a tool to make investing easier and matching easier so I don't know why people think they should be doing all this extra stuff?

BurtW

legendary

Activity: 2646

Merit: 1137

All paid signature campaigns should be banned.

I have a simple question: If BTCJam is never going to use the information then why do they collect it? If they are never going to use it against deadbeats then what is the pupose in collecting it?

At least when I make my own loans I get the information so I can go after the deadbeats who do not pay.

Making my own loans directly is looking better and better.

gweedo

legendary

Activity: 1498

Merit: 1000

Quote from: ThaddeusB on January 17, 2013, 02:24:31 PM

You are right: I am "stupid" for expecting a site to deliver on what they say they will do. I am also "stupid" for expecting them to answer PM/email questions about problems with my account. And most of all I am "stupid" for posting my thoughts on a public forum where know-it-all clowns feel the need to insult everyone who dares to post a complaint.

And no, allowing users to contact other users does not create a legal liability. As it stands now, BTCJam protects scammers. Frankly, I don't think they care as long as they get their 1% cut.

The great thing about the internet is you don't like it, you can start your own Wink

Maybe cause you hate so much they don't like you LOL cause they answer all my questions when I have ones.

Also they are giving you other users information which is a privacy thing and they can get sued if someone really wanted too. So you should totally read the laws just saying before making bold stupid statements.

Also they never promised anything, they were exploring it you idiot read the post.

Your just mad cause some scammer out smarted you and you thought you were going to get a payday like me

It is ok dude, just take some butthurt lube and have fun with your remaining bitcoins LMAO

Also this "Know-it-all-clown" would post complaints right there with you, if there was actually things to complain about, but there isn't. Think it as this way, would you be complaining if you went to a job board and did a job and the dude stiffed you. You wouldn't blame the job board, it is the same situation.

ThaddeusB

member

Activity: 84

Merit: 10

Quote from: gweedo on January 17, 2013, 01:47:16 AM

Quote from: ThaddeusB on January 16, 2013, 11:17:24 PM

Its one thing to"take responsibility" and have a free-for-all. Its another to claim the site is going to help punish stiffs when in fact it does nothing (and indeed protects them to some extent by not allowing sellers to contact them in any way).

Contact your lawyer, you do know that he can't just give out information like that especially if he is trying to be legit, so yea your stupid. He made one comment about they are working on it, they probably need to go thru so many hoops and legal things but your small brain can't think about all that.

You are right: I am "stupid" for expecting a site to deliver on what they say they will do. I am also "stupid" for expecting them to answer PM/email questions about problems with my account. And most of all I am "stupid" for posting my thoughts on a public forum where know-it-all clowns feel the need to insult everyone who dares to post a complaint.

And no, allowing users to contact other users does not create a legal liability. As it stands now, BTCJam protects scammers. Frankly, I don't think they care as long as they get their 1% cut.

Charles Bass

member

Activity: 118

Merit: 10

Owner of Empire Hotels

The my Investment feature doesnt work atm.
The listing https://btcjam.com/listings/1241 is marked as payed.

Are your working on it , or did you think you think everything is fixed?

Tulkas

sr. member

Activity: 352

Merit: 250

Founder, BTCJAM

Quote from: Smoovious on January 17, 2013, 08:56:19 AM

Quote from: BurtW on January 17, 2013, 07:46:36 AM

Quote from: Smoovious on January 17, 2013, 01:35:09 AM

Quote from: ThaddeusB on January 16, 2013, 11:18:57 PM

Found another bug - the site is not allowing me to leave feedback at present (the list of available users is blank).

I've had this same issue for about a month now.

-- Smoov

Quote

Only users with a rating greater than 3 can rate others.

Is your personal rating 4 or above? It appears that I will have to submit documents in order to get my rating above 3 so if you have not submitted docs you cannot rate others.

Yes it is. When I originally notified them I couldn't rate anymore, I had asked that they make that requirement based on info submitted, not what my rating is now with my open loan, and they replied that it should have been 4 and above, not 5 and above like it was, so they changed it to "above 3" instead of "above 4", and I still can't rate, even tho my current rating with my open loan, is 4.

This isn't a rating thing, this is a bug.

-- Smoov

Yes, it's was a bug, i've just corrected it.

Smoovious

hero member

Activity: 504

Merit: 500

Scattering my bits around the net since 1980

Quote from: BurtW on January 17, 2013, 07:46:36 AM

Quote from: Smoovious on January 17, 2013, 01:35:09 AM

Quote from: ThaddeusB on January 16, 2013, 11:18:57 PM

Found another bug - the site is not allowing me to leave feedback at present (the list of available users is blank).

I've had this same issue for about a month now.

-- Smoov

Quote

Only users with a rating greater than 3 can rate others.

Is your personal rating 4 or above? It appears that I will have to submit documents in order to get my rating above 3 so if you have not submitted docs you cannot rate others.

Yes it is. When I originally notified them I couldn't rate anymore, I had asked that they make that requirement based on info submitted, not what my rating is now with my open loan, and they replied that it should have been 4 and above, not 5 and above like it was, so they changed it to "above 3" instead of "above 4", and I still can't rate, even tho my current rating with my open loan, is 4.

This isn't a rating thing, this is a bug.

-- Smoov

BurtW

legendary

Activity: 2646

Merit: 1137

All paid signature campaigns should be banned.

Quote from: Smoovious on January 17, 2013, 01:35:09 AM

Quote from: ThaddeusB on January 16, 2013, 11:18:57 PM

Found another bug - the site is not allowing me to leave feedback at present (the list of available users is blank).

I've had this same issue for about a month now.

-- Smoov

Quote

Only users with a rating greater than 3 can rate others.

Is your personal rating 4 or above? It appears that I will have to submit documents in order to get my rating above 3 so if you have not submitted docs you cannot rate others.

gweedo

legendary

Activity: 1498

Merit: 1000

Quote from: ThaddeusB on January 16, 2013, 11:17:24 PM

Its one thing to"take responsibility" and have a free-for-all. Its another to claim the site is going to help punish stiffs when in fact it does nothing (and indeed protects them to some extent by not allowing sellers to contact them in any way).

Contact your lawyer, you do know that he can't just give out information like that especially if he is trying to be legit, so yea your stupid. He made one comment about they are working on it, they probably need to go thru so many hoops and legal things but your small brain can't think about all that.

Topic: [ANN] BTCJam - Peer to Peer Bitcoin Lending - page 58. (Read 204975 times)