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At some point when we stop thinking in terms of fiat we will have finally made inroads to where we want to be.
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I belive that Fiat money era is comming slowly to end. And it will need new reset soon then they will mix it with gold/silver again.
If they would add BTC to it it would skyrocket crypto but guys in charge have 60+ years so not with this generation.
Fiat money (low interst rates) are ruining pensions founds right now people are getting 1% while governments are printing like crazy,
bank with free money can make deals on market so it is easy for them making deals with high leverage.
They can borrow at 0% any amount of cash and here crypto comes here we don't have free meal earn coins and you will have your own,
in most of cases you can't change rules like goverments bailouts, investmets all for free fiat money
I home that crypto will go strong soon and solve some financial problems.