That is incredibly generous of the Forty Seven Bank team that the founders will have the same share as the bounty team! This is a good incentive for the founders to sell as many tokens as possible because if this ICO isn't a success then the Forty Seven Bank founders will take little profit for their hard work.
Yes, that is really good. It's not the main reason, but I prefer to invest in ICO's if the team does not keep 50% or more. 5% is a very good value. They are probably convinced to make enough profit with the banking business in the future
I really do agree with you, once the heads of a team are very confident on their project, then is definitely going to succeed, as you can see from the statistics, that's incredibly low, the question is, why will they keep such low amount for themselves?, the answer is simple, they are believers, believers of success, believers of integrity and that's a really remarkable thing to commend on