They have about 40+ years of experience in the field which definitely will have impact on the outcome of the project. They are now working on the beta version of their platform. Definitely this ICO is worth looking into..
Forty years is quite long enough for any project to en masse the needed knowledge to drive a project forward, i was skeptical at first as it has to do with lending and how they intend to get hold of defaulters but they seem to have tools in place to ensure that defaulters don't escape and have slim chances of even committing such act in the fist place, which to me is good