Thank you very much for the question. The investors who are coming in at the pre ICO stage will receive substantial discounts and bonuses relative to the ICO price. ICO investors are expected to benefit from the increase of the token value linked to the development of Lendsbay platform and app users growth. In 2-3 years we will not only have a platform where people can lend to each other within or outside their social circles/groups but also an internationally recognized credit bureau on blockchain. We believe from the users and value perspective, we are targeting a very large global market with billions of dollars lent annually. We target millions of the platform and app users globally, all of them eventually using Lendsbay utility token within the Lendsbay system.