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Topic: [ANN][ICO] LakeBanker | Free Banking for the World - page 18. (Read 14246 times)

newbie
Activity: 40
Merit: 0
It is good to see there are a proven network behind this. I wish the best

A good banking company for the future, when has branch in indonesia Grin Grin Grin

We don't have branches. All the functions ordinarily provided by high-street branches are sourced from our network of LakeBankers (individuals, convenience stores, money exchangers etc). This is crowd banking.

Our network will grow exponentially. So, there will be many, many LakeBankers in Indonesia and everywhere else once we get going.

Look out for us man. We're coming. And high street branches will be a thing of the past when we're done. 
full member
Activity: 294
Merit: 100
It is good to see there are a proven network behind this. I wish the best

A good banking company for the future, when has branch in indonesia Grin Grin Grin
full member
Activity: 139
Merit: 100
interesting concept. Looking forward more info. Wish your project good luck.
hero member
Activity: 490
Merit: 500
The mode of operation is explained too simply, without understanding, please elaborate
yeah, also think so.
is it just another e-Wallet like OKPay, PerfectMoney etc?

A digital wallet allows an individual to make electronic transactions only. That is just a very small part of what we offer.

We are also a financial services company. We expect our free payment network to attract many many users. We acquire big data, which gives us, higher---risk adjusted----returns on those financial services (for example p2p lending, credit cards, car loans, student loans, mortgages, micro loans, insurance and asset-backed securities).

In addition, we are Blockchain enthusiasts! We want to bring cryptocurrencies to the world's billions. 




ok, I think the concept is interesting, but the mission is so boring.

people who need transfer money frequently are always few, most people will not transfer even once a year.

as said lenging, loan, insurance, this may be novel, but if these are free, how do you run the business?

maybe my mind is too stupid, and I look forward to your more detailed plan.

Do not make a judgment too early, you see, it just a beta version which even have uploaded the white paper yet.

let's wait and see how it's growing

I did not make a trial, I just said my thoughts. anyways, we need more instructions to decide whether to join the investors of this project

did you joined their Telegram? there seems only a few people and nothing happened for now.
full member
Activity: 236
Merit: 100
Without a roadmap for technology development, just a roadmap for economic development, without a technology development team,   Perhaps not block chain technology    the 2019 roadmap is impractical and impossible to complete.

just as I said, it's crazy and mad. maybe the next version will explain it carefully and release a detailed plan for each step, it's obvious that no one just looked at the thumbnail to set off.

so I would never say something was impossible, I do not want to be a false prophet even if only one ten thousandth chance.
sr. member
Activity: 484
Merit: 250
HubrisOne
The mode of operation is explained too simply, without understanding, please elaborate
yeah, also think so.
is it just another e-Wallet like OKPay, PerfectMoney etc?

A digital wallet allows an individual to make electronic transactions only. That is just a very small part of what we offer.

We are also a financial services company. We expect our free payment network to attract many many users. We acquire big data, which gives us, higher---risk adjusted----returns on those financial services (for example p2p lending, credit cards, car loans, student loans, mortgages, micro loans, insurance and asset-backed securities).

In addition, we are Blockchain enthusiasts! We want to bring cryptocurrencies to the world's billions. 




ok, I think the concept is interesting, but the mission is so boring.

people who need transfer money frequently are always few, most people will not transfer even once a year.

as said lenging, loan, insurance, this may be novel, but if these are free, how do you run the business?

maybe my mind is too stupid, and I look forward to your more detailed plan.

Do not make a judgment too early, you see, it just a beta version which even have uploaded the white paper yet.

let's wait and see how it's growing

I did not make a trial, I just said my thoughts. anyways, we need more instructions to decide whether to join the investors of this project
full member
Activity: 420
Merit: 103
reserved chinese translation, please PM if needed
full member
Activity: 199
Merit: 100
Without a roadmap for technology development, just a roadmap for economic development, without a technology development team,   Perhaps not block chain technology    the 2019 roadmap is impractical and impossible to complete.
hero member
Activity: 490
Merit: 500
The mode of operation is explained too simply, without understanding, please elaborate
yeah, also think so.
is it just another e-Wallet like OKPay, PerfectMoney etc?

A digital wallet allows an individual to make electronic transactions only. That is just a very small part of what we offer.

We are also a financial services company. We expect our free payment network to attract many many users. We acquire big data, which gives us, higher---risk adjusted----returns on those financial services (for example p2p lending, credit cards, car loans, student loans, mortgages, micro loans, insurance and asset-backed securities).

In addition, we are Blockchain enthusiasts! We want to bring cryptocurrencies to the world's billions. 




ok, I think the concept is interesting, but the mission is so boring.

people who need transfer money frequently are always few, most people will not transfer even once a year.

as said lenging, loan, insurance, this may be novel, but if these are free, how do you run the business?

maybe my mind is too stupid, and I look forward to your more detailed plan.

Do not make a judgment too early, you see, it just a beta version which even have uploaded the white paper yet.

let's wait and see how it's growing
full member
Activity: 168
Merit: 100
Nothing is free when it comes to money. Especially Free Banking sound weird...But hey, good luck.
sr. member
Activity: 484
Merit: 250
HubrisOne
The mode of operation is explained too simply, without understanding, please elaborate
yeah, also think so.
is it just another e-Wallet like OKPay, PerfectMoney etc?

A digital wallet allows an individual to make electronic transactions only. That is just a very small part of what we offer.

We are also a financial services company. We expect our free payment network to attract many many users. We acquire big data, which gives us, higher---risk adjusted----returns on those financial services (for example p2p lending, credit cards, car loans, student loans, mortgages, micro loans, insurance and asset-backed securities).

In addition, we are Blockchain enthusiasts! We want to bring cryptocurrencies to the world's billions. 




ok, I think the concept is interesting, but the mission is so boring.

people who need transfer money frequently are always few, most people will not transfer even once a year.

as said lenging, loan, insurance, this may be novel, but if these are free, how do you run the business?

maybe my mind is too stupid, and I look forward to your more detailed plan.
full member
Activity: 158
Merit: 100
I like this one , waiting for more news
full member
Activity: 228
Merit: 100
I like the idea of Crowdbanking, Peer to Peer lending is already quite huge and this makes sense as something Crypto could do really well in.  

My only problem is the fact that the ICO is restricted to just ETH, if it were open to accepting BTC it might be something that I would be interested in, is there a possibility to offer BTC as a method also?

Edit:  Apologies, I see that BTC is accepted also, I was just looking at the conversion part where it showed Phase 1 - Fixed Price Sale   1 ETH = ? BAC

This is easy to understand, the structure of ETH is suitable for ICO or token sales, but BTC is not.

Still, you can set a rate of BTCETH, then you can accept BTC at the same time.
newbie
Activity: 40
Merit: 0
I like the idea of Crowdbanking, Peer to Peer lending is already quite huge and this makes sense as something Crypto could do really well in.  

My only problem is the fact that the ICO is restricted to just ETH, if it were open to accepting BTC it might be something that I would be interested in, is there a possibility to offer BTC as a method also?

Edit:  Apologies, I see that BTC is accepted also, I was just looking at the conversion part where it showed Phase 1 - Fixed Price Sale   1 ETH = ? BAC

Sure, no problem. The price of tokens is stated in terms of ETH. The price in terms of BTC will be determined by the exchange rate at the time.
newbie
Activity: 40
Merit: 0
Similar to ripple,steem?

Ripple's approach is to beg big banks to use their tech, and to replace the current SWIFT. They claim to be SWIFT 2.0. It's like a top-down approach. LakeBanker is different. We are bottom up. We don't beg banks to change. We change banks. We are more than just a payment protocol. LakeBanker is designed to offer a wide range of banking and financial services. So we believe our potential is much bigger than Ripple's.

Our model is to coordinate a Peer-to-Peer market in which individuals supply banking services to one another. Steem is also Peer-to-Peer in social media whilst we are in banking and financial services. So it is a completely different use case.

Our crowd banking model is unique. No one is doing what we are doing.
legendary
Activity: 1848
Merit: 1000
I like the idea of Crowdbanking, Peer to Peer lending is already quite huge and this makes sense as something Crypto could do really well in.  

My only problem is the fact that the ICO is restricted to just ETH, if it were open to accepting BTC it might be something that I would be interested in, is there a possibility to offer BTC as a method also?

Edit:  Apologies, I see that BTC is accepted also, I was just looking at the conversion part where it showed Phase 1 - Fixed Price Sale   1 ETH = ? BAC
newbie
Activity: 40
Merit: 0
Conversion rate for phase 2 is final or need to modify there. Very big difference between phase 1 and 2 because participants of phase 1 get 10x more just investing there. This is very confusing thing can you explain about them?

For phrase 2, we may adjust prices before the sale starts if market prices change dramatically. We are doing phase 1 to gather feedback from the community and collaborate with early investors in the early phase of the project. In return, we are offering tokens at a discount.

Please remember that phase 2 will be an auction: the market will determine the final price of our tokens. We believe that this is the fairest way.

full member
Activity: 236
Merit: 100
The mode of operation is explained too simply, without understanding, please elaborate
yeah, also think so.
is it just another e-Wallet like OKPay, PerfectMoney etc?

A digital wallet allows an individual to make electronic transactions only. That is just a very small part of what we offer.

We are also a financial services company. We expect our free payment network to attract many many users. We acquire big data, which gives us, higher---risk adjusted----returns on those financial services (for example p2p lending, credit cards, car loans, student loans, mortgages, micro loans, insurance and asset-backed securities).

In addition, we are Blockchain enthusiasts! We want to bring cryptocurrencies to the world's billions. 



ok, a little more clear about this.
expectancy
newbie
Activity: 40
Merit: 0
The mode of operation is explained too simply, without understanding, please elaborate
yeah, also think so.
is it just another e-Wallet like OKPay, PerfectMoney etc?

A digital wallet allows an individual to make electronic transactions only. That is just a very small part of what we offer.

We are also a financial services company. We expect our free payment network to attract many many users. We acquire big data, which gives us, higher---risk adjusted----returns on the financial services we offer (for example p2p lending, credit cards, car loans, student loans, mortgages, micro loans, insurance and asset-backed securities).

In addition, our crowd banking model significantly reduces our overhead when compared to regular banks (we don't have brick-and-mortar branches, for example).

Further, we are Blockchain enthusiasts! We want to bring cryptocurrencies to the world's billions.  

full member
Activity: 236
Merit: 100
The mode of operation is explained too simply, without understanding, please elaborate
yeah, also think so.
is it just another e-Wallet like OKPay, PerfectMoney etc?
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