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Topic: [ANN][Preico] Laccoin | Alternative to Banking Industry | Index Fund - page 3. (Read 2086 times)

copper member
Activity: 48
Merit: 0
When you are talking Debit Card wouldn't be easier to start with a Prepaid Card instead?
All 2.0 banking giant like N26 and Revolut have started with prepaid cards.
Do you have anyone coming from the card business?

Thanks!

The plan is to use Debit cards, but both debit cards and prepaid cards offers solutions to our problems. We are not opposed to reexamining the options of using a prepaid card for project.

Thanks for the insightful question.
copper member
Activity: 48
Merit: 0
Good project.

Thanks for the kind comments. Cheers Enjoy the day.
copper member
Activity: 48
Merit: 0
Good project

Thanks for the comment. Cheers
copper member
Activity: 48
Merit: 0
Very interesting project! great company, strong team and good product. I am sure it will be a great success! Smiley

Thanks for the vote of confidence. Cheers
sr. member
Activity: 770
Merit: 250
With the availability of the debit card from Laccoin, will makes the people in latin america and carribean region to have access on cryptocurrency.
This way will help the economic to be better than before.
sr. member
Activity: 674
Merit: 250
when you plan to implement the IOS and ANDROID application. Do you consider other similar platforms to implement your application? I hope all will be good.

 As of now we are only focused on those two platform. If there is a need for a third option and our community wants us to do it we will.

 Thanks for the question.
The answer is to show the responsibility of the development team to the community. This is very good and hopefully the team always maintain it, I think the Laccoin ICO will be successful.
copper member
Activity: 48
Merit: 0
Congratulations with winning the voting on KickICO. Now the main thing is to prepare well for PRE-SALE, and quickly collect the necessary amount.

Thanks, a lot. We are on the right path. Now it's focusing on the first ico which is the Pre-ico in two weeks!

Thanks for the comment.
copper member
Activity: 48
Merit: 0
when you plan to implement the IOS and ANDROID application. Do you consider other similar platforms to implement your application? I hope all will be good.

 As of now we are only focused on those two platform. If there is a need for a third option and our community wants us to do it we will.

 Thanks for the question.
sr. member
Activity: 630
Merit: 250
when you plan to implement the IOS and ANDROID application. Do you consider other similar platforms to implement your application? I hope all will be good.
sr. member
Activity: 756
Merit: 250
As I understand it, Laccoin will have an index fund.  Who will determine where the investments will be made?  Can this fund provide consulting services to the holder LAC for investment?
newbie
Activity: 146
Merit: 0
Laccoin can achieve Underbanked with a system of access to banking services and a new cryptocurrency card payment system through the use of cellular devices that will result in a more significant penetration rate than banks.
hero member
Activity: 910
Merit: 533
Congratulations with winning the voting on KickICO. Now the main thing is to prepare well for PRE-SALE, and quickly collect the necessary amount.
newbie
Activity: 210
Merit: 0
Big hope for this project can success and reach its target in the future. With the interesting concept and ofference by team and developer wish this project can make investor interested and all the token that offered amount 390million token can be sold out. Team and developer must work hard and arrange the best marketing strategy to promote this project.
newbie
Activity: 11
Merit: 0
Very interesting project! great company, strong team and good product. I am sure it will be a great success!
copper member
Activity: 48
Merit: 0
    How will the user's credit score be calculated?  Will the user have a credit passport?  Will the information be collected from external sources? Thanks for any answer.

    Varyg, credit score will be calculated with a number of factors.  

    • 1) They will have to be a registred users of the LAC wallet
    • 2) They will have to have a history of usage on social media platforms. The more social media accounts we have and can analyze the data we can have an accurate assessment of the person so we can assign a higher credit.
    • 3) We will analyze the sending, receiving and spending habits of people that have the LAC wallets that apply for loans.Government-issued ids will rank higher regarding transparency which will generate a higher score of credit ratings, but we do want to make available to people that dont have government forms of ids.
    • 4) People that pay off loans in rapid fashion will increase their credit rating that.


    Out of all the parts of the ecosystem that we need to get right, it is the p2p loans. As we want people to get loans but be able to handle them and also correctly assess people correctly so they can get the correct loans at the correct rates.

    Thanks for your question.[/list]
    copper member
    Activity: 48
    Merit: 0
    As I understand it, Laccoin will have an index fund.  Who will determine where the investments will be made?  Can this fund provide consulting services to the holder LAC for investment?

    Starb, as we have many members on your team have managed assets before for funds. They will be a part of the team that chooses what low-risk assets and what cryptocurrency assets shall be in the fund. We also bring in another professional from the hedge fund space to help manage the fund.

    We are aiming for as much transparency as possible with the fund. All assets in the fund will be detailed. The positions held will be specified, and we will detail the reasons as to why those particular assets in the fund.  This information will only be privy to LAC tokens holders as the fund will be built for LACCOIN community.  


    Thanks for the question as I particular enjoy talking about the fund and its nature.


    Thanks for the answer. Another question - do you plan to engage in philanthropic activities for advertising purposes, support various developments in LAC? If you will be help pepole in LAC - will be more holders LAC.


    Starb, Yes absolutely! If everything goes as planned, we will make a registered charity for the whole LAC region. We will work with as many governments as we can to make sure we have a positive impact on the area.  This project means a lot to the team as a majority of the group is connected to the region in some fashion.  


    Thanks for the insightful question.   Cheers
    newbie
    Activity: 16
    Merit: 0
    When you are talking Debit Card wouldn't be easier to start with a Prepaid Card instead?
    All 2.0 banking giant like N26 and Revolut have started with prepaid cards.
    Do you have anyone coming from the card business?

    Thanks!
    jr. member
    Activity: 221
    Merit: 2
    long-term project with a good concept. but more innovation and promotion is needed for this project to be accepted and successful, given the many projects with similar concepts
    copper member
    Activity: 48
    Merit: 0
    As I understand it, Laccoin will have an index fund.  Who will determine where the investments will be made?  Can this fund provide consulting services to the holder LAC for investment?

    Starb, as we have many members on your team have managed assets before for funds. They will be a part of the team that chooses what low-risk assets and what cryptocurrency assets shall be in the fund. We also bring in another professional from the hedge fund space to help manage the fund.

    We are aiming for as much transparency as possible with the fund. All assets in the fund will be detailed. The positions held will be specified, and we will detail the reasons as to why those particular assets in the fund.  This information will only be privy to LAC tokens holders as the fund will be built for LACCOIN community. 


    Thanks for the question as I particular enjoy talking about the fund and its nature.

    copper member
    Activity: 48
    Merit: 0
    Does Laccoin plan to attract venture capital to investing? Since in the current situation it will be difficult to count only on ordinary investors.

    Excuse the delay in the response Sairam199.  

    Our priorities are the Laccoin community first if there are institutional investors that want to come to the "Union of Wealth" fund they would be allowed.  

    More likely we would create a second fund that would minimize the risk of a withdraw by institutional investors. As if they were to pull out it would have adversely affect non-institutional investors and the structure of the portfolio.   

    We have plans to add more than one different kind of investment fund as people have different appetites for risk.

    Thanks for the question.
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