There are a lot of altcoin worth to HODL for few more years but the question is how long you will wait till we all be in alt season. ADA, EOS, XRP and other small marketcap altcoins worth investing. The main ones are mentioned on thread but at the end it is your own preference to invest it or not. Buying low marketcap altcoins have a better potential compare to the top altcoins, the boost will be huge on the small marketcap ones but the same percentage will be smaller on top coins.
I believe ethereum and other well established altcoin like, Ada, bitcoin gold, bnb are good to hold during bear market. When prices dip on cryptocurrency, it affect every coin except stablecoin. The consolation here is that if you hold quality coin during bear, if the price dump due to irrational reaction to it’s price, you can be rest assure that those prices will correct themselves when the reversal of dips price happens!
BNB and other exchange altcoins have lost their credibility as the main investment payment method for cheaper investment costs. The BNB can drop a lot if the Binance fail to comply the regulation on the first world countries, even UK government is not OK with the running policy by the Binance team. Imagine one bad news from UK and Binance team will not be able to convince the BNB investors to not sell their investments. The staking and other monthly reward packets are lucrative but it doesn't worth spending a lot of money to get low rewards.