Its not security that matters but privacy, and in some cases it's the same.
Instead of giving your credit card info and bank password so some thief in a 3rld world country ,now you give it to spies from your gov.
I was just thinking the same the other day but if you're on a windows machine then you have no choice but to rely on one of these antiviruses otherwise it'll get infected pretty quickly and there aren't much choices with open source antiviruses. I know one that is ClamAV but I don't think it will work as good as the other ones does.
And it's hard to only run a linux system as some of the apps don't work on it too great.