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Topic: Bitcoin debit card - page 152. (Read 293872 times)

full member
Activity: 184
Merit: 100
January 17, 2015, 08:53:44 AM
Where can the card be used and how do you use it. Like can I good to the store and swipe it or can it only be used with bitcoin transactions only?

It's Visa card , so you can use it almost everywhere : atm, online shopping, in-store purchase etc.
Works like traditional debit card
member
Activity: 70
Merit: 10
Think For Yourself Question Authority
January 17, 2015, 08:51:37 AM
Where can the card be used and how do you use it. Like can I good to the store and swipe it or can it only be used with bitcoin transactions only?
full member
Activity: 184
Merit: 100
January 17, 2015, 05:13:11 AM
1. Can I apply the visa card with some dummy name?
2. If I am not verified, any limitation for withdrawal each month or year?
3. reliable?
4. If I do not want to submit my ID, what kind of limitation?
5. The card already working or under testing?

1) you can, but you won't be able to upgrade to verified status
2) withdrawal limits for unverified $2500 lifetime,$2500 per day
3) yes
4) see 2
5) working
legendary
Activity: 980
Merit: 1040
January 17, 2015, 05:08:03 AM
1. Can I apply the visa card with some dummy name?
2. If I am not verified, any limitation for withdrawal each month or year?
3. reliable?
4. If I do not want to submit my ID, what kind of limitation?
5. The card already working or under testing?

From what I know and understand:
1: Probably, but you will obviously need to provide some address where they can send the card. My card was sent with regular mail, not registered or signed for. And you wont be able to upgrade to verified if you started out with a fake name. Also be aware the name is printed on the card,  so to avoid issues at least provide a normal sounding dummy name.
2. See their faq or here: https://bitcointalksearch.org/topic/m.10085302
3. Who knows. They just started out and so far Im the only one who reported buying and receiving their card. Their visa provider does seem legitimate though
4. See 2.
5. Its working for me
newbie
Activity: 73
Merit: 0
January 17, 2015, 03:44:13 AM
1. Can I apply the visa card with some dummy name?
2. If I am not verified, any limitation for withdrawal each month or year?
3. reliable?
4. If I do not want to submit my ID, what kind of limitation?
5. The card already working or under testing?
full member
Activity: 184
Merit: 100
January 16, 2015, 10:52:59 AM
Another question: is the charging of the card limited to office/banking hours, or can it be done 24/7 ?
it's 24/7
legendary
Activity: 980
Merit: 1040
January 16, 2015, 10:52:12 AM
#99
Another question: is the charging of the card limited to office/banking hours, or can it be done 24/7 ?
full member
Activity: 184
Merit: 100
January 16, 2015, 10:37:56 AM
#98
BTW, kudo's to the fastest support ever.

we are glad you like it, we are always here to help
legendary
Activity: 980
Merit: 1040
January 16, 2015, 10:20:48 AM
#97
spoke too soon. Tried adding the card to my google wallet, and got an error message "There was a problem authorizing your card. Contact your bank if this problem continues." FWIW, those mbank cards worked without problem.

Perhaps I do need to call mychoice first, Ill try that when I get home.

We contacted our bank to find out what has happened, here is their reply:

'We could see that the transaction made by the cardholder with Google for $1.00 has got declined due to the mismatch in the expiry date.
 Can you please advise the cardholder to key in the correct expiry date as in the card. Let us know in case of any further assistance required.'

Could you please try again?

Im surprised they can see an invalid attempt.
But.. yep, it works now.
I probably did mistype. Sorry

edit: just made my first purchase: https://play.google.com/store/apps/details?id=com.coffeestainstudios.goatsimulator

 Grin

BTW, kudo's to the fastest support ever.
member
Activity: 63
Merit: 11
January 16, 2015, 10:17:10 AM
#96
spoke too soon. Tried adding the card to my google wallet, and got an error message "There was a problem authorizing your card. Contact your bank if this problem continues." FWIW, those mbank cards worked without problem.

Perhaps I do need to call mychoice first, Ill try that when I get home.

We contacted our bank to find out what has happened, here is their reply:

'We could see that the transaction made by the cardholder with Google for $1.00 has got declined due to the mismatch in the expiry date.
 Can you please advise the cardholder to key in the correct expiry date as in the card. Let us know in case of any further assistance required.'

Could you please try again?
member
Activity: 63
Merit: 11
January 16, 2015, 09:57:15 AM
#95
spoke too soon. Tried adding the card to my google wallet, and got an error message "There was a problem authorizing your card. Contact your bank if this problem continues." FWIW, those mbank cards worked without problem.

Perhaps I do need to call mychoice first, Ill try that when I get home.

Let us know whether it is resolved please.
legendary
Activity: 980
Merit: 1040
January 16, 2015, 09:38:21 AM
#94
spoke too soon. Tried adding the card to my google wallet, and got an error message "There was a problem authorizing your card. Contact your bank if this problem continues." FWIW, those mbank cards worked without problem.

Perhaps I do need to call mychoice first, Ill try that when I get home.
legendary
Activity: 980
Merit: 1040
January 16, 2015, 09:25:36 AM
#93
I have no need for large sums, I just like to buy day to day stuff "with bitcoin" this way for as long as there are still relatively few places to spend btc directly.
Im also not keen on providing such information to anyone, no offense, but  much less a new service that I seem to be the very first customer of Smiley. The risk of abuse and hacking/ ID theft is not imaginary

That said, I dont have a reputation for endorsing any products or services on this forum, so that Im liking this so far does say something. If anyone else was interested in this service, but fearful, I suggest you do as I did, try it out with small amounts.
full member
Activity: 184
Merit: 100
January 16, 2015, 09:16:44 AM
#92
I got no text, but I probably didnt provide my actual phone number. I dont see the need anyway, dont we all have email on our phones?
So you may want to make the phone number updatable in the account page, and allow users to turn on/off notifications.

Gotta say, assuming the card works, Im pretty impressed by this service.
Im not gonna vouch for the long term viability (I fear Mychoice may not like what you're doing) or even for the question you will or wont one day run off, but if you can improve your trustworthiness, you have a very good product here.

good idea about turing on/off phone notification, will definitely add it. we don't sent email confirmations for card transaction, but we sent text messages, so you might want to be notifed about any transaction on your card.
regarding our bank, they know that we work with bitcoins and we are very transparent with them, so it wont be an issue. Trustworthiness is that we are currently working on, thanks again for using our product and for usefull feedback.

note: if you'd like to withdraw more than $2500 per day you have to upload id and proof of address  Wink
legendary
Activity: 980
Merit: 1040
January 16, 2015, 09:08:00 AM
#91
I got no text, but I probably didnt provide my actual phone number. I dont see the need anyway, dont we all have email on our phones?
So you may want to make the phone number updatable in the account page, and allow users to turn on/off notifications.

Gotta say, assuming the card works, Im pretty impressed by this service.
Im not gonna vouch for the long term viability (I fear Mychoice may not like what you're doing) or even for the question you will or wont one day run off, but if you can improve your trustworthiness, you have a very good product here.
full member
Activity: 184
Merit: 100
January 16, 2015, 09:02:02 AM
#90
I realize this is pretty much beta, so Im gonna post every minor issue I encounter.

First of all, it seems you require 3 confirmations ? It might be a good idea to show unconfirmed transactions, just not allow selling/transferring them. I would also suggest you make the number of requires confirmations dependent on the amount. Id accept zero or 1 confirmations for tiny amounts, and require more for larger transactions.

Secondly, very minor issue, but when the account page loads, it shows zero balance. After a second or two it updates to the correct amount, but I can imagine some people getting a shock if they expected to see a significant amount and get shown zero.

Next, I tried withdrawing my BTC to my card, I put the entire balance as amount (all of 0.1 BTC, taking a huge leap of faith here Smiley ), but it failed because I didnt have enough funds. Thats because you deduct the fees after the transaction/conversion. That makes it almost impossible to withdraw the entire balance. Just deduct the fees before the conversion, so I end up with less $ on the card, but with the entire amount of BTC I intended to withdraw.

So I tried again with a smaller amount (0.095 btc), and then I got an error when I clicked to confirm: "Object reference not set to an instance of an object.". Clicking "confirm" a second time made it accept.

I instantly got an email stating the loading was completed. Is it really that fast? If I where doing this in front of an ATM, would I be able to withdraw the money literally seconds after withdrawing my btc on your site?

Anyway, now off to search something to spend my $20 on to see if the card actually works Smiley

that's really usefull feedback, we will fix all the issues you mentioned.
regarding card loading time - yes it's instant. also you are supposed to receive text confirmation (assuming you provided working phone number)
legendary
Activity: 980
Merit: 1040
January 16, 2015, 08:57:43 AM
#89
I realize this is pretty much beta, so Im gonna post every minor issue I encounter.

First of all, it seems you require 3 confirmations ? It might be a good idea to show unconfirmed transactions, just not allow selling/transferring them. I would also suggest you make the number of requires confirmations dependent on the amount. Id accept zero or 1 confirmations for tiny amounts, and require more for larger transactions.

Secondly, very minor issue, but when the account page loads, it shows zero balance. After a second or two it updates to the correct amount, but I can imagine some people getting a shock if they expected to see a significant amount and get shown zero.

Next, I tried withdrawing my BTC to my card, I put the entire balance as amount (all of 0.1 BTC, taking a huge leap of faith here Smiley ), but it failed because I didnt have enough funds. Thats because you deduct the fees after the transaction/conversion. That makes it almost impossible to withdraw the entire balance. Just deduct the fees before the conversion, so I end up with less $ on the card, but with the entire amount of BTC I intended to withdraw.

So I tried again with a smaller amount (0.095 btc), and then I got an error when I clicked to confirm: "Object reference not set to an instance of an object.". Clicking "confirm" a second time made it accept.

I instantly got an email stating the loading was completed. Is it really that fast? If I where doing this in front of an ATM, would I be able to withdraw the money literally seconds after withdrawing my btc on your site?

Anyway, now off to search something to spend my $20 on to see if the card actually works Smiley
full member
Activity: 184
Merit: 100
January 16, 2015, 08:11:07 AM
#88
Activation on your site was a doddle (assuming it actually worked).
trying to send some btc to my account now, first 0.001 BTC seems to have arrived.
Havent called mychoice yet for a pin, is the card usable for online transactions if I dont?

once card is activated on our website it's ready for use, you need pin for ATM withdrawals/in-store purchases.
We don't provide pin set/reset functionality due to security reason, so you are the only person who can set your pin.
legendary
Activity: 980
Merit: 1040
January 16, 2015, 08:01:58 AM
#87
Activation on your site was a doddle (assuming it actually worked).
trying to send some btc to my account now, first 0.001 BTC seems to have arrived.
Havent called mychoice yet for a pin, is the card usable for online transactions if I dont?
full member
Activity: 184
Merit: 100
January 16, 2015, 07:23:42 AM
#86
Spotted this on the faq: "We also require 5 block chain confirmations to deposit bitcoins to your account, on average it might take up to 10 minutes."
10 minutes for 5 confirmations seems a bit optimistic Smiley


yeah, will update it  Wink
how's your card, did card activation/loading go smooth?
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