i stay away from that thread (
https://bitcointalk.org/index.php?topic=857670.0;topicseen) it's so full of negativity that there no opportunity for realistic debate. A better one is the forum.gethahsing.com. Great bunch of guys there that have a balanced view of mining and cryptos. Realize that even suchmoon has said that if Paycoin does launch the debit card, then it's a big deal. I'm paraphrasing him
To answer your specific question: Team PayCoin ( the non profit, decentralized group) already announced an online staking wallet. Also, there has been strong indication that this ( I believe) will happen in the next 1-2 months:
working with a number of companies (eg: XPY Tech) that are supporting PayCoin. Because of past issues, they won't name all the names yet...but will in due time. Here's a direct quote:
"One decided to step outside the box, taking on the challenge of purchasing PayCoin using a credit card. As most know, PayCoin has only been able to be purchased using Bitcoin. This functionality will be launching shortly so please stay tuned."
Another company will be launching a gift card platform, specially built for PayCoin.
What this means is that there will be an ability to purchase PayCoin with credit cards and use PayCoin to buy gift cards. We think you'll find that pretty sweet.
Additionally, new cloud mining platform will be adopting PayCoin for all its internal purchasing. They are one of the largest in the world.
We are in the final stage of providing a single solution to the following:
massive merchant adoption
the honors program
gawminers.com accepting PayCoin.
We're looking forward to sharing that with you.
We have not forgotten our commitments to our community, those that have stood by us. We now have the plans and development in place to provide them to you. We are no longer being held up."
My personal view has always been don't put all your eggs in one basket. Paycoin is not my largest or only investment. It, like Bitstake, might be the best value investment right now tho.
EDIT: I try to take a neutral POV. Way too many on either side of the argument with PayCoin. I am in the middle and do see it's potential. Combined with BitStake, there's potential for a powerful combo.