But if you are doing more than yourself, by investing more money, and part of the money that would have cover up for your well-being, at some point, when having a serious financial needs, and your emergency funds are not enough, you will be force to temper with your investment, before you know it, that will be the beginning of the end for that investment, because that will be how you will be eating it bit by bit till it runs out, so it's very important to invest according to your level or I say it like don't do more than yourself, just cut your coat according to your size when DCAing , then you are good to go.
Meanwhile, when I said needs, I am referring to basic needs and any other thing of importance that cannot wait. These are the factors that can force an investor to sell his Bitcoin. Besides these needs, the other major consideration should be emergency funds which covers unforeseen circumstances.
I applaud you for playing around with various hypothetical persons and going back and forth to attempt to flesh out various considerations that might come into place depending on where a person is with his finances, yet within this one paragraph you seem to be mixing up ideas and framing them in confusing ways. And, many times, guys are struggling to even consistently hold aside 10% of his income for investing, so it begins to be a bit unrealistic to be describing scenarios that guys have 50% or even 70% of their income available for investing, even though surely there are some people who are able to do that, but they tend to be exceptions rather than common kinds of scenarios... but it is possible, but not very realistic to be describing those kinds of outlier scenarios.. and maybe some of those were pushed more by @Moreno233 rather than by @teamsherry.
First, I would like to review that frequently a person can attempt to make a ballpark idea regarding how much of his income he is going to put into bitcoin, so maybe aiming for somewhere between 5% and 25% of his total income; however, he should not be able to come up with his exact target amount if he does not have some kind of an assessment of what his discretionary income is, so if his income and his expenses are almost the same, then he does not have any discretionary income, so he should not be investing into anything until he figures out how he can either increase his income and/or how to decrease his expenses so that he has a discretionary amount that he would be able to invest into bitcoin.
Of course, people with higher incomes have more abilities to actually make sure that they have some discretionary income, and sometimes folks with lower income have very few abilities to either increase their income or to cut their expenses because they are already living in such a way that they have little to no cushion... so those people cannot choose to invest into bitcoin or anything else until they figure out a way to increase or even create a situation in which they have discretionary income.
Second, I doubt that the concepts of whimpy versus aggressive have to do with how much you choose to invest, but instead they are choices about how much of your discretionary income that you invest. So if you already figure out that on a monthly basis you have $2k coming in every month and you have $1,600 in expenses, so then you have figured out that you have $400 of discretionary income that you may well be able to invest into bitcoin, and so maybe the whimpy investor might invest $10 per week into bitcoin and the aggressive investor might invest $100 per week.. but of course, there are levels in between in terms of how much this person could choose to invest, and they might even choose to play it by ear, and some weeks they invest the least amount of $10 (by their own choice) and other weeks they choose to invest the maximum, but most of the weeks they choose to invest somewhere in the middle $50-$70, and so the higher that they are investing within their discretionary income, then the more aggressive that they are being, and if they have figured out all of their calculations correctly, then they would not be classified as overly aggressive, unless they were investing more than $100 per week and then putting themselves in a situation in which they are going above their discretionary income and therefore gambling and/or being reckless in terms of possibly putting themselves in a position that they might need some of the money that they had invested into bitcoin for their monthly expenses.
I mostly agree with this part.
@JayJuanGee have helped a lot in explaining the important things to do as regard buying and holding Bitcoin. Such as using the DCA method while also making provisions for emergency funds. If we follow this process, every individual can easily work out what percentage of his funds to put into Bitcoin. How aggressive an investor should be depends on many other factors which I think should be topic for another day so we don't make it appear like competition.
I think that it can be helpful to attempt to describe concepts of whimpy versus aggressive, yet surely sometimes the context gets lost and for example, it might well make sense for some newbie investor into bitcoin to purposely start out whimpy in the way that he is investing into bitcoin, and only become more aggressive as he both gets used to investing into bitcoin and as he might be ensuring that he is maintaining a practice of building and keeping an emergency fund, a reserve and a float, and we likely realize that a person who has more cushion in his various forms of cash (whatever he calls them), he will have more abilities to be more aggressive because he is more informed about his situation, and yeah, the competition between kinds of investors and kinds of approaches may well more be suited to be a competition that a person has with himself rather than feeling any need to compete with anyone else, and maybe even if a guy might choose to compare various versions of himself, so he might be using terms such as whimpy versus aggressive in order to compare various versions of himself (or various approaches that he could choose to take) in terms of how much of his discretionary income that he might be using to invest into bitcoin or even other kinds of practices that he might choose in terms of when (and how much) within his own pay period to buy his BTC.