Is it being considered to also do this with Moneretos on the bid side?
Otherwise someone can place many fake bids that will not execute if they don't have the available moneretos.
Yes, we thought that it might be useful to see both (after some detour of only showing the "available", causing more trouble than good really )
There is currently no intention to do it with the bid side. Reasons:
- Many people/corps in business want to offer buy liquidity for multiple items. It would not be possible if 100% reserve was required. This would destroy the bidside liquidity - the value of non-M items (stuff) in the characters' accounts is 35x the value of M items (money). An obvious mismatch that can be easily remedied by doing what we are doing.
- 100% reserve when placing bids has never been the custom with any reputable financial institution. Even I have used stockbrokers who had this mode of operation prior to the online era starting in late 1990s. The usual reason why online stockbrokers incl. crypto exchanges really want 100%+100% reserve is more sinister than cares to be mentioned. We don't want to even allow ourself the option to do such things and want to have as little customer depository balances (XMR) as possible.
- The practical result of hitting zero funds is that the trade just does not happen, which will be noticeable to the seller, and not cause him any more difficulty than lost opportunity that would never have been there to begin with. A trade cannot make you go negative. Admin command TRANSFER only can make you go negative (and only in M).
=> I will change the policy when it needs changing but going to fully covered bids is so far from rational here that it is unlikely it will happen. Other things that actually improve the system are planned.