Luck isn't just a genetic factor as most people think. But more because of behavioral factors or our attitude when seeing something.
From personal experience I would say its more of a luck than a skill. I'm a hundred per cent no expert when it comes to day trading and I've done well with it. Everything was just pure luck, I've failed to know which coin it was a million times and lost money. Of course being constantly on the market charts and doing research helps, but at the end of the day its all luck in my eyes.
I agree with you.
Lucky people usually are more open to chance, good at creating a chance, also acting when opportunities earrive, and able to make better decisions without having to know the cause. He's also always expecting luck, and can change an event, which may be considered harmful, but can be changed into something useful, for example "the current fall in the price of cryptocurrency. There may be some a person who considers it, a leading cause of loss" but not for him because of the situation like this's a favorable moment, because anyone can buy it with extraordinary pieces.