Differences between an investor and common man! - page 2.

CaptainCrapper

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Quote from: sunsilk on August 10, 2019, 06:04:00 AM

A common man that doesn't have intensive knowledge about investing will look into it as something risky. This is the problem of most common people that are not open with investing. They don't want to take risk and that's why they stay where they are and happy with their comfort zone.

An investor is saving money to invest while common people save money to save.

Yes, an investor who is experienced doesn't invest in any risky sector before invest her capital he thinks more and more after confirming everything then he will invest and always save her capital anyhow. but a common man without investigation everything he will invest then he will lose her capital this the major difference both.

Baihaki Khaizan

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It's important to have passion.

It all started with passion, interest and a deep love for investing. Then study and try hard. Passion is like a never-ending energy, helping you to enter the stock market even more vigorously. Without a strong passion for investing in stocks, you will only stop in the middle of the road. Your investment goals may not be achieved.

sou-kou

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I don't use loans to buy bitcoin or invest in cryptocurrencies. I can use half of my salary to invest in cryptocurrencies.
Suppose I use loan money to invest. If my investment fails, I will not be able to repay my loan money. I don't have the courage to take this risk. I still have to live.
However, there are also many people who are experienced in investment who will take loans to invest in cryptocurrencies, and they may have huge returns. Not only can they repay their loans, they may also have freedom of wealth.
There are very few such people.

bussybuddy

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Quote from: Alisha-k on September 01, 2021, 02:11:33 PM

Quote from: mersal on August 09, 2019, 01:31:19 PM

Investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.

You shouldn't generalize it using common man like you and me every one invests at their own level making every rich as they can afford to be. It's only extravagant spenders that goes about taking loans for personal use but in critical cases it's well understood but as long as life isn't astake there is no point taking loan for anything outside investment

In theory, I don't want to deny anyone's point of view, because we are all equal and have similar or different outlooks on life. Thinking about common sense to create what society and many people think is the right formula or path for them, and there is no difference in each of us. If you feel it is different from you will try to find and give reasons to prove it, as I said above that there will be people who will agree with your point of view and vice versa. So everything I see here is only relative, with a field that needs many factors and not necessary factors for success, simply if you are satisfied with one or more like-minded people.

AndySt

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Quote from: Alisha-k on September 01, 2021, 02:11:33 PM

Quote from: mersal on August 09, 2019, 01:31:19 PM

Investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.

You shouldn't generalize it using common man like you and me every one invests at their own level making every rich as they can afford to be. It's only extravagant spenders that goes about taking loans for personal use but in critical cases it's well understood but as long as life isn't astake there is no point taking loan for anything outside investment

It all depends on the rank and status of the investor. If a small investor is not advised and it can even be said that loans for investment are categorically contraindicated, then large businesses and, accordingly, large investors, on the contrary, can conduct their activities at the expense of borrowed funds. This is the specifics of any large business and the banking system in developed economies, when borrowed funds are used for the development and expansion of their business. Another question is in what form and for what projects these loans are made. However, as for borrowing for personal needs, the question is also controversial, if a person has a stable large income and has the opportunity to borrow at low interest rates to buy a luxury house in the tens of millions of dollars, then why not do this leaving their savings intact.

Alisha-k

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Quote from: mersal on August 09, 2019, 01:31:19 PM

Investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.

You shouldn't generalize it using common man like you and me every one invests at their own level making every rich as they can afford to be. It's only extravagant spenders that goes about taking loans for personal use but in critical cases it's well understood but as long as life isn't astake there is no point taking loan for anything outside investment

swiftbits

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Investors have a positive mindset about venturing into new aspects of handling the business and finances; trends come and go, they have to be adaptable to change. Millionaires that I know have multiple streams of income, and crypto is one of them. They really benefited by being updated on trends. They also have their own strategy in handling it all without them getting overworked.

bakasabo

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Even though it is easy to join investors army, because entrance fee is almost nothing, but being an investor requires special state of mind. Without it, an investor will quickly turn into buyer-seller. Ability to predict, cold mind, ability to live under preassure and huge luck is what differs investor from everyone.

kotajikikox

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Quote from: TrueColorsBby on August 11, 2019, 12:49:16 AM

The common man sacrifices the future for the moment.
The investor sacrifices the moment for the future

Nice quote , i love that fact because i also did that sometime in the past.

Quote from: husencoe on August 30, 2021, 01:03:46 PM

The difference between investors and ordinary people:
Investors, want to find a way to make their money double their capital, investors usually prioritize investment rather than spending their money on useless things.
While ordinary people are people who put their desires forward without thinking about tomorrow and old age

actually that was how OP explained the difference if you will only read the topic and understand how he tries to differentiate both given person.

I am a Common man and also investors.

i separate my investment from my luxury.

meaning half of my funds go for holding , while half goes for my desires .

STT

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Ordinary people in a normal capitalist economy are investors. Everyone who had a pension is an investor by requirement because one day you will not be able to work like you can now so its a requirement you save for that day. The most common investment would be to purchase your own house outright, if its as part of a family and naturally you end up not requiring as many rooms when old then you have a large capital investment to use in retirement. This process is still a type of investment, I dont really like this idea of 'ordinary people' vs these special investment superhumans.

Capitalism says we are all part of economy in a vital way and common people are the owners of the means of production and capital, modern generations lost this truth imo

jossiel

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Quote from: husencoe on August 30, 2021, 01:03:46 PM

The difference between investors and ordinary people:
Investors, want to find a way to make their money double their capital, investors usually prioritize investment rather than spending their money on useless things.
While ordinary people are people who put their desires forward without thinking about tomorrow and old age

Investors wanting to make their money work for them, well, let's say that we want our money work for us. Tongue

The ordinary folks, they lack of knowledge about increasing and multiplying their wealth and that's why they ending up getting their wants. They lack of enthusiasm as they also lack about financial knowledge.

ene1980

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Quote from: mckinleeanael07 on July 15, 2021, 03:57:20 AM

In my opinion, it's different in that investors have a high risk of getting rich, they use all their brains to think about how to invest and generate profits in the most optimal way. , these are things that normal people don't do.

The risk factor is the same for a common man and big investors, for example if you find an interesting new project and you want to leap into investing in them, then if you are having decent amount of money you negotiate with the project during the seed fund days and you get a major share of the tokens or coins and the risk factor is the same if a common man with his funds investing in a new project. Before investing you do your work to know more about the project and if it is a success the seed investors earns a much bigger profit because the risk percentage he took was much great. It can happen in the opposite direction as well if the project fails to deliver the promise.

On the other hand if you are investing in establish projects or coins then the risk factor is similar for both and if you are well aware of the market then you will have an idea on when to enter and when to exit.

husencoe

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The difference between investors and ordinary people:
Investors, want to find a way to make their money double their capital, investors usually prioritize investment rather than spending their money on useless things.
While ordinary people are people who put their desires forward without thinking about tomorrow and old age

Desmong

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Quote from: mersal on August 09, 2019, 01:31:19 PM

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.

An investor is always ready do put more in an investment to make to make larger profits at the end of the day. Investors are persons who search for opportunity to put their money inside and Wait for time for it to yield double or triple of their capital.

A common man is not interested in putting their money in an investment because they are not always ready to take risks. A risk taker is what constitute an investor while a common could lavish their money on mere things that could never give a return.

Tumanggor

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Quote from: mersal on August 09, 2019, 01:31:19 PM

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.

That's very true, most ordinary people borrow money for things they don't really need such as smartphones, motor vehicles and even fashion

now I have started wanting to learn to manage debt and borrow money from banks only for important things such as investing in gold, crypto or property
investors are those who are smart in managing money and also their desire and greed

Charot12345

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Quote from: mersal on August 09, 2019, 01:31:19 PM

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.

I think their main differrence is their mindset. An investor always thinks of profit that will come and go and circulate to have more profit and also a business minded while the other is not.
When it comes to loan, an investor applied for loan to invest on business that can help him paying the loan as well as to generate profit while a common man applied for loan for something that the money will not comeback or his money will only go on paying that loan.

Chato1977

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Quote from: ?? on ??

Quote from: Charot12345 on August 09, 2021, 12:30:34 AM

Quote from: mersal on August 09, 2019, 01:31:19 PM

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.

I respect your opinion but I think you are wrong in some ways. Investors also take loans, they also take home loan, car loan but their deference is not about that. the difference is their mindset, think about future and not only how to survive in daily basis, on how they will use what they loan in a more effective ways. Example, two guy have a loan for a car, and one person use that car for business while the other one is use only for leisure. And both of them have to pay the debts but since the investor use it for business, he has support on paying that while the have nothing.
An investor is business minded and always think on how he can gain profit.

As a businessman, having debt, the profit of his business is something that is natural, especially to develop it. but we have to go through careful calculations so that everything can run smoothly. especially for investing in crypto, of course, you have to prepare monthly installments

businesses also having flows so this is even that debt and profit are indeed part of having business.

if you are not ready for this then best to stay away.

ninkdwi

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Quote from: Hughes_Ryan on July 26, 2021, 11:58:04 AM

The difference between investors and ordinary people is in the way of thinking, Lifestyle, will in life. For example, if there is some capital, the average person will save it by keeping it in a safe place like depositing it in a bank with the intention of using it in the future. Investors will put that capital into investments like stocks, bitcoin in the hope that their finances will grow.

The difference that is clearly visible is when ordinary people will be satisfied with the salary they receive from their income from work etc. they don't think about something until the future they think about working, earning money after that the money is spent and this cycle keeps repeating itself in contrast to people who have the intention to become investors
even if they work, they will set aside their money to invest for the long term and tend to think in a more measurable direction about the results to be achieved in the future.
sometimes things like this seem trivial but if you look in the mirror for future success, of course this will be a significant differentiator

Charot12345

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Quote from: mersal on August 09, 2019, 01:31:19 PM

What are the things differ from mindset of common man with investor,please share your thoughts.

IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.

I respect your opinion but I think you are wrong in some ways. Investors also take loans, they also take home loan, car loan but their deference is not about that. the difference is their mindset, think about future and not only how to survive in daily basis, on how they will use what they loan in a more effective ways. Example, two guy have a loan for a car, and one person use that car for business while the other one is use only for leisure. And both of them have to pay the debts but since the investor use it for business, he has support on paying that while the have nothing.
An investor is business minded and always think on how he can gain profit.

Hughes_Ryan

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The difference between investors and ordinary people is in the way of thinking, Lifestyle, will in life. For example, if there is some capital, the average person will save it by keeping it in a safe place like depositing it in a bank with the intention of using it in the future. Investors will put that capital into investments like stocks, bitcoin in the hope that their finances will grow.

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