IMO an investor is a financially educated and conscious man. In a perfect world each one of us should be an investor, be it a hands-on one or someone who allocates his capital and trust to experimented investors.
The difference as I said before is education, but there is also the mindset part. If you want to be an investor you've got to think about the future and not dump all your wage into day-to-day necessities and wishes. Every penny invested wisely could compound in generational wealth. I suggest your reflect and build upon that thought. Cheers!
Topic: Differences between an investor and common man! - page 5. (Read 3906 times)
What are the things differ from mindset of common man with investor,please share your thoughts.
IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.
I think the main difference between a common man and an investor is their patience. A common man, just like you said, would immediately buy the things he always wanted right away after having the money while an investor would take a moment first and think. He will have an idea that maybe, if he'll invest it and make it grow, he can buy more luxurious stuffs or secure his future. An investor is much more wiser than a common, although not all, but most of them think it thoroughly before spending money. Maybe you can build a house with the money you have today but an investor would say, maybe a mansion is feasible if you'll wait first while investing your money. IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.
Investors are rational and have a certain degree of professional knowledge. In most cases, they can buy at low positions and sell at high positions. Therefore, more benefits can be obtained.
Ordinary people are very greedy and always hope to get more income, so there is a situation of chasing ups and downs. Therefore, a relatively large loss may occur.
Ordinary people are very greedy and always hope to get more income, so there is a situation of chasing ups and downs. Therefore, a relatively large loss may occur.
Investors believe that money must make even more money.
Common people prefer to spend their money on services and goods.
Common people prefer to spend their money on services and goods.
I will not make a loan to invest in crypto especially bitcoin. Having a loan like being chased, every month you have to pay interest and pay in installments on the loan. It really unsettles me. Although indeed the investment results can be relied on to pay for the loan. But it doesn’t promise 100% either.
It is better for professional investors not to make loans for investment.
It is better for professional investors not to make loans for investment.
The investor has a desire to improve his life, and ordinary workers, as a rule, live one day, and here it is not at all about loans. Loans can be a pretty useful tool for raising funds if there are no other ways. Why should I wait to buy something that will improve my life if I can get a loan and develop further.
What are the things differ from mindset of common man with investor,please share your thoughts.
IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.
IMO,investors never want to take loans for their consumption like home loan,car loan,etc then just save money and will buy the things for their needs but common man like you and me will buy the things immediately when we get the desire of it using loans but we are paying 20% of interest to those kind of loans.
A common man who doesn't have investment knowledge and surly spends their entire life with private jobs. At the same time, speculators do put resources so they can consume their time by sitting home.
In reality, an average person is consistently hesitant to lose their cash; they would prefer not to face challenges all he needs to save a monthly salary.
There's minimal distinction between the average person and a speculator. If you have embraced the measure of cash, you can contribute it
This is why these succeasful investors I often heard encourages anyone to invest, earn and enjoy life from its profit.
An investor is a common man but a common man isn't an investor. I said that because of a common man who feels and understands the importance of investment for his bright future or to be rich or something else. A common man earns and saves it for further use that can be an investment or borrow some assets. when he/she saves it and uses it for the gain asset then it is also a way of increasing profitability but it is not an investment. When a man uses his money to gain profit and there will be a risk, chances growth or fall that is an investment.
Taking loan cons and pros.
If you take your loan now and invest in something solid like you earn in more than when you save or the interest that is applied in your loan then that could not be a problem. Investing in real estate would be one solid investment as it usually grows its value over the period of time and I had been witnessing it the time I was not able to decide to get the rent to own scheme pre sale house ans lot. After some years that has passed where the are RFO ready for occupancy I tried to inquire again and it surprises me that the TCP Total Contracr Price of the house was being doubled.
Cons if you invested your loan like buying a car which depreciate value over the period of time then you will likely to lose more.
Saving money could be a great deal but risking and taking loans would be greater it will all depend on how serious you are in making money like doing investments.
If you take your loan now and invest in something solid like you earn in more than when you save or the interest that is applied in your loan then that could not be a problem. Investing in real estate would be one solid investment as it usually grows its value over the period of time and I had been witnessing it the time I was not able to decide to get the rent to own scheme pre sale house ans lot. After some years that has passed where the are RFO ready for occupancy I tried to inquire again and it surprises me that the TCP Total Contracr Price of the house was being doubled.
Cons if you invested your loan like buying a car which depreciate value over the period of time then you will likely to lose more.
Saving money could be a great deal but risking and taking loans would be greater it will all depend on how serious you are in making money like doing investments.
Many professional investors seems loan as their enemy of invey. Investors always do some research before carry out their activities in the community to see what the day will give to them. Many investors have learned from other people experience in the area of trading that now make them professional.
While some common man don't know the risk of collecting a loan to feed their stomach that will not bring any profit to them. Purchasing your house or car with loan is not helping you to be out of hardship because within two years that car will be developing fault that will make you start looking for money to fix it back. Common man like eating quality food and drinks quality wine that can reach someone to start a good business and earning a good profit out of it.
Investors never tired of investing as long their are places to invest their money and make a good income while common man is after today today profit to flex all over the community without thinking of future profit. Common man see loan as an opportunity to them to enjoy and forget the interest involved in the loan.
While some common man don't know the risk of collecting a loan to feed their stomach that will not bring any profit to them. Purchasing your house or car with loan is not helping you to be out of hardship because within two years that car will be developing fault that will make you start looking for money to fix it back. Common man like eating quality food and drinks quality wine that can reach someone to start a good business and earning a good profit out of it.
Investors never tired of investing as long their are places to invest their money and make a good income while common man is after today today profit to flex all over the community without thinking of future profit. Common man see loan as an opportunity to them to enjoy and forget the interest involved in the loan.
| INVESTOR | | | COMMON MAN | | |
| _________________ | | | _________________ | | |
| Before investing the person will look for the track record which gives better learning whether to invest or not. | | | Common man depend on third party services, as finding the right investment of choice is a tedious task. | | |
| Investors focus will be long term profit with regular capital investment. | | | Common man always give preference to trading, marking a difference between buying and selling termed as profit. Continuously tries this, as it gives the immediate results. | | |
| Have their own financial discipline which helps in making strategies and finding the right stock for investing. | | | No proper financial discipline maintained. This is termed to be much important on investing. | | |
The main difference to me is; patience to endure losses, risk management and experiences in a particular field of investments. An ordinary man as you have classified cannot wake up and begin to trade Bitcoin or invest in gas and oil sector without having patience to learn the processes involved in the field. The other difference is mindset and availability of either natural resources or artificial resources to utilize in the investment.
This two can be differentiates according to their knowledge and status in life. An investor is a person with great courage, ambitious, with positive outlook and brave enough to take the risk. While the common man is the one who is so coward/afraid to take the risk and go out from his comfort zone and explore, he only have a simple ambitions in life and that is to live simply with a little earning from work. In the end, the investor will really gain more profits and be financially stable while the common man remains in his stagnant situation.
An investor believes that money must "work" and make more money.
A common man thinks that money must be spent.
A common man thinks that money must be spent.
You're a bit right with what you believe about the difference between these two. I just want to add that investor was once a common man who earns money and buy his needs but as soon as he develop some thinking about earning more from his money through taking risks then he became an investor. A common man knows how to spend his money but not that well if we will compare it to an investor.
There are many differences between an investor and the average person investors usually think of investing and retaining. Ordinary people try to solve their own problems as well as spend money. Two important investment tools form an investor's portfolio at any given time. From a company’s perspective this means raising equity from the market. Both are bought and sold in the stock market and are important forms of investment for the common man. Also ordinary people are relatively safe but investments provide low income.
An investor believes that money must "work" and make more money.
A common man thinks that money must be spent.
A common man thinks that money must be spent.
Investors perspective is different, he/she will be doing smart work whereas a common man will be into hard work.
Investors looks for an earning in the passive means, just invest and get the rewards, whereas common man keeps
his focus on saving with some target.
Investors always look for profit whereas a common man always look for the security of his life and future.
Investments have got low liquidity whereas savings have got the high liquidity which helps in immediate needs.
Investors looks for an earning in the passive means, just invest and get the rewards, whereas common man keeps
his focus on saving with some target.
Investors always look for profit whereas a common man always look for the security of his life and future.
Investments have got low liquidity whereas savings have got the high liquidity which helps in immediate needs.
"Investor saved for investment
Common man saved money for desires"
The mindset of the people reflects on what they have. If you only saved money to buy such thing as cellphone, laptops and other gadgets. You only add some liabilities to your life and yes! you are a common man. While if you save money to invest even in business, trading or other investment. You have the mindset of a millionaire. I just remember what Robert Kiyosaki told in his best seller book, Being rich is not define on the money you gained but to the money that you save. Its useless even you have 2K dollar monthly, if your bills and other expenses is 1900 dollars. Its better to have 500 bucks when can save almost half of it.
Common man saved money for desires"
The mindset of the people reflects on what they have. If you only saved money to buy such thing as cellphone, laptops and other gadgets. You only add some liabilities to your life and yes! you are a common man. While if you save money to invest even in business, trading or other investment. You have the mindset of a millionaire. I just remember what Robert Kiyosaki told in his best seller book, Being rich is not define on the money you gained but to the money that you save. Its useless even you have 2K dollar monthly, if your bills and other expenses is 1900 dollars. Its better to have 500 bucks when can save almost half of it.
surely the mindset of an ordinary person and an investor is very different 180 °. if the investor gets a profit then what he does is use that profit to be reinvested, and so on. Not when getting profit is spent on satisfaction. but always try to spend money to get money
I think Investor always tries to put his capital and earn a lot on the other hand a common people frustrated if he makes a loss after investing his capital. However, you need to have experienced before invest otherwise you will see loss always. An investor always learns based on a project or business where he plans to invest. A common people make his money idle and one time he just lost his money to survive. Everyone needs to be an investor to rise yourself.
That's right, there is a massive chasm between investors and common people. There are also assorted discrepancies in the direction they live their lives. Everyone invests in something and many people imagine that the appetite for the daily is existing met. Regardless of those who are real investors, their scheme is unique.
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