Its centralized nature allows the government to directly issue currency to citizens at the whim of central banks
This obviously means that they can not offer the same level of autonomy or censorship resistance that bitcoin offers
The fact that its implementation can lead to potential surveillance and increase government control over finance is something to be worried about.
Considering the fact that bitcoin has earned an high level of trust, security and borderlessness from it user with an inherent monitory policy brings the big question;
Do we really need cbdc now?
CBDC is not related to bitcoin, I'm not sure if they have anything n common, if you have said stablecoins now and CBDC, then there are some similarities.
Bitcoin is a decentralized digital currency, by decentralization they don't have any middle man that control it's operation. The performance is based on peer-to-peer people around it's ecosystem, the network security is also dependent of the people around it.
CBDC is a stable digital currency that central banks like to issue, it is going to be control and manage by the central bank, it's affairs are not restricted by commercial banks, anyone can use it any where and anytime but they are regulated in a such a way that you can be restricted if you violate any rules of the CBDC, this is Hy it's not good to use it in the first place because it's not your key or your coins.
Stablecoin work in this manner. The difference between CBDC and stablecoins is that one is control by central banks and the other is controlled by group of people that form a company.