The PayCoin team are a bunch of amateurs with 0 experience in working with Cryptocurrencies, I saw in the first couple weeks of being part of Bitcointalk that if you ever want to be successful in this game you need to be completely transparent because eventually everything you say becomes public. How do you avoid FUD? simple, do the same things in public as you do in private and hold no liabilities because even if people released all your private conversations it wouldn't matter. Team XPY are idiots because it isn't PayCointalk, Hashtalk, GetHashing or whatever that matters, all that matters is Bitcointalk and everything else revolves around that and the fact that they avoid it only shows that they have no idea how to run a Coin.
If you are not being transparent in the things you do, you are only hurting yourself in the long-term. There is lots of money to be made in this industry in a legitimate way, it requires trying to make money for OTHER people, not yourself.
Matlack lost $1 million to Homero like a dumb muggle. His only desire now is to steal every penny he can from other muggles and pray on breaking even. Nothing he says will ever change that. He's just a dumb muggle turned scammer.