personally at this point im hoping there are major delays and i can just get a refund of my exact amount of coins. Its clear at this point the correct move would have been knc and as much as I dislike BFL, BFL may end up shipping before hashfast.
There are a lot of people kicking themselves for not going for a KnC product, myself included.
The fact that KnC let you use credit card via paypal (and of course use 0% interest rates for those that understand time value of money) made it a no brainer.. it allowed one to use free money (for a year on intro rate deals) to indirectly buy BTC via the miners with no fees anywhere (no exchange fee, no bank wire fee, etc)
by using BTC in hand (or cash in hand) you are actually taking a gamble that bitcoin WONT increase in value until you make your BTC back.. because if it does, you lose in time value of money since now you have to wait until you get back to where you were
Now do you all understand why Wall Street always uses other people's money??
If BTC crashed terribly I would also have the extra possibility to just tell the credit card company to pound sand and not pay them .. hell I could still do that if I wanted to trash my credit and pocket all the ROI