I do understand very well how HaveLock operates. Being based out of US/EU jurisdiction, it tries to give credibility to non-standard companies. If AM Hash, Cryptx Petamine etc those are listed under HaveLock were fully legit, then they would have attend conferences, their founders were clean & clear about identity, which they are NOT. They are simply taking advantage of their location to deceive people and HaveLock is trying to become the bank in this case, skimming off investor's money, which is one of the thing bitcoin fought for.
Havelock are based in Panama and are fully registered there. Yes, they charge a trading fee - 0.4% when selling. They don't charge you to purchase any shares though. Also, ASICMiner have attended quite a few bitcoin mining conferences this year. In fact they were just at one. ASICMiner are a major player in the world of bitcoin mining, these services you're promoting are quite the opposite.
On the contrary, cloud mining websites are quiet clear about the reason of their anonymity. PB mining has talked about NDA and cloudmining.website has mentioned the reason in Our Story & FAQ.
Those reasons are total bullshit and only gullible people believe them.
Those, who are offering a payout calculation are actually lying, because mining is partially about luck. Giving a calculation on ideal amount is vague and does not indicate real mining. But, instead of giving this calculation, both PB mining & cloudmining.website are giving better result than your AM hash etc. Funny thing is that, instead of understanding all these, u guys r misleading people to go for HaveLock companies, which clearly shows your conflict of interest as owner/share holder/sales agent.
Who do you think is more likely to have real miners, non-manufacturing cloud mining services or ASIC manufacturers who those cloud mining services need to buy miners from? As for using a formula, all that does is remove the variance. With regards to misleading people, your sig quite clearly says no hidden fees yet buried in the terms and conditions on the website, you've got the following:
Here's a fair comparison:
AMhash = 0.0028 btc/year
Bitmain = 0.0031 btc/year
KNC = 0.0032 btc/year
PBmining = 0.0014 btc/5years
Clearly these hardware manufacturers with massive economies of scale and ultra cheap electricity cannot compete with PBmining.
That would make PB cost 0.00028 per year. In other words, 1/10 the cost of AMHash per year. Do you honestly believe that PB can provide cloud mining services for 1/10 the cost of AMHash - who gets hardware at cost (because they make their own chips and build their own miners) and pays around 0.03-0.04 $/kWh? If so, then that just highlights how delusional and gullible you are.