How good are you at managing your money - page 29.

Betwrong

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Quote from: Divinespark on August 23, 2016, 04:59:23 AM

Yes, I am pretty good at saving money and even reasonably disciplined at allocating a prescribed % of my earnings to BTC, but the key learning for me was that it is important to also spend money to have fun. I have a "fun" budget.

To me it looks like you really know how to manage your money. Especially I like the part about "fun" budget. I'm doing like this too and I would recommend to anyone to do this. It only looks like you are spending money for nothing, but in reality it helps you to work harder to earn more.

groll

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Quote from: fireball4 on August 24, 2016, 06:38:18 PM

Quote from: twerdefnce on August 23, 2016, 04:05:52 AM

I am pretty good (i think) in my money management as i always have enough money for everything, i even manage to save some money each weekso i think i am good

im also pretty good, i have never had any problems with saving up money i need for a car or something like that, also no one ever helped me

Good for you as you could do those things saving and managing money. I should have known you before and consulted you with managing my salary. I was really bad with it. I have like five jobs before but I never thought of saving or investing my money. I am so fool as to have not think of retirement. Now, I have to double my time to make money and to have some savings and to have investment.

fireball4

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Quote from: twerdefnce on August 23, 2016, 04:05:52 AM

I am pretty good (i think) in my money management as i always have enough money for everything, i even manage to save some money each weekso i think i am good

im also pretty good, i have never had any problems with saving up money i need for a car or something like that, also no one ever helped me

yayayo

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Quote from: dothebeats on August 23, 2016, 02:30:56 PM

My finances go very well since I am just living alone and I don't usually buy stuff that I don't need and is definitely out of my budget. I allocate my money to certain expenses and bills, and whatever is left, I use to buy bitcoin and keep those bitcoins in my stash that will serve as an investment. Tbh, I am not that good at investments and such, but because of bitcoin, I am grasping it little by little.

You're doing it right. Modesty and austerity are essential if you want to reach financial independence. Many rich people exhibit these characteristics. It is a big problem for the majority of the Western population to abstain from consumerism. Many people are addicted to buying stuff they don't need to boost their emotions. They can't delay gratification. Credit cards and media trends are promoting this behavior which often leads to severe indebtedness.

Bitcoin is an easy way to invest even small amounts of money without associated complexity or transaction costs. Therefore it is perfectly suited for people with small investment capital, too.

ya.ya.yo!

dothebeats

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My finances go very well since I am just living alone and I don't usually buy stuff that I don't need and is definitely out of my budget. I allocate my money to certain expenses and bills, and whatever is left, I use to buy bitcoin and keep those bitcoins in my stash that will serve as an investment. Tbh, I am not that good at investments and such, but because of bitcoin, I am grasping it little by little.

olubams

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That is one thing I am very good at which is managing my finance and money very well for this I dont borrow and for over 6 years of my policy, I am never broke to the extent of borrowing. this I am planning to keep up even when I get married...

crossabdd

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Quote from: angryswamp on August 23, 2016, 02:00:12 PM

Quote from: twerdefnce on August 23, 2016, 04:05:52 AM

I am pretty good (i think) in my money management as i always have enough money for everything, i even manage to save some money each weekso i think i am good

im also really good at it in my opinion and i manage to save up a lot of money to be honest so i dont need anyone help one it i guess

I was young and unmarried, so for me it was easy to manage finances, because I like the simple life and I do not have much need for the moment, so it can always save the profits of bitcoin every week.

angryswamp

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Quote from: twerdefnce on August 23, 2016, 04:05:52 AM

I am pretty good (i think) in my money management as i always have enough money for everything, i even manage to save some money each weekso i think i am good

im also really good at it in my opinion and i manage to save up a lot of money to be honest so i dont need anyone help one it i guess

Mastsetad

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Quote from: Wapinter on August 23, 2016, 05:14:15 AM

Managing money is an art that requires patience.Sometimes you have to make right decisions when and where to spend and when and where not.I guess I have mastered the art of managing money Wink

Well i wish i will master it too in future when i will be earning money professionally, right now i'm just earning by bitcoins and having no place for spending so that i could manage my expenditures, when that time would come i will surely try to manage them well.

Altitude

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I think im better then most of my friends when it comes to saving money and being able to save constantly. But I also think that bitcoiners are good savers by nature. People who care about bitcoin are for the most part financially responsible. Not all of them, but most I believe are good savers and from reading the last few pages of posts it seems to be mot people here agree with me.

Wapinter

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Managing money is an art that requires patience.Sometimes you have to make right decisions when and where to spend and when and where not.I guess I have mastered the art of managing money Wink

freedomgo

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Quote from: Divinespark on August 23, 2016, 04:59:23 AM

Yes, I am pretty good at saving money and even reasonably disciplined at allocating a prescribed % of my earnings to BTC, but the key learning for me was that it is important to also spend money to have fun. I have a "fun" budget.

That's important because we need to enjoy sometimes and while we are continuous to work hard we need to have time to enjoy also to live a balance and healthy life. Even if we are just saving a little amount but continuous savings would help us achieve our goal amount.

bamboylee

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Quote from: Betwrong on August 21, 2016, 03:00:55 PM

Since I don't have much money I'm pretty good at managing what I have. Around a half goes for paying bills and the other half for buying food, clothes etc. I don't have any debts and that's what I'm happy about.

I think you are doing well even if you do not have that much money you can manage it. It is like what they say about those who can manage small talents, can do well in big. So i think you are good at managing money.

Divinespark

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Yes, I am pretty good at saving money and even reasonably disciplined at allocating a prescribed % of my earnings to BTC, but the key learning for me was that it is important to also spend money to have fun. I have a "fun" budget.

dunfida

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Quote from: Mastsetad on August 23, 2016, 03:40:08 AM

Quote from: groll on August 22, 2016, 04:58:03 AM

Quote from: Danielzo on August 22, 2016, 03:42:36 AM

It all depends on what you want to do with your money. It is a stupid move to spend all of your money in one shot. I think I manage my earnings pretty well.

Congratulations to you, mine was a crap. I never think of the future before when I still have a good paying job. I just buy anything I want without thinking if I actually need them or not. Sometimes because of peer pressure and sometimes because of too much generosity. I am not saying giving is bad, but too much giving like I have eight nieces and nephews, every birthdays I am giving them a big cake as a gift without thinking that I could just bought them a small one.

That is the reason why people never save anything and later on they realize they should have done it when they get into an emergency or in a situation when they need some money and they have nothing big in hands, that is the reason why managing your earned money is good.

You wouldnt learn from your mistakes if you didnt experience it and be thankful with that scenario because you already know how to save because of the experience.
Saving is a really good help incase of emergencies and on future investments you would made.

twerdefnce

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I am pretty good (i think) in my money management as i always have enough money for everything, i even manage to save some money each weekso i think i am good

Mastsetad

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Quote from: groll on August 22, 2016, 04:58:03 AM

Quote from: Danielzo on August 22, 2016, 03:42:36 AM

It all depends on what you want to do with your money. It is a stupid move to spend all of your money in one shot. I think I manage my earnings pretty well.

Congratulations to you, mine was a crap. I never think of the future before when I still have a good paying job. I just buy anything I want without thinking if I actually need them or not. Sometimes because of peer pressure and sometimes because of too much generosity. I am not saying giving is bad, but too much giving like I have eight nieces and nephews, every birthdays I am giving them a big cake as a gift without thinking that I could just bought them a small one.

That is the reason why people never save anything and later on they realize they should have done it when they get into an emergency or in a situation when they need some money and they have nothing big in hands, that is the reason why managing your earned money is good.

purebitco

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Quote from: groll on August 22, 2016, 04:58:03 AM

Quote from: Danielzo on August 22, 2016, 03:42:36 AM

It all depends on what you want to do with your money. It is a stupid move to spend all of your money in one shot. I think I manage my earnings pretty well.

Congratulations to you, mine was a crap. I never think of the future before when I still have a good paying job. I just buy anything I want without thinking if I actually need them or not. Sometimes because of peer pressure and sometimes because of too much generosity. I am not saying giving is bad, but too much giving like I have eight nieces and nephews, every birthdays I am giving them a big cake as a gift without thinking that I could just bought them a small one.

it is always important to think about the future because you might even become broke if you dont save enough money

groll

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Activity: 336

Merit: 250

Quote from: Danielzo on August 22, 2016, 03:42:36 AM

It all depends on what you want to do with your money. It is a stupid move to spend all of your money in one shot. I think I manage my earnings pretty well.

Congratulations to you, mine was a crap. I never think of the future before when I still have a good paying job. I just buy anything I want without thinking if I actually need them or not. Sometimes because of peer pressure and sometimes because of too much generosity. I am not saying giving is bad, but too much giving like I have eight nieces and nephews, every birthdays I am giving them a big cake as a gift without thinking that I could just bought them a small one.

Danielzo

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Merit: 15

It all depends on what you want to do with your money. It is a stupid move to spend all of your money in one shot. I think I manage my earnings pretty well.

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