How good are you at managing your money - page 4.

Taki

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Quote from: betohell on November 30, 2016, 06:27:18 AM

if I may be honest I always spend all my salary to buy a certain item I like, yeah I'm very hard to control my desire to buy something, there is the suggestion that I was not too extravagant?

After reading this I have only one question - where do you hold all this things on which your spend all of your salary?
That is not so wise as I think. What will you do if you loose your work one day suddenly? I think you have to make some basis for such situation.

Fatanut

legendary

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Quote from: Hidemyname on November 30, 2016, 12:59:48 PM

well im not actually good at managing my money cause when i get a hold on a decent amount of money and get bored i usually end up gambling it on some sites like bitsler,bustabit, and satoshimines and sometimes when there is a new bitcoin doubler site's I sometimes put a lot of money in it and end up getting scammed haha lol

I think money management isn't your problem. Your problem is that you can't control your urge. When you feel like you want to gamble, you just say 'Yes' to yourself. It would seem as if you can't control yourself right now but you actually can. There's a huge discussion about this in the gambling discussion board so no need for me to go deep about this topic.

In addition, stop investing in doubler sites. Your hard earned money just go to waste by doing that. Don't believe to whatever method they said that let them multiply your coins by 2 in 100 hours or so.

Ziskinberg

hero member

Activity: 3010

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Quote from: usefrees on November 30, 2016, 02:33:58 PM

Quote from: Hidemyname on November 30, 2016, 12:59:48 PM

well im not actually good at managing my money cause when i get a hold on a decent amount of money and get bored i usually end up gambling it on some sites like bitsler,bustabit, and satoshimines and sometimes when there is a new bitcoin doubler site's I sometimes put a lot of money in it and end up getting scammed haha lol

If you are already aware of what goes wrong, then you will soon learn how to wisely manage their money.
I, too, before he could spend their money on unnecessary things. Now I have them invest in reliable projects

Everyone must learn from their experience but not all people are capable of doing that as there are weak people who cannot control themselves when they see a temptation of the things they wanted to buy. It's human nature that we want to get what we wanted but it's also important to learn how to control ourselves as not all that we want is good for us.

usefrees

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Quote from: Hidemyname on November 30, 2016, 12:59:48 PM

well im not actually good at managing my money cause when i get a hold on a decent amount of money and get bored i usually end up gambling it on some sites like bitsler,bustabit, and satoshimines and sometimes when there is a new bitcoin doubler site's I sometimes put a lot of money in it and end up getting scammed haha lol

If you are already aware of what goes wrong, then you will soon learn how to wisely manage their money.
I, too, before he could spend their money on unnecessary things. Now I have them invest in reliable projects

Hidemyname

jr. member

Activity: 58

Merit: 10

well im not actually good at managing my money cause when i get a hold on a decent amount of money and get bored i usually end up gambling it on some sites like bitsler,bustabit, and satoshimines and sometimes when there is a new bitcoin doubler site's I sometimes put a lot of money in it and end up getting scammed haha lol

TheBobman

member

Activity: 72

Merit: 10

Quote from: betohell on November 30, 2016, 06:27:18 AM

if I may be honest I always spend all my salary to buy a certain item I like, yeah I'm very hard to control my desire to buy something, there is the suggestion that I was not too extravagant?

That is pretty bad, I would never do this, you can better just safe up some money for the best and later on spend it for something when you have more..

wildan88

legendary

Activity: 1862

Merit: 1046

I think we will be good at managing money if we apply the principle of simple living, of course we will be disciplined in managing finances. I implemented it in my life. so I am pretty good at managing money. about 50% of the result of the bitcoin I invested in bitcoin and 50% real investment. so I still can keep my salary

Mario274

full member

Activity: 158

Merit: 100

Quote from: Positid on November 30, 2016, 07:52:40 AM

Quote from: nisya on November 30, 2016, 06:39:22 AM

Quote from: betohell on November 30, 2016, 06:27:18 AM

if I may be honest I always spend all my salary to buy a certain item I like, yeah I'm very hard to control my desire to buy something, there is the suggestion that I was not too extravagant?

its not good to spend all of your salary because i think you need to saving if in case you have emergency situation. and beside that, i think you need to control your desire to buy something you like. better to buy important item and make the rest in your account in bank so you can trying to save your money for your future.

Well, savings is necessary, without savings our future is not clear and could be at risk. Regardless of the amount we earn savings is one of our priority and that can be achieve if we carefully manage our finances.

Minimize our expense while maximize our income, that's the best solution.

There is no dispute that this is the best solution. But not always possible to find an additional source of income. It's very hard.

Mastsetad

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Quote from: betohell on November 30, 2016, 06:27:18 AM

if I may be honest I always spend all my salary to buy a certain item I like, yeah I'm very hard to control my desire to buy something, there is the suggestion that I was not too extravagant?

I'm actually partly like you, though i don't spend all my bitcoins i earn every month but i spend a part of it on myself and keep another part, though i feel i'm not too good at managing money but i actually do some saving which can be considered a good part of managing money i guess.

Positid

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Activity: 378

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BULL RUN until 2030

Quote from: nisya on November 30, 2016, 06:39:22 AM

Quote from: betohell on November 30, 2016, 06:27:18 AM

if I may be honest I always spend all my salary to buy a certain item I like, yeah I'm very hard to control my desire to buy something, there is the suggestion that I was not too extravagant?

its not good to spend all of your salary because i think you need to saving if in case you have emergency situation. and beside that, i think you need to control your desire to buy something you like. better to buy important item and make the rest in your account in bank so you can trying to save your money for your future.

Well, savings is necessary, without savings our future is not clear and could be at risk. Regardless of the amount we earn savings is one of our priority and that can be achieve if we carefully manage our finances.

Minimize our expense while maximize our income, that's the best solution.

nisya

member

Activity: 318

Merit: 10

Quote from: betohell on November 30, 2016, 06:27:18 AM

if I may be honest I always spend all my salary to buy a certain item I like, yeah I'm very hard to control my desire to buy something, there is the suggestion that I was not too extravagant?

its not good to spend all of your salary because i think you need to saving if in case you have emergency situation. and beside that, i think you need to control your desire to buy something you like. better to buy important item and make the rest in your account in bank so you can trying to save your money for your future.

betohell

sr. member

Activity: 476

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if I may be honest I always spend all my salary to buy a certain item I like, yeah I'm very hard to control my desire to buy something, there is the suggestion that I was not too extravagant?

bamboylee

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Quote from: saiha on November 30, 2016, 01:58:31 AM

Quote from: Zadicar on November 30, 2016, 01:46:26 AM

Quote from: saiha on November 30, 2016, 01:17:32 AM

Quote from: Mastsetad on November 29, 2016, 12:24:59 PM

Quote from: Creepings on November 28, 2016, 10:37:03 PM

Managing money is really hard especially to people like me that wants to buy anything that I want. When i had my first bitcoin i bought a phone. I changed it first to real money and bought it. And i think why didnt I invested it. Then i had an everyday facepalm everytime I remember that

That is right actually, for people like us it is really hard to manage money if we are willing to buy anything we want, like you i also did that thing, i used my bitcoins to buy a bike for myself but to be honest i really needed that, but still i want to save my bitcoins but every month i cash some of them out and spend on myself.

It is not a hard thing to manage money, because with my situation my budget for weekly expenses is not that even high.

Let's say my budget for 3 days is just $10 so how would you budget that? Since I'm not that very socialite person, I'm having a proper budgeting.

I'm setting aside up those things that I need to allocate my funds like fare and some meal allowances. Just don't get too cocky to buy everything you want.

$10 for 3 days? How did you able to manage it?Are you still eating on that amount? Saving and budgeting really helps so that you could able to manage your money well and could able to survive on daily living but that amount you mentioned seems too unbelievable to consider because its really to low and i cant imagine how you able to manage it. Expenses and bills are considered normal but on buying wants its not really ideal.

Actually yes, I'm still able to eat with that amount. Since I don't need to spend too much because my destinations are just a walk away.

Because I'm not focusing with the things that I want, I'm focusing more with the things that I need to spend to, like paying bills and everything.

I usually spend $3/day and of course with the help of some relatives and friends that surrounds for the food so I don't have to spend too much with it.

It helps a lot if you have relatives that can help in your needs like food or shelter. But if you will shoulder everything like mortgage, food, bills and insurance, it will be more challenging to manage your money. And I bet that 3$ a day will be harder to make ends meet.

Zadicar

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Quote from: uname on November 30, 2016, 05:17:20 AM

Quote from: Creepings on November 28, 2016, 10:37:03 PM

Managing money is really hard especially to people like me that wants to buy anything that I want. When i had my first bitcoin i bought a phone. I changed it first to real money and bought it. And i think why didnt I invested it. Then i had an everyday facepalm everytime I remember that

Lol it's the same as me I have a lot of desire, buy clothes, gadgets, food and so forth, it makes me always running out of money my salary and I do not have money left over to save. we seem to be more efficient and be able to distinguish between wants and needs

thats the things that will make you overdropped on your budget since you do temp on buying your wants instead of needs and thats a very big problem for some people and its reality there are peopl are like that on which they prioritize first their wants but on the end they suffer problems on their needs.thats why we should spend wisely our money.

uname

sr. member

Activity: 420

Merit: 250

Quote from: Creepings on November 28, 2016, 10:37:03 PM

Managing money is really hard especially to people like me that wants to buy anything that I want. When i had my first bitcoin i bought a phone. I changed it first to real money and bought it. And i think why didnt I invested it. Then i had an everyday facepalm everytime I remember that

Lol it's the same as me I have a lot of desire, buy clothes, gadgets, food and so forth, it makes me always running out of money my salary and I do not have money left over to save. we seem to be more efficient and be able to distinguish between wants and needs

praboso96

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Activity: 187

Merit: 100

I'm bad at managing money. They were constantly at something is not enough. Sometimes I take a loan from friends. I need to discipline yourself

Fatanut

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Activity: 1008

Merit: 1060

Quote from: saiha on November 30, 2016, 01:58:31 AM

Quote from: Zadicar on November 30, 2016, 01:46:26 AM

Quote from: saiha on November 30, 2016, 01:17:32 AM

Quote from: Mastsetad on November 29, 2016, 12:24:59 PM

Quote from: Creepings on November 28, 2016, 10:37:03 PM

Managing money is really hard especially to people like me that wants to buy anything that I want. When i had my first bitcoin i bought a phone. I changed it first to real money and bought it. And i think why didnt I invested it. Then i had an everyday facepalm everytime I remember that

That is right actually, for people like us it is really hard to manage money if we are willing to buy anything we want, like you i also did that thing, i used my bitcoins to buy a bike for myself but to be honest i really needed that, but still i want to save my bitcoins but every month i cash some of them out and spend on myself.

It is not a hard thing to manage money, because with my situation my budget for weekly expenses is not that even high.

Let's say my budget for 3 days is just $10 so how would you budget that? Since I'm not that very socialite person, I'm having a proper budgeting.

I'm setting aside up those things that I need to allocate my funds like fare and some meal allowances. Just don't get too cocky to buy everything you want.

$10 for 3 days? How did you able to manage it?Are you still eating on that amount? Saving and budgeting really helps so that you could able to manage your money well and could able to survive on daily living but that amount you mentioned seems too unbelievable to consider because its really to low and i cant imagine how you able to manage it. Expenses and bills are considered normal but on buying wants its not really ideal.

Actually yes, I'm still able to eat with that amount. Since I don't need to spend too much because my destinations are just a walk away.

Because I'm not focusing with the things that I want, I'm focusing more with the things that I need to spend to, like paying bills and everything.

I usually spend $3/day and of course with the help of some relatives and friends that surrounds for the food so I don't have to spend too much with it.

In third world countries, you can survive for less than $3 a day. As a college student, I only need no more than $2 to survive. That would cover my transportation, and food. I eat the cheapest food in the cafeteria. I mentioned this before in a chat box in a gambling site and people can't believe that it's the only amount of money I need. If you do live in the province, people usually share their food to their neighbors. It's okay that you eat from your relative's so you don't actually have to spend that much money.

But of course even if I only need $2 a day. I still have to pay for my school fees which is about $180 for a semester.

saiha

hero member

Activity: 840

Merit: 501

Strength in Numbers

Quote from: Zadicar on November 30, 2016, 01:46:26 AM

Quote from: saiha on November 30, 2016, 01:17:32 AM

Quote from: Mastsetad on November 29, 2016, 12:24:59 PM

Quote from: Creepings on November 28, 2016, 10:37:03 PM

Managing money is really hard especially to people like me that wants to buy anything that I want. When i had my first bitcoin i bought a phone. I changed it first to real money and bought it. And i think why didnt I invested it. Then i had an everyday facepalm everytime I remember that

That is right actually, for people like us it is really hard to manage money if we are willing to buy anything we want, like you i also did that thing, i used my bitcoins to buy a bike for myself but to be honest i really needed that, but still i want to save my bitcoins but every month i cash some of them out and spend on myself.

It is not a hard thing to manage money, because with my situation my budget for weekly expenses is not that even high.

Let's say my budget for 3 days is just $10 so how would you budget that? Since I'm not that very socialite person, I'm having a proper budgeting.

I'm setting aside up those things that I need to allocate my funds like fare and some meal allowances. Just don't get too cocky to buy everything you want.

$10 for 3 days? How did you able to manage it?Are you still eating on that amount? Saving and budgeting really helps so that you could able to manage your money well and could able to survive on daily living but that amount you mentioned seems too unbelievable to consider because its really to low and i cant imagine how you able to manage it. Expenses and bills are considered normal but on buying wants its not really ideal.

Actually yes, I'm still able to eat with that amount. Since I don't need to spend too much because my destinations are just a walk away.

Because I'm not focusing with the things that I want, I'm focusing more with the things that I need to spend to, like paying bills and everything.

I usually spend $3/day and of course with the help of some relatives and friends that surrounds for the food so I don't have to spend too much with it.

Zadicar

legendary

Activity: 1386

Merit: 1020

DGbet.fun - Crypto Sportsbook

Quote from: saiha on November 30, 2016, 01:17:32 AM

Quote from: Mastsetad on November 29, 2016, 12:24:59 PM

Quote from: Creepings on November 28, 2016, 10:37:03 PM

Managing money is really hard especially to people like me that wants to buy anything that I want. When i had my first bitcoin i bought a phone. I changed it first to real money and bought it. And i think why didnt I invested it. Then i had an everyday facepalm everytime I remember that

That is right actually, for people like us it is really hard to manage money if we are willing to buy anything we want, like you i also did that thing, i used my bitcoins to buy a bike for myself but to be honest i really needed that, but still i want to save my bitcoins but every month i cash some of them out and spend on myself.

It is not a hard thing to manage money, because with my situation my budget for weekly expenses is not that even high.

Let's say my budget for 3 days is just $10 so how would you budget that? Since I'm not that very socialite person, I'm having a proper budgeting.

I'm setting aside up those things that I need to allocate my funds like fare and some meal allowances. Just don't get too cocky to buy everything you want.

$10 for 3 days? How did you able to manage it?Are you still eating on that amount? Saving and budgeting really helps so that you could able to manage your money well and could able to survive on daily living but that amount you mentioned seems too unbelievable to consider because its really to low and i cant imagine how you able to manage it. Expenses and bills are considered normal but on buying wants its not really ideal.

saiha

hero member

Activity: 840

Merit: 501

Strength in Numbers

Quote from: Mastsetad on November 29, 2016, 12:24:59 PM

Quote from: Creepings on November 28, 2016, 10:37:03 PM

Managing money is really hard especially to people like me that wants to buy anything that I want. When i had my first bitcoin i bought a phone. I changed it first to real money and bought it. And i think why didnt I invested it. Then i had an everyday facepalm everytime I remember that

That is right actually, for people like us it is really hard to manage money if we are willing to buy anything we want, like you i also did that thing, i used my bitcoins to buy a bike for myself but to be honest i really needed that, but still i want to save my bitcoins but every month i cash some of them out and spend on myself.

It is not a hard thing to manage money, because with my situation my budget for weekly expenses is not that even high.

Let's say my budget for 3 days is just $10 so how would you budget that? Since I'm not that very socialite person, I'm having a proper budgeting.

I'm setting aside up those things that I need to allocate my funds like fare and some meal allowances. Just don't get too cocky to buy everything you want.

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