How much interest is reasonable for you? - page 5.

Hamliss

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Quote from: bobmarley650 on November 05, 2016, 06:10:28 PM

Quote from: winspiral on November 05, 2016, 06:09:24 PM

Quote from: bobmarley650 on November 05, 2016, 06:06:56 PM

I pay 7%

7% does mean nothing if you say nothing about the time...

monthly.

https://bitcointalksearch.org/topic/bob-pays-monthly-interest-for-2000-usd-closed-10-monthly-1561807

7% monthly interest is very high. If you lend out to those guys, you might not get your original money back.

uneng

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The amount reasonable for me would be an amount that I could earn at least one minimum wage with that. With $10000 investiment a good income would be... $500-$800, so 5%-8%. For me it's enough. But first I must get the $10000 someway...

Unfortunelly I don't know any kind of investiment offering 5%-8%, I see sometimes 2% or less than 1%, but it's too low. The problem is when people give their money to low income investiments, so the sites owners don't have reason to increase the payrate to investors, as they are accepting the low returns, it's like that "supply and demand" law.

tee-rex

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Quote from: mrcash02 on November 07, 2016, 11:30:32 AM

Quote from: maydna on November 05, 2016, 06:52:53 PM

Quote from: mrcash02 on November 05, 2016, 05:21:50 PM

Quote from: Hugroll on November 05, 2016, 03:23:59 PM

Quote from: bobmarley650 on December 16, 2015, 03:28:38 PM

How much interest is reasonable and trustworthed for you and you can invest your bitcoins?

For me it's 0-10 % montly

For me it would be around 0-5% . I feel as if anything above 10% interest monthly is likely too good to be true, and it usually is.

I expect average ROI of about 20 ish percent a year on investment. Again, anything bigger is likely too good to be true.

0-5% is too low. I think who wants to pay interest to others should offer at least 2% or 3% minimum. zero dot something is like nothing... That is what banks pay to investors on my country to use their money to make a lot of profit, doesn't worth.

i think low or high is depend on what we want after we made some investment, and if 5% from only one investment and we have like 10 investment then its like 50% interest from many source and its real big money for us.

It doesn't matter. $100 in one investiment with 5% income is the same thing that $10 in 10 investiments offering 5% each.

The only advantage is that you split your money, so it's hardest to lose your investiment.

It makes it harder to lose the whole investment, but, at the same, may increase the risks of losing some part thereof. Investment diversification has its downsides too, especially if not done smartly. If you don't know what you are doing, you may inadvertently incur losses which you might have well avoided.

Diversification for the sake of diversification is meaningless.

mrcash02

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Quote from: maydna on November 05, 2016, 06:52:53 PM

Quote from: mrcash02 on November 05, 2016, 05:21:50 PM

Quote from: Hugroll on November 05, 2016, 03:23:59 PM

Quote from: bobmarley650 on December 16, 2015, 03:28:38 PM

How much interest is reasonable and trustworthed for you and you can invest your bitcoins?

For me it's 0-10 % montly

For me it would be around 0-5% . I feel as if anything above 10% interest monthly is likely too good to be true, and it usually is.

I expect average ROI of about 20 ish percent a year on investment. Again, anything bigger is likely too good to be true.

0-5% is too low. I think who wants to pay interest to others should offer at least 2% or 3% minimum. zero dot something is like nothing... That is what banks pay to investors on my country to use their money to make a lot of profit, doesn't worth.

i think low or high is depend on what we want after we made some investment, and if 5% from only one investment and we have like 10 investment then its like 50% interest from many source and its real big money for us.

It doesn't matter. $100 in one investiment with 5% income is the same thing that $10 in 10 investiments offering 5% each.

The only advantage is that you split your money, so it's hardest to lose your investiment.

winspiral

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Quote

How much interest is reasonable for you?

I see the answer is a wish...

With wishes we can do nothing...

The question would be more helpful so:
How much interest do you get?

I can analyse and see in much interest my U2 system members are interested...and in real.
i see if they re-invest or not.
i compare the interest with the investment and i have the answer.

As soon my members will stop re-investments...i know that the interest is to low...
The global investment will then decrease and certainly the interest grow...
etc...
The market regulation will then give me the exact answer...

This helps me more than all the answers here who are only wishes...

dunfida

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Quote from: Hugroll on November 05, 2016, 03:23:59 PM

Quote from: bobmarley650 on December 16, 2015, 03:28:38 PM

How much interest is reasonable and trustworthed for you and you can invest your bitcoins?

For me it's 0-10 % montly

For me it would be around 0-5% . I feel as if anything above 10% interest monthly is likely too good to be true, and it usually is.

I expect average ROI of about 20 ish percent a year on investment. Again, anything bigger is likely too good to be true.

Its still possible to reach up 20% on annual basis. If we intend to make a lending business 5% would be enough on monthly basis and you would surely get up 60% profits annually. If you tend up to hold your bitcoin , price increase percentage would still depend on movement of bitcoins price.

maydna

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Quote from: mrcash02 on November 05, 2016, 05:21:50 PM

Quote from: Hugroll on November 05, 2016, 03:23:59 PM

Quote from: bobmarley650 on December 16, 2015, 03:28:38 PM

How much interest is reasonable and trustworthed for you and you can invest your bitcoins?

For me it's 0-10 % montly

For me it would be around 0-5% . I feel as if anything above 10% interest monthly is likely too good to be true, and it usually is.

I expect average ROI of about 20 ish percent a year on investment. Again, anything bigger is likely too good to be true.

0-5% is too low. I think who wants to pay interest to others should offer at least 2% or 3% minimum. zero dot something is like nothing... That is what banks pay to investors on my country to use their money to make a lot of profit, doesn't worth.

i think low or high is depend on what we want after we made some investment, and if 5% from only one investment and we have like 10 investment then its like 50% interest from many source and its real big money for us.

bobmarley650

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Quote from: winspiral on November 05, 2016, 06:09:24 PM

Quote from: bobmarley650 on November 05, 2016, 06:06:56 PM

I pay 7%

7% does mean nothing if you say nothing about the time...

monthly.

https://bitcointalksearch.org/topic/bob-pays-monthly-interest-for-2000-usd-closed-10-monthly-1561807

winspiral

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Quote from: bobmarley650 on November 05, 2016, 06:06:56 PM

I pay 7%

7% does mean nothing if you say nothing about the time...

bobmarley650

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I pay 7%

mrcash02

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Quote from: Hugroll on November 05, 2016, 03:23:59 PM

Quote from: bobmarley650 on December 16, 2015, 03:28:38 PM

How much interest is reasonable and trustworthed for you and you can invest your bitcoins?

For me it's 0-10 % montly

For me it would be around 0-5% . I feel as if anything above 10% interest monthly is likely too good to be true, and it usually is.

I expect average ROI of about 20 ish percent a year on investment. Again, anything bigger is likely too good to be true.

0-5% is too low. I think who wants to pay interest to others should offer at least 2% or 3% minimum. zero dot something is like nothing... That is what banks pay to investors on my country to use their money to make a lot of profit, doesn't worth.

Hugroll

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Quote from: bobmarley650 on December 16, 2015, 03:28:38 PM

How much interest is reasonable and trustworthed for you and you can invest your bitcoins?

For me it's 0-10 % montly

For me it would be around 0-5% . I feel as if anything above 10% interest monthly is likely too good to be true, and it usually is.

I expect average ROI of about 20 ish percent a year on investment. Again, anything bigger is likely too good to be true.

Oilacris

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Quote from: Zadicar on October 29, 2016, 02:18:34 AM

Quote from: tee-rex on October 28, 2016, 05:01:24 PM

Quote from: Branny on October 26, 2016, 12:57:45 AM

So, my question to you all is why the heck would anyone consider asking for money on a Web forum when there are billions of dollars in VC funding available for clear ppans? Why would someone with the ability to generate such massive revenues be asking for money in this way?

May I try to answer your question? Thank you.

You think and say about massive revenues, but you obviously don't take into account that these revenues are only massive in relative terms. In absolute terms they are not hefty, and the main issue with them is that they are not scalable. It is not uncommon to make 5% monthly on a small investment, say 1 Bitcoin. This is the max you can get without risking too much, but what is 0.05 BTC per month? Just dust, and if you invest more, your returns will drop dramatically.

Putting up 1 btc on the purpose of making some small loan business would really just wasting your time though because you are only gaining small amounts of profits on monthly basis. 5% would be already big for some on monthly interest some may offer even lower because of the competition some offer 3-4% which is lower and probably borrowers would always seek for the lowest interest lendor.

As we all know there are lots of users here does have lending services or businesses which means lots of competitions are there. If you are just starting up then you should begin with a low interest compare to others so that others would see you and might possible build trust and gain reputation on the long run but as you mentioned 1 btc for starting would not be ideal because you only gain on small profits.

Zadicar

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Quote from: tee-rex on October 28, 2016, 05:01:24 PM

Quote from: Branny on October 26, 2016, 12:57:45 AM

So, my question to you all is why the heck would anyone consider asking for money on a Web forum when there are billions of dollars in VC funding available for clear ppans? Why would someone with the ability to generate such massive revenues be asking for money in this way?

May I try to answer your question? Thank you.

You think and say about massive revenues, but you obviously don't take into account that these revenues are only massive in relative terms. In absolute terms they are not hefty, and the main issue with them is that they are not scalable. It is not uncommon to make 5% monthly on a small investment, say 1 Bitcoin. This is the max you can get without risking too much, but what is 0.05 BTC per month? Just dust, and if you invest more, your returns will drop dramatically.

Putting up 1 btc on the purpose of making some small loan business would really just wasting your time though because you are only gaining small amounts of profits on monthly basis. 5% would be already big for some on monthly interest some may offer even lower because of the competition some offer 3-4% which is lower and probably borrowers would always seek for the lowest interest lendor.

tee-rex

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Quote from: Branny on October 26, 2016, 12:57:45 AM

So, my question to you all is why the heck would anyone consider asking for money on a Web forum when there are billions of dollars in VC funding available for clear ppans? Why would someone with the ability to generate such massive revenues be asking for money in this way?

May I try to answer your question? Thank you.

You think and say about massive revenues, but you obviously don't take into account that these revenues are only massive in relative terms. In absolute terms they are not hefty, and the main issue with them is that they are not scalable. It is not uncommon to make 5% monthly on a small investment, say 1 Bitcoin. This is the max you can get without risking too much, but what is 0.05 BTC per month? Just dust, and if you invest more, your returns will drop dramatically.

nikrobi

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Quote from: dunfida on October 26, 2016, 03:38:40 AM

3% would be a very good interest on a certain loaning business hence you wouldnt hurt soo much to those who borrow money from you and its already a good source of income regarding on this business but be sure to lend the right ones in able to avoid such scams from other fake borrowers, be sure to demand high value collateral to play safe at all what might happen though.

Are you saying 3% monthly?
I think it's a good offer. Where I live the banks give only 0.07% interest monthly. Very bad offer for us investors.
With 3% I would live very happy with this extra income.

dunfida

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3% would be a very good interest on a certain loaning business hence you wouldnt hurt soo much to those who borrow money from you and its already a good source of income regarding on this business but be sure to lend the right ones in able to avoid such scams from other fake borrowers, be sure to demand high value collateral to play safe at all what might happen though.

Branny

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Food for thought.

The best hedge funds in the world have averaged about 15% a year.

In the United States, like many other countries, it is easy to file with the regulatory commission (sec) to build investment syndication. One I looked at quite recently acquired around 5 million dollars in first round funding after promising a clear path to 16% yields through secured debt purchases.

Every post I've read says usees expect a 3% to 10% MONTHLY return. This exceeds the returns from the best investors in the world by 3 to 10 times.

So, my question to you all is why the heck would anyone consider asking for money on a Web forum when there are billions of dollars in VC funding available for clear ppans? Why would someone with the ability to generate such massive revenues be asking for money in this way?

Caladonian

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Quote from: maydna on October 25, 2016, 11:30:55 PM

for me, i think i will consider to get 2-5% per month and i know that interest will be grow because there always be fluctuation in money. but now its hard to find investment that really give 2-5% per month because we should pay fee for the investment.

Thats already good interest if we can find stable but free of charge investment and also if the company is not risky i can say the amount is really big considering that you are placing your money and you are just waiting for the generated profits.

maydna

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for me, i think i will consider to get 2-5% per month and i know that interest will be grow because there always be fluctuation in money. but now its hard to find investment that really give 2-5% per month because we should pay fee for the investment.

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