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That's right, everyone definitely has skills in a field, and brands can use their skills in a place that suits their skills which of course will clearly generate income for themselves, and the problem is that there are people who can't manage their finances well. , they spend a lot of money just for things that are not very important, for example today's young people, in my country currently there are many young people who always prioritize their lifestyle to be completely luxurious, regardless of the condition of those who are still in school or the condition of their parents who have limited income , young people who don't know themselves ask for things that are difficult for their parents to fulfill, for example motorbikes, many young people in my area rage and get angry at their parents because they force their parents to buy the newest motorbike and of course this will be a problem in his family. I mean if they really want something they have to be able to look at their own situation and the situation of their family, wait until they graduate from school and start working to be able to buy what they want, at least it won't be a burden on our parents.
It's difficult if the measure of our happiness is something that other people get. We always want to appear better than other people, no matter what. Whether it is by asking parents or by deceiving them. Indeed, there are many incidents where a student pretends to his parents that there is a certain payment from the school that must be hastened, but in fact he uses the money he gets from his parents to fulfill his wishes. A high lifestyle can encourage someone to behave badly.
and I think this needs to be fixed so that things like what you say don't happen. If you really want to be stylish, I think look at the situation first because that way we can be aware of what level of style we have to do, don't force yourself to do it. overly stylish.
It's best if we wait to graduate and work so we can make our own money. Nowadays, with the development of technology, there are lots of things you can do to make money, as long as we try well, it will make a profit, but there are so many young people nowadays. lazy about looking for work even though they themselves definitely have their own desires that must be fulfilled therefore they should be able to do the best for themselves, not just be lazy, because if that is the case there will be no results, and it will likely only make things into problems.
It's true that there is a need for good money management, no matter how big their monthly income is, if they can't manage it well then it's possible that their income will run out for no reason. And I once experienced this, where I had a fairly large monthly income, and not long after that day I thought about the money I had left, it was a bit strange why I could spend that much money because what I was doing I don't know, in the end after So I started recording my expenses, including my basic needs and purchasing snacks and cigarettes, as a result, I could see all the expenses that I didn't know where to go, now I could see clearly because there were notes that showed it. Observing everything carefully, I think that's what must be done in order to minimize the waste that occurs, don't take out a loan for this, because even though the amount is small, it will have interest and will increase over time.
It's a good thing that you have done, and indeed to be able to manage finances well, we have to start keeping records related to expenses, be it our daily, weekly and monthly expenses. So that the allocation of our finances becomes clearer and more detailed. And as much as possible we must reduce our expenses to the lowest point, by continuing to sort and choose our needs and desires. because unconsciously we often behave carelessly and stupidly by prioritizing desires over needs.
I think we should record the expenses of everything that is done to minimize the loss of budget without cause. also there are many people who make expenses that should not be, and it becomes a small problem but feels later, so that's why I myself always make expenses according to needs not desires.
Because usually people are more likely to prioritize what they want instead of what they need and this is what becomes an expense that is not felt, they should be able to record expenses as well as possible, because making money is not easy so this should be remembered so that there is no waste of money.