When someone has the desire and enthusiasm to work or do business, it is not difficult to earn money every month. Everyone can have an income, but not everyone is able to manage their finances well, therefore it is important for us to continue learning how to manage our finances well, because no matter how big our income is every month, if we are not able to. manage it, then everything will be in vain.
Let's say an employee works for a company and has a salary of 1000 USD/month. However, because he does not have sufficient expertise in financial management. In the first week, half of his money was used up to pay off debts and extravagance, and because he felt he still had plenty of money, he chose to eat every day at a well-known restaurant. In the second week he only had 100 USD left. And that's when he realized that his salary was still long, while he had to eat every day and had to pay to go to work. And to meet his needs, in the end he took out a loan.
That's right, everyone definitely has skills in a field, and brands can use their skills in a place that suits their skills which of course will clearly generate income for themselves, and the problem is that there are people who can't manage their finances well. , they spend a lot of money just for things that are not very important, for example today's young people, in my country currently there are many young people who always prioritize their lifestyle to be completely luxurious, regardless of the condition of those who are still in school or the condition of their parents who have limited income , young people who don't know themselves ask for things that are difficult for their parents to fulfill, for example motorbikes, many young people in my area rage and get angry at their parents because they force their parents to buy the newest motorbike and of course this will be a problem in his family. I mean if they really want something they have to be able to look at their own situation and the situation of their family, wait until they graduate from school and start working to be able to buy what they want, at least it won't be a burden on our parents.
It's true that there is a need for good money management, no matter how big their monthly income is, if they can't manage it well then it's possible that their income will run out for no reason. And I once experienced this, where I had a fairly large monthly income, and not long after that day I thought about the money I had left, it was a bit strange why I could spend that much money because what I was doing I don't know, in the end after So I started recording my expenses, including my basic needs and purchasing snacks and cigarettes, as a result, I could see all the expenses that I didn't know where to go, now I could see clearly because there were notes that showed it. Observing everything carefully, I think that's what must be done in order to minimize the waste that occurs, don't take out a loan for this, because even though the amount is small, it will have interest and will increase over time.