Topic: How to save money. - page 51. (Read 345783 times)

That's why the time you have family you need to have higher work that pays higher income, it is really different if you have family and your living alone. The things you need is 2x higher than you actually earning.

Not if you get juicy credit cards. I just get all sorts of SMS on my phone banks telling me to go and order a credit card, it's insane.

And now you can buy all sorts of house appliances with credit too. It seems like people have less money in their wallet and rely more on others to loan them 

For now its hard to save money if you want to save manage your money wisely do budgeting ang make listing to how you budget your money in that way i think you save money. Now i only save gor emergency situation i have no saving coz my wage not enough for our daily life. The better way do budget ang list to manage your wage.

That just mean you need to work harder and work as much as you can to atleast have a minimum budget for you and for your family..Working when you just think you want to work means there is no savings there..To have a savings you need to work then compute, or budget your money, have the same lifestyle and don't change it when you earn big, then after that, do what the OP said.. 

This is my first post. Please do respect

My post intention is to help readers to save their money.

Some of the employee are not saving their money. They spend it on things that they dont need. For example gadgets,buying a concert ticket, accesories, etc.Buying things that not they need is also like a wasting money. Because this thing give a happiness  not a good life. Saving money is just like securing your future because your savings can help you in emergencies. These are the way to save money .
If you are empolyee. You must save atleast 20% of your salary. The 20% of your salary divides into two .


The 1st way : cash reserves- medical insurance, retirement, life insurance  and if you not have salary yet. And emergency. But dont spend all of you 10% in this emergency. You must know if the injury is serious o not before you spend the 10%.
The cash reserves must equal of your 6 months salary this will help you and ensure you becauas of you loss your job you have extra money .

The 2nd way : investment, business- you can invest in some company so that you have a extra income. And you can also built a small business that will always have an income like apartment.

Example. My wage is $ 7.5 per hour and i work for 8 hours and i work for 20 days. So thar my salary is $1,160 . The 20% of $1,160 is $232 .
So that my cash reserves is $ 116 i can spend this money in emergencies and medical insurance.
If my 6 month salary is $6,960 i can stop my saving money in cash reserves.
 

Thank you .

For now its hard to save money if you want to save manage your money wisely do budgeting ang make listing to how you budget your money in that way i think you save money. Now i only save gor emergency situation i have no saving coz my wage not enough for our daily life. The better way do budget ang list to manage your wage.

Having a big family or having a great responsibility in terms of financial would give a  hard time on saving money specially your wage is enough only for everyday expenses of your family needs. Somewhat there are ways to increase your income, either doing side jobs , anything that would add your income. In that way you can save somehow and can be used in case of emergency times.

If you really want to save, you can do it even if your wage is small. If there's a will, there's a way. The first rule in saving is paying yourself first. If you could set up an auto deduct system with your company, you could already have savings. Cutting back on your expenses would really be a big help too.

For now its hard to save money if you want to save manage your money wisely do budgeting ang make listing to how you budget your money in that way i think you save money. Now i only save gor emergency situation i have no saving coz my wage not enough for our daily life. The better way do budget ang list to manage your wage.

Having a big family or having a great responsibility in terms of financial would give a  hard time on saving money specially your wage is enough only for everyday expenses of your family needs. Somewhat there are ways to increase your income, either doing side jobs , anything that would add your income. In that way you can save somehow and can be used in case of emergency times.

If you know how to save then you done need a big family to support you. Everyone can save a little bit. even poor people with no family support.

For everyone it is not hard to save money as everyone do not have responsibility or big family to support so they can save easily, and some who have large family and have responsibility on them it becomes hard to save they have to try to increase their income so that they earn some amount which they will save.

For now its hard to save money if you want to save manage your money wisely do budgeting ang make listing to how you budget your money in that way i think you save money. Now i only save gor emergency situation i have no saving coz my wage not enough for our daily life. The better way do budget ang list to manage your wage.

And going by that, the supply of coins is halved and in time, the value of bitcoins is to go up.
We may not feel it right now but I compared the values from 2 weeks ago to today. The stable price has increased from ~$660 to ~$675.

Forget the two, we should just invest with bitcoins, dollars and pound are still subject to inflation due to economic crisis, while bitcoin price does not merely rely on the status of a certain country, the price is dictated by the demand of the actual supplies.