There are like open soul people who think that money is just an instrument, they are spending it on right and left and don't see the reason to save for the future, for "the black day". I'm not one of them, my salary is medium in my city, and I even don't remember did I ever stayed tips in a restaurant. I like to save money for the future and for travelings. All my finances are shared like that: for use, for travel, for the future.
And in my opinion, those open soul people you are talking about are in fact women.
Course not all of them, that would be ridiculous, unfortunately 75% of them are materialistic.
This means that more value for them is presented by things not money that you can buy those things with.
This may be just our behavioural leftover from caveman times. Men hunt (earn cash)
woman gathers(things) and utilizes that what man brings in to the household.
If its nature than nothing wrong with that but to
some extent .
Every form of extreme will be harmful. Evolution baby! dont miss it!