How to save money. - page 60. | Bitcointalksearch.org

ASHLIUSZ

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Quote from: sishendaoye on June 28, 2016, 04:18:01 AM

When it comes to saving money you should always check your income and your outcome, things that you will have to pay like bills and food and stuff.
You will always hold some money that you are able to spend how you like. Put some money on the side of this, if you do that saving becomes easy.

it is quiet good to make a budget at first.
then plan on saving money and decide on your priorities, then watch your savings grow.

sirohige

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Quote from: niu_noida on June 28, 2016, 12:37:06 AM

for saving money ..firstly you sholud to not spend money extra ....money spend only where necessary...or need .. then you can save money....

which is better invest at bitcoin or saving in fiat? or buyng new gpu for mining altcoin Huh

now im confused, i spend arround $1500 to build ethereum mining, i can earn arround 0.8-1 eth perday, now i prepare to buy new power supply, but i confused must i sell my bitcoin to buying nw vga ?

rhed718

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For me Saving your money in BTC doesn't necessarily means it's safer than placing it in banks. Banks offer insurance on your money up to a certain amount. With BTC, being decentralized, you are your own bank and you should be responsible in safeguarding your money and your transactions.

sishendaoye

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When it comes to saving money you should always check your income and your outcome, things that you will have to pay like bills and food and stuff.
You will always hold some money that you are able to spend how you like. Put some money on the side of this, if you do that saving becomes easy.

martinacar

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Quote from: niu_noida on June 28, 2016, 12:37:06 AM

for saving money ..firstly you sholud to not spend money extra ....money spend only where necessary...or need .. then you can save money....

If you got problems with money finance you should consider writing it up. Meaning note your expenses vs your income in excel. Then at the end of the money check which cost are not really needed. From there you will find ways to cut down expenses.

The same thing is done by big companies and it's practice can save you 20%.

niu_noida

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for saving money ..firstly you sholud to not spend money extra ....money spend only where necessary...or need .. then you can save money....

Schuyler

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Quote from: trickshot22 on June 27, 2016, 01:26:47 PM

Quote from: Cyaren on June 26, 2016, 06:41:06 PM

Quote from: NordicRanger on June 26, 2016, 04:42:45 PM

My first advice would be to make an excel sheet with all your income and outcome
Note how much you spent and deduct it from your income. At the end of the moment see which cost were not needed.

Excel sheets are great for learning how much you actually make and spend weekly/monthly but do not rely on the extra income only set your base from guaranteed weekly/monthly income so you know that's what you're automatically getting then subtracting everything you do for that week/month even if it is not a guaranteed thing that you're going to do constantly.

i think sheets wouldnt help a lot too because if you make the income and payments table it will definitely not allow you to save, it will just show where you spend money

i think the best way to save your money is to just not do any gambling and protect your bitcoins in a cold storage and thats it, there are no other ways to do that i think

I think that a spreadsheet or even an app that tracks your expenses can really help you manage your money. The good thing with apps is there's a graph / chart that shows where you have been spending your money. That way, you would know where you can cut back on your expenses. You would know what to prioritize in terms of what you need and what you want. That would eventually lead to saving once you're able identify what expenses can be avoided.

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Quote from: chaser15 on June 27, 2016, 02:45:14 PM

Quote from: trickshot22 on June 27, 2016, 01:26:47 PM

Quote from: Cyaren on June 26, 2016, 06:41:06 PM

Quote from: NordicRanger on June 26, 2016, 04:42:45 PM

My first advice would be to make an excel sheet with all your income and outcome
Note how much you spent and deduct it from your income. At the end of the moment see which cost were not needed.

Excel sheets are great for learning how much you actually make and spend weekly/monthly but do not rely on the extra income only set your base from guaranteed weekly/monthly income so you know that's what you're automatically getting then subtracting everything you do for that week/month even if it is not a guaranteed thing that you're going to do constantly.

i think sheets wouldnt help a lot too because if you make the income and payments table it will definitely not allow you to save, it will just show where you spend money

i think the best way to save your money is to just not do any gambling and protect your bitcoins in a cold storage and thats it, there are no other ways to do that i think

It's not for helping purposes. He stated that for monitoring. Like I said in my previous post above your post, it's just fine if person are comfortable with kind of method or strategy to monitor their expenses and savings.

The real success in savings starts with us, regardless of how many good method and excel sheets you have but with lack of implementation you cannot achieve your goal, that is the first phase in having a safe life in the future because you don't hold the future and emergencies may happen.

chaser15

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Quote from: trickshot22 on June 27, 2016, 01:26:47 PM

Quote from: Cyaren on June 26, 2016, 06:41:06 PM

Quote from: NordicRanger on June 26, 2016, 04:42:45 PM

My first advice would be to make an excel sheet with all your income and outcome
Note how much you spent and deduct it from your income. At the end of the moment see which cost were not needed.

Excel sheets are great for learning how much you actually make and spend weekly/monthly but do not rely on the extra income only set your base from guaranteed weekly/monthly income so you know that's what you're automatically getting then subtracting everything you do for that week/month even if it is not a guaranteed thing that you're going to do constantly.

i think sheets wouldnt help a lot too because if you make the income and payments table it will definitely not allow you to save, it will just show where you spend money

i think the best way to save your money is to just not do any gambling and protect your bitcoins in a cold storage and thats it, there are no other ways to do that i think

It's not for helping purposes. He stated that for monitoring. Like I said in my previous post above your post, it's just fine if person are comfortable with kind of method or strategy to monitor their expenses and savings.

trickshot22

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Quote from: Cyaren on June 26, 2016, 06:41:06 PM

Quote from: NordicRanger on June 26, 2016, 04:42:45 PM

My first advice would be to make an excel sheet with all your income and outcome
Note how much you spent and deduct it from your income. At the end of the moment see which cost were not needed.

Excel sheets are great for learning how much you actually make and spend weekly/monthly but do not rely on the extra income only set your base from guaranteed weekly/monthly income so you know that's what you're automatically getting then subtracting everything you do for that week/month even if it is not a guaranteed thing that you're going to do constantly.

i think sheets wouldnt help a lot too because if you make the income and payments table it will definitely not allow you to save, it will just show where you spend money

i think the best way to save your money is to just not do any gambling and protect your bitcoins in a cold storage and thats it, there are no other ways to do that i think

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Quote from: Corenin on June 23, 2016, 12:08:27 PM

Quote from: agustina2 on June 23, 2016, 11:29:45 AM

Quote from: JessicaSe on June 23, 2016, 10:39:27 AM

Quote from: ardentvolcanoes on June 23, 2016, 09:52:31 AM

if you really want to save money you should record all your expenses and everytime you spend your money in some stuffs that are not actually included to your daily need you should plan to replace or return the money you have spent .

Its always good to have a plan and record of your expenses, you need to make sure that your expenses are not higher then your income or else you won't be able to save anytime.

Agree and really a big deal. That's why it's really a must that we can maximize all our source of income to get decent earnings in a regular and fixed basis so that at least we can managed properly those money meant for savings. With just a fixed income, saving money will be really hard even you have a decent plan to do it.

If you have only one source of income then it will be really difficult to save money, and you have to spend on basic necessities and take care of family too, it will good if we find multiple sources to earn.

For me in order to save money I would definitely say that before you received your pay on salary date you have to plan it yourself. This will make you stretch out all the money that you will receive. In order plan for it and breakdown all the expenses that maybe possible that you have to pay which is only the important then you can decide on which is not. Then you can have all the savings on your account and will not touch it and have some emergency funds too if ever.

GamingBro

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Need to understand how much you can get and how much you can waste on choosed by you timeline, and also you should try to save some money everytime when you get your salary or something else.

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Quote from: chaser15 on June 27, 2016, 11:45:19 AM

Quote from: goldcoinminer on June 27, 2016, 08:03:40 AM

Quote from: Cyaren on June 26, 2016, 06:41:06 PM

Quote from: NordicRanger on June 26, 2016, 04:42:45 PM

My first advice would be to make an excel sheet with all your income and outcome
Note how much you spent and deduct it from your income. At the end of the moment see which cost were not needed.

Excel sheets are great for learning how much you actually make and spend weekly/monthly but do not rely on the extra income only set your base from guaranteed weekly/monthly income so you know that's what you're automatically getting then subtracting everything you do for that week/month even if it is not a guaranteed thing that you're going to do constantly.

You don't need excel sheet because there is an easy way, you just need to search for an app, download it and install in your phone, it has a template and all you need to do is just to fill it then you are good to go but remember you cannot achieve your goal if you do not follow it diligently.

Well both of your suggestion is just fine because it's depend on a user. It Person A feels using excel sheet then that's fine, if Person B wants an smartphone app also fine. People has different ways to take down their spendings. Most common is a small notebook or notes.

Agreed, everyone have their own view on saving. But rather than these I believe one can regularly separate an amount as saving and spend remaining based on needs. This will probably help a better saving as well enjoying life.

chaser15

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Quote from: goldcoinminer on June 27, 2016, 08:03:40 AM

Quote from: Cyaren on June 26, 2016, 06:41:06 PM

Quote from: NordicRanger on June 26, 2016, 04:42:45 PM

My first advice would be to make an excel sheet with all your income and outcome
Note how much you spent and deduct it from your income. At the end of the moment see which cost were not needed.

Excel sheets are great for learning how much you actually make and spend weekly/monthly but do not rely on the extra income only set your base from guaranteed weekly/monthly income so you know that's what you're automatically getting then subtracting everything you do for that week/month even if it is not a guaranteed thing that you're going to do constantly.

You don't need excel sheet because there is an easy way, you just need to search for an app, download it and install in your phone, it has a template and all you need to do is just to fill it then you are good to go but remember you cannot achieve your goal if you do not follow it diligently.

Well both of your suggestion is just fine because it's depend on a user. It Person A feels using excel sheet then that's fine, if Person B wants an smartphone app also fine. People has different ways to take down their spendings. Most common is a small notebook or notes.

goldcoinminer

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Quote from: Cyaren on June 26, 2016, 06:41:06 PM

Quote from: NordicRanger on June 26, 2016, 04:42:45 PM

My first advice would be to make an excel sheet with all your income and outcome
Note how much you spent and deduct it from your income. At the end of the moment see which cost were not needed.

Excel sheets are great for learning how much you actually make and spend weekly/monthly but do not rely on the extra income only set your base from guaranteed weekly/monthly income so you know that's what you're automatically getting then subtracting everything you do for that week/month even if it is not a guaranteed thing that you're going to do constantly.

You don't need excel sheet because there is an easy way, you just need to search for an app, download it and install in your phone, it has a template and all you need to do is just to fill it then you are good to go but remember you cannot achieve your goal if you do not follow it diligently.

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Quote from: NordicRanger on June 26, 2016, 04:42:45 PM

My first advice would be to make an excel sheet with all your income and outcome
Note how much you spent and deduct it from your income. At the end of the moment see which cost were not needed.

Excel sheets are great for learning how much you actually make and spend weekly/monthly but do not rely on the extra income only set your base from guaranteed weekly/monthly income so you know that's what you're automatically getting then subtracting everything you do for that week/month even if it is not a guaranteed thing that you're going to do constantly.

NordicRanger

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My first advice would be to make an excel sheet with all your income and outcome
Note how much you spent and deduct it from your income. At the end of the moment see which cost were not needed.

Stedsm

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Quote from: crairezx20 on June 26, 2016, 01:26:20 PM

Quote from: hawkins on June 26, 2016, 12:56:22 PM

Quote from: Taki on June 26, 2016, 11:45:38 AM

There are like open soul people who think that money is just an instrument, they are spending it on right and left and don't see the reason to save for the future, for "the black day". I'm not one of them, my salary is medium in my city, and I even don't remember did I ever stayed tips in a restaurant. I like to save money for the future and for travelings. All my finances are shared like that: for use, for travel, for the future.

if you want to save money with a very safe, then the bank is the answer. I think the banks already have the best security system, even beyond bitcoin, but it would be very good if you combine the two.

Yeah your right that bank is the best and safiest to save our money.. and i think there is a bank that you can invest your money that you can have interest every year.. bitcoin is the best for making a profit but for saving our money its risky..

Can you tell me which banks would give you 400% returns on your investment? They can't even afford 10% on your savings account, but bitcoin is the only currency which can give you such huge profits. So, just buying and saving your money in Bitcoins won't cost you any loss.

umaOuma

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Quote from: crairezx20 on June 26, 2016, 01:26:20 PM

Quote from: hawkins on June 26, 2016, 12:56:22 PM

Quote from: Taki on June 26, 2016, 11:45:38 AM

There are like open soul people who think that money is just an instrument, they are spending it on right and left and don't see the reason to save for the future, for "the black day". I'm not one of them, my salary is medium in my city, and I even don't remember did I ever stayed tips in a restaurant. I like to save money for the future and for travelings. All my finances are shared like that: for use, for travel, for the future.

if you want to save money with a very safe, then the bank is the answer. I think the banks already have the best security system, even beyond bitcoin, but it would be very good if you combine the two.

Yeah your right that bank is the best and safiest to save our money.. and i think there is a bank that you can invest your money that you can have interest every year.. bitcoin is the best for making a profit but for saving our money its risky..

I don't think saving money in bitcoin is risky as you have control on your money and you can access it 24/7 and you can sell it anytime when price goes higher.

Topic: How to save money. - page 60. (Read 345783 times)