The person will make a reply, put it in txt file and that will be sent to the account owner, therefore account is not at risk as no need to share password to this user, however, you are not helping the forum to contribute your genuine idea, that's one thing, and the other which is bigger is the post could possibly violate the anti plagiarism rules the forum has strictly impose, that's a perma ban for those doesn't know the penalty yet.
and exactly what could happen. if you don't get negative the worse prermaban. if OP is so good at writing there are blog and article campaigns for you.
We won't get negative trust with that unless we are caught cheating, most likely the penalty will be perma ban because you don't know if those providing you post are just copying post from online and that can easily be detected nowadays. Better to be safe than sorry, never let this thing happen to you, as all of us here especially those who have a high rank account are treating our account so special.
One can pay me after three days of posting. So you can confirm that posts are non plagiarism.
Those who dont wanna avail this service, can stay away from this thread? Just a request.