Having insurance can only waste money in the long run, and our money will only be wasted paying for insurance every month.
Actually, it's important to have insurance, it's not always a waste of time because this is important in the long term if unexpected things happen. It's just that you choose really good insurance. If you choose a bad insurance company, as you said, paying for insurance every month will be useless.
Because in fact when I take health insurance and I pay every month. When I fell ill and went straight to the hospital to be treated, it turned out that the treatment given to patients who used insurance was not optimal and excellent, it was different from when I paid directly to the hospital, the service was so fast and excellent, I didn't even have to queue too long to get it. can get care and treatment at the hospital.
This kind of reality happens a lot in my country too, where if we go into insurance the service should be good and appropriate, but in reality there are still many whose service is not good, maybe this is what I said from the start, you have to choose a credible insurance company.
I have an example from my neighbor who has life insurance, when the offer is sweet and sweet, but when the heir makes a claim, there are many reasons why the insurance company thwarts the claim by bringing up and looking for the history of the deceased's illness. If you are concerned about the history of the illness, why not do a suitability test from the start? The principle of "know your customer" is not implemented by the insurance company, so it is used as a reason that claims cannot be disbursed. This is very painful for customers and heirs, this is all the result of choosing the wrong insurance company so there is a lot that is not clear.
we can have insurance but not health. So the most important thing is, take care of your health and make as much money as possible.
This is the important point, take care of your health and earn as much income as possible for a better future.