What it is better depends on your personal situation if you are young, the younger you start to save and invest the better but when you get older you need to cash out your investments and so saving becomes way more important.
That is correct, savings is very important to us regardless of our age, even kids can start to save so they will grow with discipline on how to manage their own money. A person who knows how to save will not be desperate financial situation in the future, in fact, if you have a good savings, you can start a business for a chance of growing your money. 
Topic: Is it better to save money or invest it? - page 279. (Read 1181210 times)
What it is better depends on your personal situation if you are young, the younger you start to save and invest the better but when you get older you need to cash out your investments and so saving becomes way more important.
That's right, while you are young, go risky, look for investment and study how it works and then earn, save parts of it and use some of it in reinvesting in new things...
What is important is you should earn more while you are young, and from time to time save your profit, as you grow old, you already have saved something for your retirement and no need to work when you are old and just have a easy life...
What it is better depends on your personal situation if you are young, the younger you start to save and invest the better but when you get older you need to cash out your investments and so saving becomes way more important.
An intelligent money management would involve a serious plan to spread your money in different options to diversify risks and ensure a gradual an consistent number growth. A good option would be to save 60% of your money and invest 40%. From this last part, you might invest 70% in low risk options and the other 30% in high risk investments.
It's good to have higher percentage for saving than investing, so when things go wrong, you still have something in you that wasn't sacrificed yet. dividing your money for investments is good too, just avoid investing on those investing sites, they are not true and most of them just fool their investors so they could profit. Better use it in trading altcoins.
Saving money can also be seen as investing. When you save money you speculate, you save money in the hope the value will incrase and so you make a profit like this. When saving money, your bank give you an interest annually,ok i admit it is low but it is still in interest profit. It is also an investment, no matter if the profit is small
Don't believe so much on the interest you will receive from the bank, it's not big enough while the more you put longer your money in the bank, it is subject to inflation. The real investment is when you put your money in an investment like bitcoin and other forms. Banks will just use your money for their interest, like loaning to other people and you will just get a little percentage from their income. 
Saving money can also be seen as investing. When you save money you speculate, you save money in the hope the value will incrase and so you make a profit like this. When saving money, your bank give you an interest annually,ok i admit it is low but it is still in interest profit. It is also an investment, no matter if the profit is small
An intelligent money management would involve a serious plan to spread your money in different options to diversify risks and ensure a gradual an consistent number growth. A good option would be to save 60% of your money and invest 40%. From this last part, you might invest 70% in low risk options and the other 30% in high risk investments.
For me we can save money and its better idea to take so that in the future we can invest for good business. Investing using credits is not a good idea for me, you should have enough savings so that you could have all profits without any debts from credits, unlike those who borrowed money for business capital.
Saving
-Short-term: Ready to go
Saving is typically for smaller, shorter-term goals in the near future (usually three years or less) like going on vacation or having money for an emergency.
-Ready access to cash
-Minimal risk
-Earn interest--You can earn interest by putting money in a savings account, but savings accounts generally earn a lower return than investments.
Investing
-Long-term: Achieve major goals
Investing can help you reach bigger long-term goals (at least four to five years away), like saving for a child’s college education.
-Harder to access cash
When you invest your money, it’s typically not as easy to get your hands on it quickly as compared to a savings account.
-Always involves risk
-Potential for profit
SO IT'S YOUR CHOICE ON OW YOU WANT TO HANDLE YOUR MONEY
-Short-term: Ready to go
Saving is typically for smaller, shorter-term goals in the near future (usually three years or less) like going on vacation or having money for an emergency.
-Ready access to cash
-Minimal risk
-Earn interest--You can earn interest by putting money in a savings account, but savings accounts generally earn a lower return than investments.
Investing
-Long-term: Achieve major goals
Investing can help you reach bigger long-term goals (at least four to five years away), like saving for a child’s college education.
-Harder to access cash
When you invest your money, it’s typically not as easy to get your hands on it quickly as compared to a savings account.
-Always involves risk
-Potential for profit
SO IT'S YOUR CHOICE ON OW YOU WANT TO HANDLE YOUR MONEY
Every time is not good a decision to keep on investing because we don't know what is going to happen tomorrow. So every where there is risk we have to challenge them and you need to plan perfectly in the form of investing and saving.Because with out planning you will not make any profits.
Well you really need to do a thorough research on the company or venture you want to invest. Or if you want to set up a company or business, you need to do a feasibility study on the kind of business you are to put up. It would be a waste if you leap before you think especially in investment because once you release your money, you will be having a hard time taking it back if you invested it in a wrong company.
Save or invest? It depends on the amount that you have.
If it is not big amount (I mean additional money that you don't spend for everyday life), than it is better to save it and than make a big purchase - buy a house or going in expensive trip abroad. Just spend money and enjoy life.
If after all that you have "free" money and don't know how to spend it, than probably you should invest. Then later you will have more money, but don't forget that money has value only during our life, it means nothing after death.
If it is not big amount (I mean additional money that you don't spend for everyday life), than it is better to save it and than make a big purchase - buy a house or going in expensive trip abroad. Just spend money and enjoy life.
If after all that you have "free" money and don't know how to spend it, than probably you should invest. Then later you will have more money, but don't forget that money has value only during our life, it means nothing after death.
As much as I want to agree with you, I may have to disagreed with some of your points. In my opinion, Saving is very much necessary, even If you see no need for it now, Sooner or later It'll be of help to you. Not like You shouldn't spend Money but It should be with caution.
Investing too, is good If only the investment Platform/bank/program is legit and the stated % are fulfilled at the end of investment period. Either way, Saving and investing works hand in hand.
Saving money when it comes to using a bank actually causes you to lose money due to the typical inflation rate of fiat currencies (specifically the dollar) which they say is around 2 percent but could be higher.
Best bet to make money is to invest in stocks and attempt to gain around 5-7 percent to combat the inflation rate.
Best bet to make money is to invest in stocks and attempt to gain around 5-7 percent to combat the inflation rate.
Both investing and savibg are good options. Actually, having a lot of options is better. We can never be sure what the future holds for stocks and banks. I believe it's always better to be ready.
Sorry I dissagree with you. I think investing in proper proportions according to our needs is better than simply storing bitcoin in a long time. though only by storing bitcoin can give us an profit, but if we can get more money by investing as trading why not? at least save bitcoin better than saving fiat.It is important to save money as well investing it. You cant just invest all your money into whatever field you wish. Then you end up with zero cash in pocket for daily needs and let alone emergencies that may arise once a while.
Both of them have their own importance and both of them are important if you are willing to earn money and live properly.
Again many people think that saving money is a lazy method of "earning" money - utterly wrong approach of thinking - because savings interest rate is very low and its better to think of it as dust collection. Savings is important for emergencies and for liquid cash often needed in excess for daily purposes. It is not a method to earn money.
Save or invest? It depends on the amount that you have.
If it is not big amount (I mean additional money that you don't spend for everyday life), than it is better to save it and than make a big purchase - buy a house or going in expensive trip abroad. Just spend money and enjoy life.
If after all that you have "free" money and don't know how to spend it, than probably you should invest. Then later you will have more money, but don't forget that money has value only during our life, it means nothing after death.
If it is not big amount (I mean additional money that you don't spend for everyday life), than it is better to save it and than make a big purchase - buy a house or going in expensive trip abroad. Just spend money and enjoy life.
If after all that you have "free" money and don't know how to spend it, than probably you should invest. Then later you will have more money, but don't forget that money has value only during our life, it means nothing after death.
Is it better to save money in bank or invest it online, in real estate or maybe gold?
This will depend on the perception of the individuals, because not all people are the having the same thoughts or understanding about choosing on which are better to apply. But for me I would really rather go for investment. Since I'm in bitcoin world, as long as I have enough fund I will use it for buying other coins together with bitcoin, due to I know the value will get increase a months from now. So better to invest bitcoin now to save for the better future.
Is it better to save money in bank or invest it online, in real estate or maybe gold?
This will depend on the perception of the individuals, because not all people are the having the same thoughts or understanding about choosing on which are better to apply. But for me I would really rather go for investment. Since I'm in bitcoin world, as long as I have enough fund I will use it for buying other coins together with bitcoin, due to I know the value will get increase a months from now. So better to invest bitcoin now to save for the better future. 
It is tempting to offer to save all your bitcoin until such time until the price rises to $ 5k or $ 10k for 1 btc. But it is a very long perspective. On that resolved with no other means, I do not know.
It is important to save money as well investing it. You cant just invest all your money into whatever field you wish. Then you end up with zero cash in pocket for daily needs and let alone emergencies that may arise once a while.
Both of them have their own importance and both of them are important if you are willing to earn money and live properly.
Again many people think that saving money is a lazy method of "earning" money - utterly wrong approach of thinking - because savings interest rate is very low and its better to think of it as dust collection. Savings is important for emergencies and for liquid cash often needed in excess for daily purposes. It is not a method to earn money.
Exactly. If you end up investing what you cannot afford to lose, you will become bankrupt in no time. It is always best to consider spending your money wisely by building up an emergency fund, and taking part of your income to invest into safe haven assets like Gold. While it is good to save money in the process, it is not ideal to make your money grow in the long term. You would need to spend or invest that money, to be able to see its growth in the future.
Nevertheless, by investing and saving your money, you can help build a better future towards having financial freedom. Just my opinion.
Saved money will eventually be victim of inflation in the long run, I would definitely go for investing it.
Is it better to save money in bank or invest it online, in real estate or maybe gold?
Anything i invest in these days has to be in my control, i just dont trust banks with my money anymore. as we have seen in recent times, if the shit hits the fan they will take a cut...... not nice
Investment is still be the good one to do rather saving money in the bank. Yes true that your money is secured. but the interest is not quite enough for the money you entrusted with them. And before you withdraw your own money in the bank there's so many documentation Id that you need to shows to verify it, then if it is incomplete you cannot get your owned money with them. And that's what I hated most, unlike in investment your the one who will make profit unto it, especially if you are a bitcoin fanatic.
Jump to: