Topic: Is it possible to get a 0.25 unsecure loan? - page 2. (Read 3116 times)

Wow that was really kind of you

@OP
Don't forget to pay back the loan, he's already risking his coins by lending to you

Because someone else already gave him a loan, turning down someone's loan after accepting it is disrespectful
What kind of phone are you offering anyway?

Looks like the person offering the coins answered first, he probably didn't want to turn down the offer based on someone saying they may send a phone in the mail.

I'm not sure why a loan was needed when a free phone was offered. All the best, friends.

Will it be fair then if I pay with a 7% - 10% interest?

I had already got the loan sir. Thank you really for the offer but I was thinking of how much would the shipping fee cost if ever. Also it doesn't feel right accepting something for free from someone I barely know. I really appreciate the offer but if you were to give me the phone I will still somehow be willing to pay you for it.



I will not be able to buy a new phone until tuesday as I still can't go to the nearest mall available here in my location which is a 2 hour ride, my aunt will not allow me to go until tuesday because no one will look over at the house for a while with her baby so.

he already got the coins...
i dont really understand though...

he said he need the loan to buy a phone and you offered one for free (basically)... seems very strange to me (before that i had believed his story - no i dont)

I am from Florida. Sarasota. The phone is unlocked.

Send me your address unless you plan on utilizing this loan.

12-20% is pretty high for a 30-day loan. I was not expecting you to pay over 10%...

Once repayment thing is fixed, lock the thread else around 100 replies will come which have no sense , and congtrats you got the loan

 
Got the coins. Really a big thanks blazed! Well now, I have to think of the interest.
Do you think a 12% -20% interest would be fair? If not then I am open to others suggestion about this.
I will be sending repayment weekly as I have said and some of it will be sent whenever I have coins to repay. Thanks!
I will, don't worry, I have no intentions in running away and ruin what I have been building in this forum. Repayment date is a month long (30 days) but I am planning on repaying weekly or whenever I have coins to send.

I hope OP repays this and won't make any judgments until he repays. What is repayment date ?

https://blockchain.info/tx/eb9a3c16a48bec4ba243440f7ed5b950b5bffd5212ea382e5e766d684064538c

Interest wise...send what you think is fair.

I see. I have a different understanding of what negotiation is then. Anyway, just because I said I will pay whatever the interest is doesn't mean I will scam here. It's just because I don't think a lender will put such high interest in it.

You were essentially saying that you would agree to pay whatever interest that a potential lender was asking for. Negotiation is when you receive (or solicit) an offer and make a counter offer if the terms offered are not what you are looking for.

I actually feel sorry for OP as I believe this loan request has brought a lot of scrutiny over him.

But lesson learned, never request for non-collateralised loans when your account reputation value isn't worth as much as what you're requesting.

I was waiting for a response and so asking whatever the lender want as an interest, isn't that negotiation? I also think he woudn't put up such big interest on it.

It was probably because the guy was also from my country. There is only one exchange in here in my country that provides the easiest way of withdrawing the funds to fiat. that is coins.ph check it out. You can ask the admin in there to ask for identification I think.

If you are agreeing to pay whatever interest rate a lender is asking you to pay, then there is probably not a very high chance that you will repay that loan. This is usually something that is negotiated prior to taking the loan

edit: there is also a very strong relationship between the address you are asking the loan to be funded to and the wallet of PoeEdGar who is a trust farmer/scammer, and has defaulted on a loan

edit2: it looks like the loan that PoeEdgar defaulted on is here

edit3: I am not 100% sure that you are an alt of PoeEdGar, however at the very least, you both use the same exchange

Wow thanks a lot.
Please state the interest that you want to receive upon a  month long schedule of repayment of the loan.
You will not regret it sir. I intend to stay here in the forum with a clean reputation so I will not stain it with a small amount.
This is really a big help so really thanks a lot.

Here is my btc address:
3K6dUtVFYahtkpDNQAWzA3XRd363w1REbV

Alright, I am having an excellent week so I will lend you the funds...please do not make me regret it. Post an address for funding for me.

Repayment to here: 1J7TA793os24VZmzbSr5ipi8VbRAfYxU3B

Wow. Thanks for that offer. If you would be doing this so I think I wouldn't be needing to get this loan anymore. Where are you from sir? I am not familiar on how this shipping thing works so I am not sure how much will it cost but I think I have some few coins and maybe it'll be enough to cover up for it. Also are you sure you would be doing this so? I cannot just accept something for free as it doesn't feel right so please allow me to somehow repay you at some time I can.


Yes, I understand this completely and thus that is why I am having second thoughts on getting the loan. I've seen almost everywhere on the internet scam people for just even cents so I am not wondering why people can entrust a big loan amount to some stranger easily without some kind of assurance that the lender will get something with it and that is the collateral. It's just unfortunate that I don't owe much items to provide as collateral.

I am aware of that and if it wasn't for the urgency, I will not be risking on getting such big amount of loan in here. I believe a full member can only get a 0.05 btc without a collateral with the current bitcoin price at the moment.


As I have said, the amount of repayment with the interest will depends on the lenders preference. I will be paying weekly and yes a part of the repayment will come from the signature campaign but I also have other source of income online. I just don't want to stop my campaign here as I only get to earn small weekly and if I will to use the money I get from the other sites that I am getting them then I will be left with nothing for my daily expenses.

The phone is definitely on the table for you. I've been there where I had nothing and I didn't feel like I had any options.