May meeting sila kahapon napanood ko sa TV actually hindi ko talaga ang kapa before now ko lang nalaman at base sa mga members nito hindi naman talaga scam at sila ay humihinigi kay pangulong Duterte na ibalik ang kapa dahil marami daw itong natutulungang tao. Wala akong kakilala na nag-iinvest sa kapa at hindi ko alam kung scam ba talaga o hindi.
Kelan pa ba aamin ang mga members na scam ang pinasok nila? Natural ipagtatanggol nila yan hanggan mabawi nila pera nila. Huwag kang madala sa "nagkakabayad naman sila" at "wala nagrereklamo" na palusot nila.
Mas mainam na tignan mo ang mga
gabay mula sa SEC sa para malaman kung ponzi ang isang investment scheme o hindi:
- High investment returns with little or no risk. Every investment carries some degree of risk, and investments yielding higher returns typically involve more risk. Be highly suspicious of any "guaranteed" investment opportunity.
- Overly consistent returns. Investment values tend to go up and down over time, especially those offering potentially high returns. Be suspect of an investment that continues to generate regular, positive returns regardless of overall market conditions.
- Unregistered investments. Ponzi schemes typically involve investments that have not been registered with the SEC or with state regulators. Registration is important because it provides investors with access to key information about the company's management, products, services, and finances.
- Unlicensed sellers. Federal and state securities laws require investment professionals and their firms to be licensed or registered. Most Ponzi schemes involve unlicensed individuals or unregistered firms.
- Secretive and/or complex strategies. Avoiding investments you do not understand, or for which you cannot get complete information, is a good rule of thumb.
- Issues with paperwork. Do not accept excuses regarding why you cannot review information about an investment in writing. Also, account statement errors and inconsistencies may be signs that funds are not being invested as promised.
- Difficulty receiving payments. Be suspicious if you do not receive a payment or have difficulty cashing out your investment. Keep in mind that Ponzi scheme promoters routinely encourage participants to "roll over" investments and sometimes promise returns offering even higher returns on the amount rolled over.