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Topic: [LIST] Free EU bank accounts that you can be opened directly online - page 13. (Read 64823 times)

member
Activity: 61
Merit: 10
Hi all, i just found this:

https://www.streber.org/list-of-offshore-banks/list-emi-digital-banks/

I think it's useful but I did not have the time to try all of them at the moment.

At the moment i use Mistertango but I am not happy with the fix monthly fee (I had no problem with their variable fees last year....)

I also used Leopay but they closed the bank account (so much for Malta being the land of crypto...)

Hope it helps
newbie
Activity: 1
Merit: 0
Hello,
Leupay terminated accounts of owners residing in Israel and I'm looking for an alternative, meaning a Euro bank account that is as full as possible with a credit card in Euro, that I as an Israeli resident can open online.
Any options available?
Thank you.
legendary
Activity: 2422
Merit: 1451
Leading Crypto Sports Betting & Casino Platform
MisterTango will introduce a 1% fee based on the account balance from 17 Dec.

"Fee equals to 1% annual interest rate and applied on client’s any balance amount. The fee will be automatically calculated and accumulated on daily basis, and charged on the last day of current month."
Where did you got this information? I didn't got email message from Mistertango, I also don't see this announcement on my account.
While traditional banks are paying interest (tiny, but still), Mistertango decide to charge customers who hold money there. In my opinion, they already have too big fees - €5 to enable crypto deposits/withdrawals, 0.0025 BTC deposit/withdrawal fee. Personally, I think it's time to switch to Revolut or N26.

https://mistertango.freshdesk.com/support/solutions/articles/16000086281-balance-fee

Seems like this is only for those that had signed up for the paid Personal+ and Business+ subscriptions... and NOT for free accounts. See: https://d168plm0n1qvjk.cloudfront.net/en/wp-content/uploads/MT_pricing__.pdf

Why can't they just raise the subscription fee? This just makes their paid plans even less appealing.
Kinda reminds me of:

https://i.imgur.com/8Byk2nM.png



Are you sure? But, only their paid ones are crypto 'friendly' and exchanges are supported or so they say and market.
The above PDF appears to be in par with their latest changes in fees. As for exchange tranfers only being available to paid accounts, I think it has to do with this. It says that they encourage to use a '+' account for exchange transfers but it doesn't say that you must.
jr. member
Activity: 70
Merit: 2
MisterTango will introduce a 1% fee based on the account balance from 17 Dec.

"Fee equals to 1% annual interest rate and applied on client’s any balance amount. The fee will be automatically calculated and accumulated on daily basis, and charged on the last day of current month."
Where did you got this information? I didn't got email message from Mistertango, I also don't see this announcement on my account.
While traditional banks are paying interest (tiny, but still), Mistertango decide to charge customers who hold money there. In my opinion, they already have too big fees - €5 to enable crypto deposits/withdrawals, 0.0025 BTC deposit/withdrawal fee. Personally, I think it's time to switch to Revolut or N26.

https://mistertango.freshdesk.com/support/solutions/articles/16000086281-balance-fee

Seems like this is only for those that had signed up for the paid Personal+ and Business+ subscriptions... and NOT for free accounts. See: https://d168plm0n1qvjk.cloudfront.net/en/wp-content/uploads/MT_pricing__.pdf

Why can't they just raise the subscription fee? This just makes their paid plans even less appealing.
Kinda reminds me of:





Are you sure? But, only their paid ones are crypto 'friendly' and exchanges are supported or so they say and market.
legendary
Activity: 2422
Merit: 1451
Leading Crypto Sports Betting & Casino Platform
MisterTango will introduce a 1% fee based on the account balance from 17 Dec.

"Fee equals to 1% annual interest rate and applied on client’s any balance amount. The fee will be automatically calculated and accumulated on daily basis, and charged on the last day of current month."
Where did you got this information? I didn't got email message from Mistertango, I also don't see this announcement on my account.
While traditional banks are paying interest (tiny, but still), Mistertango decide to charge customers who hold money there. In my opinion, they already have too big fees - €5 to enable crypto deposits/withdrawals, 0.0025 BTC deposit/withdrawal fee. Personally, I think it's time to switch to Revolut or N26.

https://mistertango.freshdesk.com/support/solutions/articles/16000086281-balance-fee

Seems like this is only for those that had signed up for the paid Personal+ and Business+ subscriptions... and NOT for free accounts. See: https://d168plm0n1qvjk.cloudfront.net/en/wp-content/uploads/MT_pricing__.pdf

Why can't they just raise the subscription fee? This just makes their paid plans even less appealing.
Kinda reminds me of:


jr. member
Activity: 70
Merit: 2
MisterTango will introduce a 1% fee based on the account balance from 17 Dec.

"Fee equals to 1% annual interest rate and applied on client’s any balance amount. The fee will be automatically calculated and accumulated on daily basis, and charged on the last day of current month."
Where did you got this information? I didn't got email message from Mistertango, I also don't see this announcement on my account.
While traditional banks are paying interest (tiny, but still), Mistertango decide to charge customers who hold money there. In my opinion, they already have too big fees - €5 to enable crypto deposits/withdrawals, 0.0025 BTC deposit/withdrawal fee. Personally, I think it's time to switch to Revolut or N26.


They sent it via email. Maybe its in your junk box or they haven't sent everyone at the same time?
copper member
Activity: 2940
Merit: 4101
Top Crypto Casino
Look like they are spinning their business model and do like a lot of Eu banks introduced, supposed to be a"maintenance monthly fee". They would have to introduce this from the start and not after 1 year of operation. Since they claim to be a bank, be ready to get the as with your bank
legendary
Activity: 3262
Merit: 1376
Slava Ukraini!
MisterTango will introduce a 1% fee based on the account balance from 17 Dec.

"Fee equals to 1% annual interest rate and applied on client’s any balance amount. The fee will be automatically calculated and accumulated on daily basis, and charged on the last day of current month."
Where did you got this information? I didn't got email message from Mistertango, I also don't see this announcement on my account.
While traditional banks are paying interest (tiny, but still), Mistertango decide to charge customers who hold money there. In my opinion, they already have too big fees - €5 to enable crypto deposits/withdrawals, 0.0025 BTC deposit/withdrawal fee. Personally, I think it's time to switch to Revolut or N26.
jr. member
Activity: 70
Merit: 2
MisterTango will introduce a 1% fee based on the account balance from 17 Dec.

"Fee equals to 1% annual interest rate and applied on client’s any balance amount. The fee will be automatically calculated and accumulated on daily basis, and charged on the last day of current month."
legendary
Activity: 3262
Merit: 1376
Slava Ukraini!
Added

- https://wirexapp.com (Lithuania)
- https://crypto.com (United Kingdom)
Maybe it's not very important thing, but are you sure that Wirexapp is Lithuanian bank? It seems that they're UK based.
staff
Activity: 4270
Merit: 1209
I support freedom of choice
jr. member
Activity: 336
Merit: 5
Culotte Jaune Officielle
Are you using it for your crypto activity? Since Leupay, if I am correct, stopped to support cryptocurrency transactions related
member
Activity: 91
Merit: 10
Can Mistertango accept usd deposits?
jr. member
Activity: 70
Merit: 2
Mister tango appears to still be working fine (Few thousand Euros at a time...Have not tried dozens or hundreds of thousands lol).
jr. member
Activity: 70
Merit: 2
Don't always believe people on chat when dealing with such companies. Chat operators sometimes don't know very well the products of the company, they often have different versions depending on the person. When you ask a too much-complicated question they need to call someone from the level above
Personally, I would not take the risk unless you deal with a small amount (xxx$ max) and never keep any money in the account.

Good points Smiley

I guess I will continue to use Mister Tango. Till other options open up for non-eu citizens.
copper member
Activity: 2940
Merit: 4101
Top Crypto Casino
Don't always believe people on chat when dealing with such companies. Chat operators sometimes don't know very well the products of the company, they often have different versions depending on the person. When you ask a too much-complicated question they need to call someone from the level above
Personally, I would not take the risk unless you deal with a small amount (xxx$ max) and never keep any money in the account.
jr. member
Activity: 70
Merit: 2
Where does N26 stand these days? Chat support said they think kraken, coinbase, bitstamp and bitpanda are ok.

Are they really ok with crypto and these exchanges work or was support chat misinformed and they close your accounts?

It's a problem, they think but they are not sure. But from what I notice here and there is it depends how cute you are. Some people are doing ok but random people get their account terminated without any clear reasons. N26 terms & conditions page says it can suspend and terminate their account if they think you misuse your account. Nothing clearly explained. I find it has a double standard


Well that is scary lol

N26 2nd time said yes no problem with Kraken, IO, Bitstamp, Bitpanda etc.

Kraken said they dont have problems with deposits/withdrawals to N26....


So it is completely arbitrary and just random? Or they want to see you use your account for 'normal' things too like buy food, pay bills, eat out, pay taxi etc and if crypto on top then ok because its 'normal' use?


Bunq also has this kind of 'normal' use clause apparently and they specified it that way ie using for daily life things.
copper member
Activity: 2940
Merit: 4101
Top Crypto Casino
Where does N26 stand these days? Chat support said they think kraken, coinbase, bitstamp and bitpanda are ok.

Are they really ok with crypto and these exchanges work or was support chat misinformed and they close your accounts?

It's a problem, they think but they are not sure. But from what I notice here and there is it depends how cute you are. Some people are doing ok but random people get their account terminated without any clear reasons. N26 terms & conditions page says it can suspend and terminate their account if they think you misuse your account. Nothing clearly explained. I find it has a double standard
member
Activity: 416
Merit: 27
oh this is very nice, thanks for the info, might actually use it in the future
jr. member
Activity: 70
Merit: 2
Where does N26 stand these days? Chat support said they think kraken, coinbase, bitstamp and bitpanda are ok.

Are they really ok with crypto and these exchanges work or was support chat misinformed and they close your accounts?
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