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Topic: [LIST] Free EU bank accounts that you can be opened directly online - page 13. (Read 64535 times)

legendary
Activity: 2422
Merit: 1451
Leading Crypto Sports Betting & Casino Platform
MisterTango will introduce a 1% fee based on the account balance from 17 Dec.

"Fee equals to 1% annual interest rate and applied on client’s any balance amount. The fee will be automatically calculated and accumulated on daily basis, and charged on the last day of current month."
Where did you got this information? I didn't got email message from Mistertango, I also don't see this announcement on my account.
While traditional banks are paying interest (tiny, but still), Mistertango decide to charge customers who hold money there. In my opinion, they already have too big fees - €5 to enable crypto deposits/withdrawals, 0.0025 BTC deposit/withdrawal fee. Personally, I think it's time to switch to Revolut or N26.

https://mistertango.freshdesk.com/support/solutions/articles/16000086281-balance-fee

Seems like this is only for those that had signed up for the paid Personal+ and Business+ subscriptions... and NOT for free accounts. See: https://d168plm0n1qvjk.cloudfront.net/en/wp-content/uploads/MT_pricing__.pdf

Why can't they just raise the subscription fee? This just makes their paid plans even less appealing.
Kinda reminds me of:

https://i.imgur.com/8Byk2nM.png



Are you sure? But, only their paid ones are crypto 'friendly' and exchanges are supported or so they say and market.
The above PDF appears to be in par with their latest changes in fees. As for exchange tranfers only being available to paid accounts, I think it has to do with this. It says that they encourage to use a '+' account for exchange transfers but it doesn't say that you must.
jr. member
Activity: 70
Merit: 2
MisterTango will introduce a 1% fee based on the account balance from 17 Dec.

"Fee equals to 1% annual interest rate and applied on client’s any balance amount. The fee will be automatically calculated and accumulated on daily basis, and charged on the last day of current month."
Where did you got this information? I didn't got email message from Mistertango, I also don't see this announcement on my account.
While traditional banks are paying interest (tiny, but still), Mistertango decide to charge customers who hold money there. In my opinion, they already have too big fees - €5 to enable crypto deposits/withdrawals, 0.0025 BTC deposit/withdrawal fee. Personally, I think it's time to switch to Revolut or N26.

https://mistertango.freshdesk.com/support/solutions/articles/16000086281-balance-fee

Seems like this is only for those that had signed up for the paid Personal+ and Business+ subscriptions... and NOT for free accounts. See: https://d168plm0n1qvjk.cloudfront.net/en/wp-content/uploads/MT_pricing__.pdf

Why can't they just raise the subscription fee? This just makes their paid plans even less appealing.
Kinda reminds me of:





Are you sure? But, only their paid ones are crypto 'friendly' and exchanges are supported or so they say and market.
legendary
Activity: 2422
Merit: 1451
Leading Crypto Sports Betting & Casino Platform
MisterTango will introduce a 1% fee based on the account balance from 17 Dec.

"Fee equals to 1% annual interest rate and applied on client’s any balance amount. The fee will be automatically calculated and accumulated on daily basis, and charged on the last day of current month."
Where did you got this information? I didn't got email message from Mistertango, I also don't see this announcement on my account.
While traditional banks are paying interest (tiny, but still), Mistertango decide to charge customers who hold money there. In my opinion, they already have too big fees - €5 to enable crypto deposits/withdrawals, 0.0025 BTC deposit/withdrawal fee. Personally, I think it's time to switch to Revolut or N26.

https://mistertango.freshdesk.com/support/solutions/articles/16000086281-balance-fee

Seems like this is only for those that had signed up for the paid Personal+ and Business+ subscriptions... and NOT for free accounts. See: https://d168plm0n1qvjk.cloudfront.net/en/wp-content/uploads/MT_pricing__.pdf

Why can't they just raise the subscription fee? This just makes their paid plans even less appealing.
Kinda reminds me of:


jr. member
Activity: 70
Merit: 2
MisterTango will introduce a 1% fee based on the account balance from 17 Dec.

"Fee equals to 1% annual interest rate and applied on client’s any balance amount. The fee will be automatically calculated and accumulated on daily basis, and charged on the last day of current month."
Where did you got this information? I didn't got email message from Mistertango, I also don't see this announcement on my account.
While traditional banks are paying interest (tiny, but still), Mistertango decide to charge customers who hold money there. In my opinion, they already have too big fees - €5 to enable crypto deposits/withdrawals, 0.0025 BTC deposit/withdrawal fee. Personally, I think it's time to switch to Revolut or N26.


They sent it via email. Maybe its in your junk box or they haven't sent everyone at the same time?
copper member
Activity: 2828
Merit: 4065
Top Crypto Casino
Look like they are spinning their business model and do like a lot of Eu banks introduced, supposed to be a"maintenance monthly fee". They would have to introduce this from the start and not after 1 year of operation. Since they claim to be a bank, be ready to get the as with your bank
legendary
Activity: 3080
Merit: 1338
Slava Ukraini!
MisterTango will introduce a 1% fee based on the account balance from 17 Dec.

"Fee equals to 1% annual interest rate and applied on client’s any balance amount. The fee will be automatically calculated and accumulated on daily basis, and charged on the last day of current month."
Where did you got this information? I didn't got email message from Mistertango, I also don't see this announcement on my account.
While traditional banks are paying interest (tiny, but still), Mistertango decide to charge customers who hold money there. In my opinion, they already have too big fees - €5 to enable crypto deposits/withdrawals, 0.0025 BTC deposit/withdrawal fee. Personally, I think it's time to switch to Revolut or N26.
jr. member
Activity: 70
Merit: 2
MisterTango will introduce a 1% fee based on the account balance from 17 Dec.

"Fee equals to 1% annual interest rate and applied on client’s any balance amount. The fee will be automatically calculated and accumulated on daily basis, and charged on the last day of current month."
legendary
Activity: 3080
Merit: 1338
Slava Ukraini!
Added

- https://wirexapp.com (Lithuania)
- https://crypto.com (United Kingdom)
Maybe it's not very important thing, but are you sure that Wirexapp is Lithuanian bank? It seems that they're UK based.
staff
Activity: 4256
Merit: 1203
I support freedom of choice
jr. member
Activity: 336
Merit: 5
Culotte Jaune Officielle
Are you using it for your crypto activity? Since Leupay, if I am correct, stopped to support cryptocurrency transactions related
member
Activity: 91
Merit: 10
Can Mistertango accept usd deposits?
jr. member
Activity: 70
Merit: 2
Mister tango appears to still be working fine (Few thousand Euros at a time...Have not tried dozens or hundreds of thousands lol).
jr. member
Activity: 70
Merit: 2
Don't always believe people on chat when dealing with such companies. Chat operators sometimes don't know very well the products of the company, they often have different versions depending on the person. When you ask a too much-complicated question they need to call someone from the level above
Personally, I would not take the risk unless you deal with a small amount (xxx$ max) and never keep any money in the account.

Good points Smiley

I guess I will continue to use Mister Tango. Till other options open up for non-eu citizens.
copper member
Activity: 2828
Merit: 4065
Top Crypto Casino
Don't always believe people on chat when dealing with such companies. Chat operators sometimes don't know very well the products of the company, they often have different versions depending on the person. When you ask a too much-complicated question they need to call someone from the level above
Personally, I would not take the risk unless you deal with a small amount (xxx$ max) and never keep any money in the account.
jr. member
Activity: 70
Merit: 2
Where does N26 stand these days? Chat support said they think kraken, coinbase, bitstamp and bitpanda are ok.

Are they really ok with crypto and these exchanges work or was support chat misinformed and they close your accounts?

It's a problem, they think but they are not sure. But from what I notice here and there is it depends how cute you are. Some people are doing ok but random people get their account terminated without any clear reasons. N26 terms & conditions page says it can suspend and terminate their account if they think you misuse your account. Nothing clearly explained. I find it has a double standard


Well that is scary lol

N26 2nd time said yes no problem with Kraken, IO, Bitstamp, Bitpanda etc.

Kraken said they dont have problems with deposits/withdrawals to N26....


So it is completely arbitrary and just random? Or they want to see you use your account for 'normal' things too like buy food, pay bills, eat out, pay taxi etc and if crypto on top then ok because its 'normal' use?


Bunq also has this kind of 'normal' use clause apparently and they specified it that way ie using for daily life things.
copper member
Activity: 2828
Merit: 4065
Top Crypto Casino
Where does N26 stand these days? Chat support said they think kraken, coinbase, bitstamp and bitpanda are ok.

Are they really ok with crypto and these exchanges work or was support chat misinformed and they close your accounts?

It's a problem, they think but they are not sure. But from what I notice here and there is it depends how cute you are. Some people are doing ok but random people get their account terminated without any clear reasons. N26 terms & conditions page says it can suspend and terminate their account if they think you misuse your account. Nothing clearly explained. I find it has a double standard
member
Activity: 416
Merit: 27
oh this is very nice, thanks for the info, might actually use it in the future
jr. member
Activity: 70
Merit: 2
Where does N26 stand these days? Chat support said they think kraken, coinbase, bitstamp and bitpanda are ok.

Are they really ok with crypto and these exchanges work or was support chat misinformed and they close your accounts?
sr. member
Activity: 306
Merit: 250
Cryptobulgarian ninja
It's how the banking system and the financial markets authority work in Europe. With the European laws, you're not so free financially speaking. you can't make whatever you want with your money.
To give you an example, in my country, your account is flagged once you hit 5000€ worth of transactions within 30 days. So, the bank has to abide by the law and report your account to the authority govt. then the authority will scrutinize the last transaction to see what you're doing with your money.
Dirty coins or not doesn't matter since you don't transfer coins to your bank account, but you trade for fiat and only then transfer outside.
An exchange or a web wallet can also ask you from where the coins come from and what is your activity

   If you don't mind a lil correction, you got flagged once you hit 60k euro, for UK is 40k gbp. Smiley
sr. member
Activity: 306
Merit: 250
Cryptobulgarian ninja
@sampam
Any bank in Europe will ask you from where the money comes from once you hit a limit. 10k€ is like making waves with your shirt and shouting "hey look at me"

@elmanager
Can you tell me about the verification process with ICard?. The verification is manual or automatic? If it's manual then I won't be able to use their service, my ID will be rejected for sure.

  I got a direct video call via the app, where I showed my id to a person from the company and spoke with him.Definitely its not a bot or system.I think you got bigger chances when you communicate with person not a machine. Im not sure for other methods
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