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Topic: [LIST] Free EU bank accounts that you can be opened directly online - page 9. (Read 64823 times)

jr. member
Activity: 73
Merit: 1
guys wirex now supports DAI stablecoin which is the first.
Have you tried using the wirex card to top-up others like revolut, transferwize, n26?
jr. member
Activity: 73
Merit: 1
Has anyone tried to receive wire from crypto exchange to n26, transferwise or bunq? How did they react?

I wouldn't try transferwise. Bunq is supposed to be crypto friendly (to a certain extent). You can just ask support to see if it's ok.

Why you wouldn't try transferwize?


Have you used Bunq and with what range of amounts (eur per month) ?

Transferwise is not crypto friendly as statzd in their T&Cs.
1000/2000 euros per month for Bunq should be ok (directly from exchanges not localbitcoin stuffs).
Revolut accept transfers from reputable exchanges but their constant freezing of accounts by stupid algos even for ridiculous amounts have made them unbearable.

Have you tested Transferwise with significant amounts from your other bank accounts?

You can use fidor or n26 to get wires from exchange and then transfer or topup with card Transferwise to take advantage of their competitive rates. I guess.
jr. member
Activity: 70
Merit: 2
So seems like revolut, n26, bunq and mistertango are the only established EMIs/banks that somewhat work with crypto exchanges right?
At least I didn't see any others mentioned in the late few pages of this thread.

mistertango seems to be the most popular here but they've always seemed sketchy to me.

I know from personal exprience that revolut freezes your account every few thousand EUR and asks for source of income. However they explcitly tell that crypto is not suitable source of income which is just stupid.


Im looking for people that have actually used n26 and bunq to receive few thousand EUR per month from exchanges and have had no problems?


Though wary of MisterTango so far has still worked. N26 has also been working so far. Less than 10k for each direct from exchange.
copper member
Activity: 2940
Merit: 4101
Top Crypto Casino
The fee is 1.5% and if I am correct it's the same no matter the card you own (SmartCard, debit MasterCard or the Smart MasterCard Prepaid)

You can find the conditions for each card on this page
https://www.fidor.de/document-center/documents

  • Fidor SmartCard
  • Fidor débit MasterCard ®
  • Fidor Smart MasterCard Prépaid ®

Then search for this text
Quote
Fremdwährungseinsatz bei Einsatz der Karte in einer Fremdwährung wird diese Gebühr von Ihrem Fidor
Smart Girokonto gebucht (= Wechselgebühr) 1,5 %

...trasnslating
Quote
If the card is used in a foreign currency, this fee will be charged by your Fidor Smart current account (= exchange fee) 1.5%

jr. member
Activity: 73
Merit: 1
is anyone using fidor.de card to pay in non-EUR country? I can't find the currency conversion fees.
and what their exchange rates like? interbank, mastercard rates, or their own ripping you off rates?
jr. member
Activity: 73
Merit: 1
Has anyone tried to receive wire from crypto exchange to n26, transferwise or bunq? How did they react?
Transferwise doesn't allow transfers to and from crypto exchanges.
N26 is ok with it, I do it personally with several exchanges on a regular basis.
Bunq, I don't know.

would you care to share with which exchanges you've tested N26 and the range of amounts you do with them per month?
jr. member
Activity: 73
Merit: 1
Has anyone tried to receive wire from crypto exchange to n26, transferwise or bunq? How did they react?

I wouldn't try transferwise. Bunq is supposed to be crypto friendly (to a certain extent). You can just ask support to see if it's ok.

Why you wouldn't try transferwize?


Have you used Bunq and with what range of amounts (eur per month) ?
jr. member
Activity: 73
Merit: 1
So seems like revolut, n26, bunq and mistertango are the only established EMIs/banks that somewhat work with crypto exchanges right?
At least I didn't see any others mentioned in the late few pages of this thread.

mistertango seems to be the most popular here but they've always seemed sketchy to me.

I know from personal exprience that revolut freezes your account every few thousand EUR and asks for source of income. However they explcitly tell that crypto is not suitable source of income which is just stupid.


Im looking for people that have actually used n26 and bunq to receive few thousand EUR per month from exchanges and have had no problems?
jr. member
Activity: 70
Merit: 2
Have used mistertango as recently as 2 weeks ago and was still working. Have also started using N26 and so far no issues. Keeping the amounts small and slowly building up whilst actually using N26 card to pay for stuff.
copper member
Activity: 2940
Merit: 4101
Top Crypto Casino
@LeGaulois You mentioned on another thread that Bunq is not crypto friendly. Could you please elaborate?

I recently signed up for a Bunq account and plan to use it to withdraw around 1000 euros monthly from BL3P, an exchange that uses Bunq.
I have seen several cases of people who have had their accounts suspended without warning and without asking for an explanation. Even in this topic, you can certainly find 1 or 2 members who have had this problem.
Of course, you will always see people who will continue to say that the service works perfectly for them, which is probably the case, but with this type of bank and an activity related to cryptos, we know that we can end up with our account suspended for nothing.

But in the case you mention, if BL3P itself uses Bunq you may have less chance to get such problem, but Be3P could lose its partnership with Bunq
newbie
Activity: 2
Merit: 0
@LeGaulois You mentioned on another thread that Bunq is not crypto friendly. Could you please elaborate?

I recently signed up for a Bunq account and plan to use it to withdraw around 1000 euros monthly from BL3P, an exchange that uses Bunq.
copper member
Activity: 2940
Merit: 4101
Top Crypto Casino
Becarefull with banqia.co It's the second or third account I see during 1 week spamming the forum with this website. Without visiting it I know now this site is garbage that I would not use, even with a 50$ bonus sign up. Either the site sucks or their marketing team just discovered internet recently.

copper member
Activity: 2940
Merit: 4101
Top Crypto Casino
Revolut Business because you can have multiple accounts with the same currency. Just create 1 account for Neteller, 1 for Skrill etc.
Or if you can use, for example, a USD account for Neteller and a GBP account for Skrill you can take a look at LeoPay and TransferWise since you can have an account for each currency
legendary
Activity: 3262
Merit: 1376
Slava Ukraini!
Which EU bank accounts from list support link to Coinbase ?
You can try Revolut, N26 or or Mistertango. Probably some others banks from OP list also will work, but I can't guarantee.
member
Activity: 148
Merit: 10
DigiByte World
Which EU bank accounts from list support link to Coinbase ?
copper member
Activity: 2940
Merit: 4101
Top Crypto Casino
A lot of EMIs are bought once they become too big, N26 is a good example. Like it often happens when an EMI is acquired by the bank, be ready to have restrictions or enforced policy
Google pay started in my country as well, nothing exciting. Just saving your card numbers in an app to pay when using an application GGpay compatible, + need to have a phone NFC compatible and even if you have one, you will still need the card in your pocket since not all terminal are compatible Huh
legendary
Activity: 3262
Merit: 1376
Slava Ukraini!
Google receives Electronic Money Institution license from Bank of Lithuania
https://investlithuania.com/news/google-receives-electronic-money-institution-license-from-bank-of-lithuania/
Interesting. I'm being Lithuanian somehow missed these news. Probably this license is need to develop Google Pay services in EU.
Another thing - Revolut received full banking license in Lithuania, it's not EMI anymore:
https://www.businessinsider.com/bank-of-lithuania-grants-revolut-banking-license-2018-12
This license gives various benefits to their customers, probably main thing - all deposits up to €100k will be insured.
staff
Activity: 4270
Merit: 1209
I support freedom of choice
member
Activity: 91
Merit: 10
i´ve just found this new EMI

Designated IBAN for business & individual (Sepa & Swift) - Crypto business friendly and they accept non EU residents also

https://banqia.co

to add to the list  Wink



Did you test it? For how long?
legendary
Activity: 2422
Merit: 1451
Leading Crypto Sports Betting & Casino Platform

Last few transactions with N26 and me were very recent.

They weren't large amounts per transfer by your standards but rather frequent.

So not even a couple of thousand per transaction? Frequent being every other day, weekly, monthly?

Only reason asking is to gauge how friendly they are as have read conflicting reports on here with regards to crypto.
I've only seen second hand reports on them not being friendly to crypto... But yeah, I've transfer to and from n26 with major exchanges netting decent amounts with several transfers each week, but not big on a per transfer basis.

The amounts you mention per transaction are rather large, perhaps some eyebrows could be raised at N26, or any neobank for that matter. As a matter of fact, they don't have huge balance sheets, especially provided they have a customer base that is growing, but is still small when compared to traditional banks. So I wouldn't expect many of their frequent users being large depositors as well. Personally, I don't think that the amount of money transferred would make a difference, worst I've hard is the bank asking for an income statement. Although N26 probably has a more secretive policy on that. Doesn't hurt to try though. 
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