She won some times but the net profit is a loss, It was said that she even gambled daily, that would be a loss for everyday gambler with people's money. She did not think if the consequences if she lost part or all the money. That is not a small amount of money at all and I see this as an act of indiscipline. People can still be think to gamble with their own money or parents money in a way that nothing like jail or prison will be involved, unlike public money. I am not saying it is good to gamble with parent money, all are bad and only little amount should be used on gambling. Gambling should be for working class and the working class should spend less than 5% of his income on gambling.
I think this is a clear case of gambling addiction. Any gambler that goes to the extent of using another people's funds at his/her disposal to gamble needs help because such person has lost control of his gambling behavior. Gambling addicts just like other forms of addiction don't consider the consequences of thier actions because they are just concerned about satisfying a burning and uncontrollable desire in them. She would have to pay back her debt an sent to a gambling rehabs for the treatment his addiction.
I agree it is a case of gambling addiction. No sane gambler will use his schoolmate's fund to gamble. There is sure an uncontrollable urge there that mad the person to gamble without considering the possible consequences if he lost the fund.
Lying is also one sign of gambling addiction. To cover up his misdeed he has to lie and invent a story just to make sure people won't think that he lost the money because he is addicted to gambling.
So, instead of winning the lottery 5 times. too bad, it doesn't make up for the losses he has suffered. referring from this case, no matter what her position, intelligence, status, even if this woman is a medical student. when addiction has taken root in him, he will find it difficult to control himself over the desire to fulfill his desire to gamble the lottery. as if, his rationality to think sanely lost control by his high desire to win the lottery again. in the end, this woman must be held accountable for her actions that allegedly embezzled graduation money.
If she won a major or jackpot reward, he wouldn't be facing all these allegations. Imaging he bet on the lottery and not paying them, this person knows how to defraud people. Is it the result of his gambling addiction?