Tell me please, earlier you said that the bank's rates will change only when the value of the coin fluctuates. Last time noticed such a tendency when the coin's value becomes 0,0000,000 BTC and higher - you reduce the bank's rates, when the price returns to the opposite value, you do not return the bets back. Do not you think that this is wrong with the coin holders?
you dont read everything
minexbank algo still in test mode. they are not only track minexcoin price but also track all parking.
minexbank is still trying to control minexcoin price, so it is not for your own profit.
parking feature design as a retribution for minexcoin holder when the price is going down
better you read everything about how minexbank work on the whitepaper.
example like this
minexcoin price tied with all top 10 cryptocurrency not USD. when they all fall against USD, we also feel the same.
The one you highlight is more of the inflation of price rather than the rate. Minexbank is being recalibrated to determine if there would be market reaction after the recalibration. When nothing happens, it will continue to balance it's interest parking rate up to between 4% to 6%. Why Minexbank should decrease that? There are two possible thing to happen, But more of a positive for everyone. When rates go down, there would be less reward. It means less coins will be able to intervene in the market. For Example, 1,000 MNX at 4% per month can earn you 40 mnx, If the user decided to dump the 40mnx, there would be less impact to the price of MNX. Minexbank was designed to control the price not just to reward the holders. When there are only few coins that can interfere the market, there would be a reaction to the price. Either upward or downward. We can experience an upward movement when the liquidity of the coins became high. So that's why there's 3 platform needed to expand Minexcoin usability. Minexplatform,Minexexchange and Minexmarket will add liquidity and demand to the coin.