if you are afraid to invest in crypto, my advice is always invest what you can afford, so you don't regret it later, and invest in top 100 coins because the risk is lower
never make investment if could not take the risk that involved in crypto market . risk will always occur in every investment portofolio , not only at finance market , but also happen to real business.
I don't think you need to stop if you are a really good trader, you can keep doing what you doing. If you scared to spend money on the small coins then you just need to pick the top one which is ETH, BTC, BNB or any other coin who in the top of 10 in coingecko.
major coins should be our choice to take safe investment . investing in new coins actually give us huge return if we find the correct one , even it could give us more than 10x return.