Yeah, yeah, I know this type of babbling very well, but don't use these nice tricks like comparing your project to the biggest financial industries in the world.
-People don't have time - it's not that time consuming as it looks like - people tend to be lazy and think others will make something for them which is completely irrational
-On the whole it does seem quite irrational but most people, including me, are spending quite a big chunk of their time to do things for other people, and usually do it for money. Ironically, usually a big part of the money earned by that work goes to someone else as well.
-they lack experience - yes, I guess they do, but they can get experience quickly
-As with most things: Yes, they can and most give up before they got that kind of experience. Sometimes the training became to costly one way or another, or just got bored.
-they don't want to take the risk themselves - so you mean that the risk is reduced thanks to You? Hmm....
-Well, that's something everyone has to decide for himself.
-they lack the tools - tools are available to everyone these days, what tools do you have that no one else can't get or buy?
-Tools are available for everyone but not all are for free. Since the rule is 'never invest more than you can afford to loose', and I include the costs of the tools here, for some a stepping stone might be needed to get to the point to be able to afford the tools and have a pool of funds left to use them properly.
-they lack the market power - so you think after this ICO you will have enough power to beat the market? well...
-Well, it's not that hard to beat the market of some coins so it'll enough to beat the market of more coins. More important though is enough funds to play the market and most important enough funds to properly profit from well done investments into the market.
-they want a better chance at returns - they have exactly the same chance as you have, why do you think your chances are higher?
-Again, what Gladimor thinks here is not important. People must decide with the information at hand how their chances are. In theory their chances should be equal, but practically, at this moment in time, they are not. Skill, knowledge, experience, time, tools and funds available, or the will to rise the latter, and last but not least web and hardware access are different for everyone.
-people want a more suitable individual for the task - yes, and you should rather offer your investment services to individuals rather than trying to run a mass project that can fail and create substantial losses to many people. Your business model in this project creates risk for many, and you can reduce it by offering the same to limited number of people.
-OK, sorry but that one sounds ridiculous to me. How is it better to risk more money per individual than less money per person but more people? Or to exclude people in the first place by servicing only a selected few? What I think is important is not taking more money total than could be handled responsibly, not taking a larger number of investors than could be serviced, and not requiring too much money from a single investor to participate to reduce risk of people investing more than they can afford just to be able to join in.
-And yes, you don't have to remind the community that there are risks involved with investing. - there're many newbies these days, so it's never enough to remind and warn
-Yes and no. Warnings are needed so people understand the risks but there is a point where warning turns into spreading insecurity and even anxiety. And there is a difference between telling 'watch out for sharks' and yelling 'Are you crazy to step in there? RUN AWAY!!1!!! There are huge big toothed monsters out there hunting for you!!!