Recently woke up asking for a loan - page 3.

Sexylizzy2813

sr. member

Activity: 756

Merit: 454

Quote from: GxSTxV on October 20, 2023, 03:46:18 PM

One more thing I noticed is that the USDT TRC20 address he provided for the loan has never been used by him before.

It can be that the current user is just try to act like the main user, you'd ask if this same account has collected loan before and pay back, because you can use this act of his to judge if he's fake or not. After taking the loan what's next? He runs off abandoning the account, scammers don't care what happens next, all they know is their selfish gain.
OP since you discovered the address he used is different should be a warning sign not to even start up anything with him or her, is best to keep a very close eye on that account and I wish others would avoid that account until proven otherwise. Is best you do any business deal with someone who's active and consistent in the Forum.

Pingrapole

jr. member

Activity: 126

Merit: 5

I am new in this world but I feel this is 100% scam because there is no activity suddenly come and ask for loan in get n should not happen if their history says their performance was very good If he keeps his word then those who are experienced can evaluate him and give him loan but in a general view it does not seem right to us.

shasan

copper member

Activity: 2380

Merit: 1302

Playbet.io - Crypto Casino and Sportsbook

Quote from: SmartGold01 on October 25, 2023, 12:38:54 PM

I believe Shasan doesn't give a loan to an account that has never participated in a campaign or has not joined campaign for long period of time, so he knows how to handle such cases and his request will be turned down. However, there is every possiblity that this account is being hacked from the original owner or possibly being sold out so, there is no need to worry anyone and the only way possible is to ask him to sign a message using his previously used btc address to prove ownership and that doesn't mean that s/he's loan will be approved by lender.

You are right that I usually do not give a loan to a user who is not in a signature campaign (except a few users who are moderators or have a lot of earned merit). When anyone applies for any loan on my lending thread firstly I check the campaign, then earned merit, and then recent post history.

Timelord2067

legendary

Activity: 3696

Merit: 2219

💲🏎️💨🚓

Quote from: GxSTxV on October 20, 2023, 03:46:18 PM

One more thing I noticed is that the USDT TRC20 address he provided for the loan has never been used by him before.

USDT TRC has become the scammer's choice for acquiring loans that are then not repaid.

According to this page the lender hasn't used that medium for their transactions before.

Requesting signed messages is also pointless on two fronts given they haven't used a bitcoin wallet address (based on the above link) even though they have an address posted on their profile page.

Plus, as you are no doubt aware, the sale of UID's usually comes with an address and or email, so the request is moot.

SmartGold01

hero member

Activity: 882

Merit: 800

Quote from: zasad@ on October 25, 2023, 12:57:56 PM

Quote from: SmartGold01 on October 25, 2023, 12:38:54 PM

I believe Shasan doesn't give a loan to an account that has never participated in a campaign or has not joined campaign for long period of time, so he knows how to handle such cases and his request will be turned down. However, there is every possiblity that this account is being hacked from the original owner or possibly being sold out so, there is no need to worry anyone and the only way possible is to ask him to sign a message using his previously used btc address to prove ownership and that doesn't mean that s/he's loan will be approved by lender.

If the account were sold, then either the email or the password were probably changed, but this did not happen. But if the account is sold, the buyer will also require a private key from the Bitcoin address that was used for the signature. But this method will protect against account hacking.

Don't you think people can be so smart nowadays after seeing the drama going on here they might decide not to change password to avoid being suspected. I can remember a case like that were someone login another person profile and request for a loan from Shasan and he gave, while the original owner didn't request for a loan it ended up were the account owner will have to start paying loan he didn't request. I think from what I read there the original owner said the loan was requested when he was asleep and all this happened through pm. In your state of reasoning would you ever believe this story or you will think the account owner is just formulating and cooking up stories that he didn't take the loan?

zasad@

legendary

Activity: 1932

Merit: 4602

Buy on Amazon with Crypto

Quote from: SmartGold01 on October 25, 2023, 12:38:54 PM

I believe Shasan doesn't give a loan to an account that has never participated in a campaign or has not joined campaign for long period of time, so he knows how to handle such cases and his request will be turned down. However, there is every possiblity that this account is being hacked from the original owner or possibly being sold out so, there is no need to worry anyone and the only way possible is to ask him to sign a message using his previously used btc address to prove ownership and that doesn't mean that s/he's loan will be approved by lender.

If the account were sold, then either the email or the password were probably changed, but this did not happen. But if the account is sold, the buyer will also require a private key from the Bitcoin address that was used for the signature. But this method will protect against account hacking.

SmartGold01

hero member

Activity: 882

Merit: 800

I believe Shasan doesn't give a loan to an account that has never participated in a campaign or has not joined campaign for long period of time, so he knows how to handle such cases and his request will be turned down. However, there is every possiblity that this account is being hacked from the original owner or possibly being sold out so, there is no need to worry anyone and the only way possible is to ask him to sign a message using his previously used btc address to prove ownership and that doesn't mean that s/he's loan will be approved by lender.

bittraffic

hero member

Activity: 3038

Merit: 617

Quote from: zasad@ on October 25, 2023, 11:50:50 AM

I'm not a fraud specialist, but it seems to me that such an account, which was registered in 2013, has a value of more than $800.
But if a user participates in a subscription campaign and has an additional bonus of 300-400 dollars per month, then why would he cheat on this forum for 800 dollars?

It wouldn't make sense but it would take ~Money~ to join a campaign to be able to get a loan which he likely needed now.

Asking for a loan while the account recently just woke is not good for their business. They will scrutinize the account for good and may want to sign a message of their old wallet to see if it is still him. Because definitely as it happened before accounts could change hands.

zasad@

legendary

Activity: 1932

Merit: 4602

Buy on Amazon with Crypto

I'm not a fraud specialist, but it seems to me that such an account, which was registered in 2013, has a value of more than $800.
But if a user participates in a subscription campaign and has an additional bonus of 300-400 dollars per month, then why would he cheat on this forum for 800 dollars?

Razmirraz

sr. member

Activity: 1316

Merit: 422

Quote from: shasan on October 24, 2023, 09:57:45 PM

Quote from: _BlackStar on October 23, 2023, 10:28:59 AM

Users who have signature and earn weekly payment also have the potential to defraud lenders - even if the user doesn't appear likely to defraud, but there's no 100% guarantee that they don't want to defraud.

I have seen several users who were in the signature campaign even the bounty manager who could earn a lot then the loan amount but defaulted on the loan. It might happen for various reasons which I could not identify till now. Even a user took 1000$ loan which has been paid with interest. Then again took 1000$ but defaulted that time.

An evil plan in disguise, that's how I judge people who fail to pay their loans after paying off their loans in the first period. They deliberately apply for a second loan with the intention of not paying back the loan.
Not all users who participate in signature campaigns can be trusted, they only think about personal gain by getting money instantly but don't care about the losses to the lender and the reputation of their account. Actions like this are inexcusable.

Little Mouse

legendary

Activity: 2156

Merit: 2100

Marketing Campaign Manager |Telegram ID- @LT_Mouse

Quote from: GxSTxV on October 20, 2023, 03:46:18 PM

It's also possible that the account has been sold or hacked.

~~Unless this is what happened, there's nothing much suspicious. I know this user from another forum where he is a moderator for a long time now and have never scammed anyone.~~

Quote from: The Sceptical Chymist on October 21, 2023, 11:09:15 AM

Never heard of ~Money~ but looks like they've been a member here for 10 years. This is one of the reasons why it's a bad thing when accounts change hands. I'm not 100% certain that's what's happened here, but unless that member really did wake up and decide they needed a loan, it's entirely possible the account was sold or hacked.

~~He is a member in another forum since 2009 and still active there. I will send him a PM now to make sure what actually happened.~~

Edit-
He just told me that it's not his account. That's quite suspicious lol. I used to know this account belongs to that person.

shasan

copper member

Activity: 2380

Merit: 1302

Playbet.io - Crypto Casino and Sportsbook

Quote from: _BlackStar on October 23, 2023, 10:28:59 AM

Users who have signature and earn weekly payment also have the potential to defraud lenders - even if the user doesn't appear likely to defraud, but there's no 100% guarantee that they don't want to defraud.

I have seen several users who were in the signature campaign even the bounty manager who could earn a lot then the loan amount but defaulted on the loan. It might happen for various reasons which I could not identify till now. Even a user took 1000$ loan which has been paid with interest. Then again took 1000$ but defaulted that time.

_BlackStar

legendary

Activity: 1064

Merit: 1228

Playgram - The Telegram Casino

Quote from: reagansimms on October 23, 2023, 08:09:27 AM

Now he is not using any signature in his profile, how can lenders trust this kind of person. Lenders are not kids who are easily tempted by the $100 included in the Loan Repay Amount.

Users who have signature and earn weekly payment also have the potential to defraud lenders - even if the user doesn't appear likely to defraud, but there's no 100% guarantee that they don't want to defraud.

You don't have to completely trust my opinion - but check shasan's trust page, I think you'll find some users have committed fraud even though they were in one of the signature campaign. Being part of a signature campaign is not the reason why lenders feel safe - something to consider as it is always difficult to trust someone when dealing with money. Remember - there are always risks with these services.

reagansimms

hero member

Activity: 952

Merit: 541

Nobody would ever get caught in a drama like this, $800 was a huge amount to entrust to someone who had just woken up from a long sleep. When he returned to the forum, he immediately applied for a loan without further ado with a history of other posts since the last time he made one before sleeping for a long time.
Now he is not using any signature in his profile, how can lenders trust this kind of person. Lenders are not kids who are easily tempted by the $100 included in the Loan Repay Amount.

Dunamisx

hero member

Activity: 952

Merit: 555

Though when i checked his profile i found out that he was an Hero Member which makes him qualify only by rank, but I wonder if he take time in reading the requirements for taking a loan on lending board by any services offering such, one has to be an active member of this forum, be at least in a campaign to show that you have an access to lay back your loan through the weekly earnings you get from a signature campaign, I don't know what he's up to that makes him think applying for loan is the next action to take after long time inactivities.

_BlackStar

legendary

Activity: 1064

Merit: 1228

Playgram - The Telegram Casino

Quote from: shasan on October 20, 2023, 06:37:19 PM

Quote from: _BlackStar on October 20, 2023, 03:57:16 PM

-snip-

Before accepting a loan I see a few things about them:
#Trust
# recent merit
# recent post
# Signature campaign.
But the user has failed all of these as the user woke up recently. Who knows if the account has been sold or not? However, the possibility of being hacked is too low as the user had not created any post regarding the hack.

I know you have quite a lot of experience in handling cases like this - so I have never doubted how you have provided such services over the years. I also noticed you are making some efforts to prevent borrowers from getting the loan amount they want - especially when they make the request the first time, regardless of long-time users or users who have generally made their rank in the last few months.

I don't know for sure whether the user has changed hands, been hacked or has been sold - but from the way he makes loan requests I think he is suspect. After all we don't know what his main motive was - I mean I'm not sure he wanted to ruin his reputation by make a loan request that actually had very little chance of being approved.

shasan - is it possible to assume that the user mentioned above wants to get your positive feedback by applying loan from you?
I think some users do it for that reason - but I hope that's not true, although I suspect some users do.

The Sceptical Chymist

legendary

Activity: 3500

Merit: 6981

Top Crypto Casino

Quote from: Oshosondy on October 20, 2023, 03:51:10 PM

Some of them can put on signature and avatar of a campaign to deceive

Have people actually done that in the past, to get a loan or for any other reason? I can't say I've ever heard of someone putting advertising in their signature space to deceive. Plus in this case the loan request was for $800 and that would take a number of weeks to pay off even if someone in one of the highest-paying campaigns were to use the proceeds to do it.

Never heard of ~Money~ but looks like they've been a member here for 10 years. This is one of the reasons why it's a bad thing when accounts change hands. I'm not 100% certain that's what's happened here, but unless that member really did wake up and decide they needed a loan, it's entirely possible the account was sold or hacked.

yahoo62278

legendary

Activity: 3766

Merit: 4554

Contact @yahoo62278 on telegram for marketing

This is where I would send the user a pm and ask them to sign a message and prove ownership of the account. Some may even consider a neutral/Neg tag until some answers are provided. Pretty sure lenders with half a brain would make the users verify himself in some way before considering a loan though. Shasan isn't a dummy and neither are the rest of the regular lenders.

Most likely a sold or hacked account though. Guy asked for a loan and logged out 20 mins later or so. Prob won't see them again for another 2 years.

EarnOnVictor

hero member

Activity: 826

Merit: 641

Leading Crypto Sports Betting & Casino Platform

Quote from: Oshosondy on October 20, 2023, 03:51:10 PM

Quote from: GxSTxV on October 20, 2023, 03:46:18 PM

I won't say that it's a 100% or definitely scam attempt, but it seems so suspicious.

It is 100% scam.

He has no merit in the last 120 days and he has no campaign.

I wouldn't blame this guy if he ever got the loan, I would rather blame the loaner.

Although the forum is an informal place where people don't have to know each other personally or with IDs before transacting, still, there are limits to what should be wisely accepted. And as you iterated above, the account is such that is not in a campaign or has any merit in the last 120 days, I wonder who would take such a joker seriously.

yhiaali3

legendary

Activity: 1848

Merit: 1982

Fully Regulated Crypto Casino

Thank you for this effort. Good note. Yes, this is suspicious, as a member comes after an absence of two years without any activity and then asks for a loan of $800!!! It is good that the loan application was rejected because it will certainly cause a lot of problems when repaying, of course, if the loan is repaid in the first place.

The loan service is full of problems. Although the members who provide these services have great experience, unfortunately they are exposed to a lot of problems because some people lack honesty, so they have to be very careful when approving any loan application.

Topic: Recently woke up asking for a loan - page 3. (Read 947 times)