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Topic: Restrict newbies from posting in the lending board? - page 3. (Read 1084 times)

sr. member
Activity: 966
Merit: 421
Bitcoindata.science
Instead of completely restricting newbies from posting in the lending sub board, their posts containing loan request should be deleted instead that is users can report newbies requesting loans to the board mod and the mod deletes that posts

The restriction might come if the user keep making such posts. My reason is so that if a newbie has any valid contribution to make in the lending sub board their rank shouldn't be a hinderance.
hero member
Activity: 1372
Merit: 783
better everyday ♥
So, follow-up question: why am I in that list? I have zero control over scammers.
maybe he sees you as one of the guardians of this forum. Look at what you're contributing, it's even bigger than what a mod can do. It's just that they're taking you in a different way from what you're giving, or it's not, only he knows why
This trolling might actually give other Newbies the wrong impression. If they think a Newbie got a loan, more of them will try the same thing.
LOL  Cheesy I really thought so, I don't appreciate this jokes  Roll Eyes
This is what the merit system is meant to prevent, and it's been working so far.
but the story is he's still spamming even without any merit, he spams many sections, this can't be changed  Roll Eyes
copper member
Activity: 2338
Merit: 4543
Join the world-leading crypto sportsbook NOW!
I've been mentioned several times in this thread, but I had other things to deal with so here's my late reply.

Damn, that's the worst type of thing to have to deal with.  I hope he's feeling better soon.

I don't see limiting newbies' ability to post in the lending board as having a big affect on the forum.
It's not big, but it's also another step on a slippery slope. Every time I see someone argue for more restrictions, I appreciate theymos' hands-off approach more.

Believe me when I say that freedom is very important to me as well, which is why I love this forum so much.  In general, I don't want to restrict newbies either, but there are other rules and restrictions that are largely in place to improve the quality of the forum, which is the intent of my suggestion.

Quote
If a newbie comes here only to request a loan and finds that he's incapable of posting a loan request, one of two things are likely to happen: He'll contribute to the forum until he is capable of posting his loan request, or he'll hit the road and never come back.
I fear a third option: they'll start posting anything they can until they qualify to use the Lending board.

That's kind of a non-issue, really.  If they go about spamming the forum with low value posts, they aren't likely to rank up anyway.  Case in point is user 16xypjnxlrew.  After months of harassing lenders and spamming the lending board, he come to the conclusion that only people who've earned merit will qualify for a non-collateral loan.  So, he ventured out into other areas of the forum with the intent of "contributing," but to this day hasn't earned a single merit.  This is what the merit system is meant to prevent, and it's been working so far.

Probably would just be easier to

1) Leave them some negative feedback and encourage others to do the same.
2) Start a flag and encourage others to support it.
3) Add them to your ignore list
4) ~ in your trust list.

And then move on. Is it 100% proper use of flags and feedback. Perhaps not, but who cares.

This is the current status quo, and it's not great.  Like LoyceV mentioned, it's essentially spamming the trust system with a bunch of red-tagged newbie accounts that are likely to be abandoned, a new one created, and the process just starts all over again.
hero member
Activity: 770
Merit: 828
Leading Crypto Sports Betting & Casino Platform
Full support for this suggestion.

Some people on the board ( I think some here know which users I mean ) go and invade other peoples threads trying to spread their agenda like "why can he get a loan and I can't" , "I get treated so unfair", "I have (totally useless) collateral" .

These subjects also write PMs here and even contact via telegram (actually 2 people called me at 3am in the morning with ever having talked to them in private before) . They basically harass other users.

Something should be done against these people and I certainly hope that would be possible in any way!
legendary
Activity: 3290
Merit: 16489
Thick-Skinned Gang Leader and Golden Feather 2021
I've been mentioned several times in this thread, but I had other things to deal with so here's my late reply.

I don't see limiting newbies' ability to post in the lending board as having a big affect on the forum.
It's not big, but it's also another step on a slippery slope. Every time I see someone argue for more restrictions, I appreciate theymos' hands-off approach more.

As much as I'd like to see more restrictions for Newbies, I think theymos has a point:
Sometimes I find your response is predictable. When I saw this topic title, I thought if LoyceV commented on this post, He must mention theymos and his famous post about restricting newbies.
Lol. I like the post because it's part of what made me change my mind on adding more restrictions. I'd love to get rid of all the spammers and scammers, but I wouldn't like to join a forum where I'd have to jump through many hoops myself.

I think we should stop protecting people from taking risks: if they're dumb enough to send their money to a Newbie with no forum history, they're on their own.
You didn't say that. Did you? Oh, I don't think you will say that when you see someone is going to send money to a newbie who doesn't have a good or no forum history.
Allow me to quote theymos again (I bet you didn't see this one coming):
Honestly, I think that someone that naïve can't be protected. Even if every inch of the page had been full of warnings, he still might've fallen for it
I've come to realize some people can't be saved, and may need to learn the hard way. People are still falling for the "money doubling scam", online and IRL. People need to apply common sense before sending some stranger their money.

Besides, a person should not join Bitcointalk solely for the purpose of getting a loan, and I'd imagine you'd agree with me on this one too.
I agree that's not the best motivation to join, but is it really worse than joining to complain about a captcha or not understanding the basics of transaction fees? My point being: no matter why someone joins, they may stick around.

PayPal is another area where scammers are preying on unsuspecting forum members yet neither the Admin/mods, LoyceV nor theymos seem interested in intervention to protect such forum members who have been scammed by their continued silence on the matter.
What do you want me to do if someone gets scammed by/with Paypal? I can tell you I don't like it, but I'm realistic enough to know I can't prevent it either. Literally the first sticky thread on the Currency exchange board starts with "Beware of PayPal". What can I do?

LoyceV is not a staff member.
he's not saying that LoyceV is a staff, he's just listing them, mentioning them in a list  Cheesy right? Somehow, I think he's right. Maybe the scammers are too many, they can't control everything, or maybe they're just too tired of it.
So, follow-up question: why am I in that list? I have zero control over scammers.

oh, that's not it, I see, I remember shasan loaned a newbie some money 2 days ago, if i remember correctly, sometimes they still put their trust in the newbie, not all  Cheesy
Did you mean this thread I would like to get 0.005 BTC? you need to recheck the link he posted  Tongue
This trolling might actually give other Newbies the wrong impression. If they think a Newbie got a loan, more of them will try the same thing.

Probably would just be easier to

1) Leave them some negative feedback and encourage others to do the same.
2) Start a flag and encourage others to support it.
3) Add them to your ignore list
4) ~ in your trust list.

And then move on. Is it 100% proper use of flags and feedback. Perhaps not, but who cares.
I care! Too many users have inaccurate negative feedback already, and it basically reduces the value of the warning. Excluding a user who hasn't left any feedback doesn't change anything. I agree on point 3) though: ignore them!
hero member
Activity: 518
Merit: 547
Probably would just be easier to

1) Leave them some negative feedback and encourage others to do the same.
2) Start a flag and encourage others to support it.
3) Add them to your ignore list
4) ~ in your trust list.

This is not a permanent solution. They don't care about those newbie accounts with no forum history. Creating another account and continuing their actions like bounty participants is easy. They Don't have to pay evil fees until they get banned, and their IP gets some evil points. Since asking for a loan in the lending section doesn't violate forum rules, they don't have any chance of getting banned. I noticed some newbies got negative feedback because they requested a loan. I cannot remember who tagged them. Oh, I just found it was Timelord2067 who tagged some newbies for asking for no collateral loans.

For Instance, It looks like this is not the correct use of the feedback system. But I understand his frustration. I don't visit the lending board. So, I am unaware of how many cases you guys have seen. You might be frustrated if you are regular there and see such newbies ask for no collateral loans every day.

member
Activity: 196
Merit: 42
Don't talk the talk, if you can't walk the walk.
Ask yourself what would satoshi do, he did create this forum and bitcoin free for everyone to use and not only for a few people.

Its very frustrating when newbies go and ask for a loan I agree, but its not fair that they get negative feedback one second after and left out in the cold.
I know its topic thats around that explains and give tips how to behave but to be fair how many read them.
a warning if you do that and if you continue then negative feedback is the way to go.

We all are under satoshi on this forum and this forum is for everyone no mater what rank people have.
I think it was a reason that bitcoin was and is a free thing that everyone can get.

And also.. i start to think more and more this is people creating alts for just trolling with people on the forum, they already know they wont get a loan they just want people to waste their time with their angry answers, if they where get totally ignored and nobody would care problem would be gone maybe atleast i have stop to reply to them now
legendary
Activity: 3500
Merit: 6320
Crypto Swap Exchange
Probably would just be easier to

1) Leave them some negative feedback and encourage others to do the same.
2) Start a flag and encourage others to support it.
3) Add them to your ignore list
4) ~ in your trust list.

And then move on. Is it 100% proper use of flags and feedback. Perhaps not, but who cares. They are here to troll / scam and after a while the person(s) who have been actively cluttering up the lending board will move on. If not, they are just wasting time but at least not cluttering up the board elsewhere.

-Dave
rby
hero member
Activity: 742
Merit: 611
Brotherhood is love
I don't think that there is any lender in the lending board who is willing to lend to any newbie without a collateral

Newbies concoct all kinds of sob stories and invariably someone (usualy another unsuspecting newbie) will "lend" them funds only to have the borrower not return.
Oops! If this happens, it calls for a serious attention and maybe moderators step up to delete such posts as soon as possible before the post will have a prey.
SEE it from the other side, if newbies are totally restricted from the lending board, how about (usually another unsuspecting newbie) who is a lender with good intentions, he will be affected also.
Well, a serious newbie lender should be able to afford copper membership.

  • So, to avoid spam, such newbies should be ignored outrightly or be warned and if they persist, they'll be tagged and everyone moves on
It has been done like this, those newbies got tagged and warned, but sometime some users playing fun or joking about that. There's no standard and rules for any users to reply, so it's better for the moderators to lock the thread instead.
I have seen this scenario alot of time where high rank members try to pull a fun on a particular thread and when the newbies reply steadily, it will gradually turn a troll threads.

Quote
I'd say when a newbie asking a loan without collateral, it's similar like begging in a different way. As we know begging isn't allowed in this forum and the moderators will immediately delete those topic.
If newbies asking for non collateral loan is called begging, could also an established member asking for non collateral loan be called begging? Maybe No!
Not begging per say but there are some tones used by some of this suspecting newbies which tries to play with emotion of the lenders. I quietly chuckle when I see such posts.
hero member
Activity: 1148
Merit: 796
  • So, to avoid spam, such newbies should be ignored outrightly or be warned and if they persist, they'll be tagged and everyone moves on
It has been done like this, those newbies got tagged and warned, but sometime some users playing fun or joking about that. There's no standard and rules for any users to reply, so it's better for the moderators to lock the thread instead.

I'd say when a newbie asking a loan without collateral, it's similar like begging in a different way. As we know begging isn't allowed in this forum and the moderators will immediately delete those topic.

oh, that's not it, I see, I remember shasan loaned a newbie some money 2 days ago, if i remember correctly, sometimes they still put their trust in the newbie, not all  Cheesy
Did you mean this thread I would like to get 0.005 BTC? you need to recheck the link he posted  Tongue

Accepted and sent. Transaction id 6d49dd0c2aeb6c927e1b472a4df872776b4d53be676790cd7b447b245bfd59 Please repay on or before the due date to 3LxcvPmXmXpSzXnyyo7TTJQDhB3z5QTw I have managed it with too much effort so please don't disappoint me.
hero member
Activity: 1372
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better everyday ♥
I don't think that there is any lender in the lending board who is willing to lend to any newbie without a collateral[/li][/list]
oh, that's not it, I see, I remember shasan loaned a newbie some money 2 days ago, if i remember correctly, sometimes they still put their trust in the newbie, not all  Cheesy
Along the way hardcore scammers just ask for loans and walk away with the lender's funds.  We've seen it happen all to often - check out the scam accusation threads if you don't believe me.
sure, what's easier than when you take money from a stranger and walk away, they don't even know who you are. And when your account gets a red flag, you throw it away, open another account, repeat the process, wait for someone else with great faith.

I really respect the people who are lending, they have a really great faith  Cheesy
legendary
Activity: 3696
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I don't think that there is any lender in the lending board who is willing to lend to any newbie without a collateral

Newbies concoct all kinds of sob stories and invariably someone (usualy another unsuspecting newbie) will "lend" them funds only to have the borrower not return.

A newbie who lends just enough often enough could then progress to member ...etc and become Legendary then carpet pull / exit scam with the Jackpot such as walking away with privkeys, or worse still the bag of the Forum itself having gained trust wholly through taking out loans.

Along the way hardcore scammers just ask for loans and walk away with the lender's funds.  We've seen it happen all to often - check out the scam accusation threads if you don't believe me.
rby
hero member
Activity: 742
Merit: 611
Brotherhood is love
[...]


Like mk4 said, this is a total no-brainer; +1 all day long.

I get that this runs afoul of theymos' mission to make the forum as free as possible, and that is a principle I largely agree with, but there's no universe in which this particular proposal would cause more harm than good.
It's kinda I arrived late but I still have to contribute to the ongoing topic in the following format;
  • At first, you understood theymos mission of making the forum as free as possible.  This is nice. I have seen similar suggestions about newbies but theymos didn't act and all is well since the DT power is not in the hnads of the said newbies
  • I don't think that there is any lender in the lending board who is willing to lend to any newbie without a collateral
  • So, to avoid spam, such newbies should be ignored outrightly or be warned and if they persist, they'll be tagged and everyone moves on
Maybe I'm playing the odd role as I differ from the OP
hero member
Activity: 798
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Goodnight, ohh Leo!!! 🦅
I'll support the motion... Since they aren't gonna be given a consideration on any loan request (except they've got a good collateral to offer), YEAH?that's just unnecessary when they're found creating multiple threads in there - most times, they have an idea who's qualified for any loan, but they just feel if they could throw shits at the wall, maybe it'll stick.
Other times, it's difficult to know how effective the lending board is, since you'll only find some comparable nuisance in a cordon. How about if they're true newbies that are willing to be honest and follow the rules in there? With 'em ascertained collaterals too?? Isn't that gonna look like lending in here is limited and controlled by the forum which, I'm sure, that ain't supposed to be so??
Edit: what's this raucous of Loyce not being a staff and so on?

Sandra 🧑‍🦰
hero member
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better everyday ♥
LoyceV is not a staff member.
he's not saying that LoyceV is a staff, he's just listing them, mentioning them in a list  Cheesy right? Somehow, I think he's right. Maybe the scammers are too many, they can't control everything, or maybe they're just too tired of it. I don't judge, just a passing thought, anyway, everything is fine, there are always other people protecting the victim.
hero member
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.

Like the popular saying goes: difficult times demands difficult decisions.
I don't see this matter is a difficult time and the suggestion isn't a difficult decision.
Literally speaking, I didn't mean that the matter is quite a difficult one per say, but rather that the times are difficult to putting trust on people so easily as we don't even know who to trust nowadays and that preventive measures should be taken in all situations irrespective of what others may think. For the decision to restrict newbies from engaging in the lending board should be viewed as a necessary preventive measure.
legendary
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PayPal is another area where scammers are preying on unsuspecting forum members yet neither the Admin/mods, LoyceV nor theymos seem interested in intervention to protect such forum members who have been scammed by their continued silence on the matter.

LoyceV is not a staff member.
hero member
Activity: 994
Merit: 744
If we keep in mind that Moderators work well when you report a post, then it's not necessary to restrict newbies from posting in the lending or in other boards. Lending board isn't that spammed after all compared to Bitcoin Discussion and some other boards where people open meaningless threads and bunch of people post meaningless replies.
When it comes to spamming and meaningless replies, I believe the lending board is a confidential place in the forum to help forum users in need; there is no reason for the thread to be spammed because it is not a discussion thread like the Bitcoin Discussion you mentioned.


Quote
And I think the more offer lenders get, the more beneficial for them. There is a chance that newbie comes to them with collateral loan request. So, statistically, even if one out of 100 newbie requests loan and offers collateral, it will be beneficial for lenders than zero offer from newbies.
The lending board has its guidelines and rules, which have some clear restrictions, especially for newbies and junior members in the forum, but the newbies failed to read the rules and went straight to start spamming the thread, even though some newbies with collateral may be granted the loans, which is why the OP decided to create this thread to prevent them from spamming the thread.
hero member
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If we keep in mind that Moderators work well when you report a post, then it's not necessary to restrict newbies from posting in the lending or in other boards. Lending board isn't that spammed after all compared to Bitcoin Discussion and some other boards where people open meaningless threads and bunch of people post meaningless replies. And I think the more offer lenders get, the more beneficial for them. There is a chance that newbie comes to them with collateral loan request. So, statistically, even if one out of 100 newbie requests loan and offers collateral, it will be beneficial for lenders than zero offer from newbies.
legendary
Activity: 3696
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💲🏎️💨🚓
As much as I'd like to see more restrictions for Newbies, I think theymos has a point:

Sometimes I find your response is predictable.

As do I.

The world not to mention scamming has changed a lot just in the last five years - given this thread is predominantly in favour of the restriction being implemented, then it should be responded to by whomever has the final say.
(we'll save the comments on the apparent transfer of ownership of the Forum for another day).




I would also add jr members as well as newbies being banned from posting in the lending section (and there would be a case to make for the currency exchange section being added to that list, too).
Why should restricting on currency exchange section? I don't see any reason about it, the old or high rank user can ask the newbie to send first or using an escrow. Just be careful if you exchange with PayPal and such which the payment could be revert.

PayPal is another area where scammers are preying on unsuspecting forum members yet neither the Admin/mods, LoyceV nor theymos seem interested in intervention to protect such forum members who have been scammed by their continued silence on the matter.

Too hard? Not really.  Just restrict access to newbies and Jr Members from those sections.
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