It's not a fair comparison as Ripple is highly centralized at the moment but they most likely will focus on partnerships now that lawsuit is decided in their favor.
XRPreceived a lawsuit stating that the company uses dishonest and illegal tactics for tricking investors and controlling the price of XRP.
Ryan Coffey, an XRP investor, had filed a lawsuit against Ripple Labs Inc earlier this year in May after allegedly suffering losses instead of gains on his investment. He led an entire group of upset investors to file the lawsuit against the company on May 3.
He issued “Order Denying Motion to Remand,” to ensure that the case doesn’t advance to Federal levels and instead remains in the lower courts of California. After suffering losses due to a bad investment, Ryan went ahead and demanded compensation for the financial losses he had faced due to Ripple Labs Inc. When he didn’t receive any compensation, he accused the company of manipulating XRP’s price to make profits and for damaging XRP investors.
Ryan said that the company promoted XRP through the media while using the media to make XRP prices rise and fall simultaneously. He accused XRP of being a security, and the company of ignoring the California Corporations Code regarding the securities laws.
The lawsuit also accused Ripple’s CEO, Brad Garlinghouse, to mislead investors by falsely explaining how his company’s products are being used. Finally, Ryan accused XRP of violating federal laws regarding securities and of not being decentralized.
True. Due to Ripple being centralized, it has the risk of facing lawsuits and/or other regulations within its country of origin. Investors would quickly claim the Ripple company for lost funds, since after all, it has promoted XRP as its internal asset. The large number of XRP held by the company, explains everything. XRP could be classified as a security by the US SEC regulatory framework, which could face serious consequences if the company doesn't register its asset as such.
That's what you get when dealing with a centralized system, although I'd have to admit that there are better protections and regulations for investors when dealing with a centralized cryptocurrency like XRP, than decentralized ones like Ethereum. For this and many reasons, we cannot compare ETH directly from XRP, as they're completely different worlds.
Nobody owns or controls Ethereum, and anyone can gain access to it without restrictions. XRP's consensus algorithm is ruled by validators that are approved by the Ripple company itself. This means that XRP is a permissioned system (centralized) rather than a permission-less system (decentralized) such as Ethereum. XRP could rise over time as an asset used widely by banks, by it may not succeed as a "cryptocurrency" for the people to enjoy. There will be a great distinction between XRP and the rest of cryptocurrencies in the market within the future.
Therefore, it's highly probable that Ethereum will stay ahead of XRP in market cap, and popularity for quite a long time.