This is my problem with XMR. I always feel like i NEED to watch the price like a Hawk in order to protect my investment because inflation is so high. I feel I HAVE TO use the volatility of the price in order to increase my stack so XMR can be a good store of value.
I dont need to do this with bitcoin. I dont care about the short term price because it's such a good store of value.
I must be too heavily invested in XMR and this decrease my productivity.
The surefire way to lose money in investments is to listen to what the market says. As Benjamin Graham so simply put it, the market is like an insane bipolar man who comes to your door when you wake up screaming and telling you to buy or sell for some ridiculous reason, then returns hours later to tell you to have the opposite behaviour, but for an equally ridiculous reason. You wouldn't listen to this sort of person in real life, so why would you let the market woo you any moreso?
The effect of the inflation rates being initially set very high for Monero so that anyone who has stepped in and discovered the technology within the first two years will be able to purchase the coin cheaply. This also means high volatility in the meantime, but you know the math, the applied cryptography, the eventual number of coins, and the people currently working on the development of the coin. These latter facts should have you figure out the true value of the cryptocurrency, regardless of what the market thinks, and should help you sleep at night.