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Topic: Should newbies invest with small capital in BTC - page 5. (Read 801 times)

hero member
Activity: 812
Merit: 619
As I've said earlier, investing  little in BTC now won't give you a tangible profit when the profit comes but its advisable to invest 20- 40% of your capital in my opinion.

I think 50% of extra money should be invested in btc which is enough for newbie to start with it. Capital depends upon a how much one afford to take risk. I agree that btc has minimum risk but still there is no guarantee of profit so investments should be according to financial situation of each one.

I read some thread in Bitcoin discussion where some students asked that they could only afford small investment every month and also their initial capital is low. Intitial investment is just for learning purpose and to check how btc works, how price changes and to control over emotions with change of price.
legendary
Activity: 1456
Merit: 1108
Use chips.gg
So How Much To Invest??
All newbies are not in the same financial level.

Some newbies are not investing in bitcoins because they are seeking where to invest in to get money from with their small capital, some newbies are doing okay financially, just looking for how to diversify their investments for the future so they have enough capital to invest big when they have understood the risks.

Newbies should invest little in bitcoins when they do not understand the risk, not when they know the risks, have the capital to invest big but just refusing to do it because they consider themselves newbies.
legendary
Activity: 1820
Merit: 1207
If someone invest small amount of money in Bitcoin because of curiosity, it's completely fine.

But if someone invest small amount of money in Bitcoin because the believe Bitcoin price will increase 10,000x in the next few years, it just a dream and they should learn how to make more money, not by investing in Bitcoin.
sr. member
Activity: 336
Merit: 365
The Alliance Of Bitcointalk Translators - ENG>PID
I usually advice people, to invest what they are afford to loss. it doesn't matter how much you have, as a beginner you can start with a little investment and try to understand how the network works. as time goes on, you can continue to increase your capital.the most important thing to understand before going into investment is how to secure your asset, protecting them against scam or loss. if you have a good idea about this, you can decided to invest what ever you have.
hero member
Activity: 658
Merit: 545
However, there comes a factor to be considered CAPITAL. Capital stands as a major factor to be considered while investing however coming to the world of crypto and BTC precisely,  I think small capital won't do this considering the current monetary value for BTC.
Remember  the greater the capital the higher the profit and the higher the risk however considering BTC the risk minimal.
You are right, when investing capital is one of the most important factors to put into consideration but it doesn’t always matter the amount you start up with because investing in bitcoin doesn’t have an end date and you can always invest again and grow your portfolio. As a investor it’s even advisable to start with smaller amounts until you understand properly how it works.

Op you need to remove this idea of “the higher the capital the higher the profit” from your head, it’s very bad, it will only let greed take control over your decisions and make you invest more than you can afford to lose or even lead you into borrowing just to invest.

So How Much To Invest??
It’s simple, just invest an amount you can afford to lose and don’t be too concerned about the amount of profit you will earn when you invest more. Bitcoin is the safest form of crypto investment but it still very much risky because of its volatility and there is every chance of running at loss when you invest more than you can afford to lose and you will be so fixated on bitcoin price movement.
hero member
Activity: 1386
Merit: 513
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I would suggest to avoid trading alltogether because vast majority of crypto "traders" would have more crypto if they never wasted time and money on trading.
That's why I also mentioned in my post that, we should know what types of investment we are going to adopt. Like either it's investment in trading or in holding. To be honest, I really liked your suggestion, because many newbies think of crypto as get quick rich scheme and they prefer to get rich over night, and that's why mostly people prefer to do trading because trading gives quick results. Either it's lose or profit.

I prefer to do holding at first if I am a newbie because I don't know much about trading that's why I would prefer to stay under the red line of risk. I would adopt strategies or learn new methods to understand the market while making some profit on my holdings.
hero member
Activity: 966
Merit: 701
Leading Crypto Sports Betting & Casino Platform
I’m no expert but in my experience, I would recommend starting your crypto portfolio with Bitcoin. As a newbie, you are still learning and have not come to full understanding of the crypto market so you should be cautious. You should avoid investing in altcoins at all cost, do not fall into the trap of diversifying your portfolio, you may end up accumulating shitcoins that will amount to nothing in the future. Investing in only bitcoin will help you minimize the risk of losing your money to market fluctuations. Lastly, invest only what you can afford to lose. Cryptocurrencies are volatile assets, and even if you invest in only bitcoin, there is no guarantee that the market will not dump.
legendary
Activity: 1722
Merit: 5937
Also, investing in btc with small capital; is a waste of time.
Just because days when you could invest few hundreds of dollars in bitcoin and get tends of thousands of dollars in a few years are (most likely) long behind us, it doesn't mean that its investing smeller amount is waste of time. On contrary, people (imho) should start with smaller amount to get themselves familar with bitcoin, how to buy, send and securely store it before they start eith more serious investment. And even if they never can afford to invest bigger amount, its still a smart thing to do to protect the value of your money due inflation.


To test your strategies along with real experience, you should prefer demo trading at start. Many exchanges like Kraken etc. provide the opportunity of doing demo trading.
Once you get the idea of how things works, then you can move onto real trading experience.
I would suggest to avoid trading alltogether because vast majority of crypto "traders" would have more crypto if they never wasted time and money on trading.
hero member
Activity: 966
Merit: 588
If really you are a newbie with zero knowledge about Bitcoin and crypto, IMO, I will recommend you start with a little capital and then scale it up as you advance your knowledge about cryptos, you must ensure you understand properly how what you want to invest your hard-earned money works, in order not to have someone to blame at the end, while on the hand, you can start with the amount of money that you are comfortable of losing.


sr. member
Activity: 2828
Merit: 344
win lambo...
Well, talking about capital. All the money that you have invested is considered capital, never be confused about it.

Anyways,
Newbies usually commit mistakes during their early days, so it was not advisable to spend much. Why? Because bigger chances that you will only lose them. There is a saying that "Invest only the money that you can afford to lose". So if ever that happens, it will not be difficult for you to accept. Because the first thing you think when start to invest in Bitcoin is to learn more about it, not to make a profit.
hero member
Activity: 1386
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However as a beginner or newbies, you literally know nothing about investing even if you have an idea you are still new to it so it is advisable to start with little amount to understand how the game is being played before considering any percentage  to add in your investment and this should be strictly  done according to your capital.
I would not suggest to try investing with real money if you as a newbie just wanted to experience the market. Wanted to know how things works and how can you make things happen. I will prefer you to do paper trading, or back testing trading. But these methods will not give you an experience of buying and selling but only test your strategies. To test your strategies along with real experience, you should prefer demo trading at start. Many exchanges like Kraken etc. provide the opportunity of doing demo trading.

Once you get the idea of how things works, then you can move onto real trading experience.

If I took the meaning of your post wrong, as I think you might be referring to the fact in which people wanted to buy at least some amount and wanted to have some portion of btc. If that's the case, then you should not invest 20% or 40% of you capitol because that's a lot of money. You should consider to buy with 10 or 20 dollars only.

And before making any investment you must have some profit and time to hold expectation in your mind. In other word, you should know that what types of investment you are going to make, either it's trading or holding. Because both have different strategies.
member
Activity: 111
Merit: 69
Alt of @hugeblack
After you have sufficient knowledge and learn the basics of Bitcoin and how to protect your wallet, then the risk strategy will determine the ideal percentage, as there is no fixed rule for everyone, but no matter how bad your situation is, I suggest that you start saving even an amount of 10% in Bitcoin and that it be a long-term investment with money that you will not need soon.
legendary
Activity: 1372
Merit: 2017
The OP's advice is bullshit to be honest so I ask the beginners who visit this section to ignore it, for their own good.

However, there comes a factor to be considered CAPITAL.

A concept you put in capital letters (ironically) but have no fucking idea about.

Capital stands as a major factor to be considered while investing  however coming to the world of crypto and BTC precisely,

No. It is simply that what you invest is capital, not that it is a major or minor factor, it is what you invest.

I think small capital won't do this considering the current monetary value for BTC.

I think you should be given an award for this thought (note the irony).

So How Much To Invest??

As I've said earlier, investing  little in BTC now won't give you a tangible profit when the profit comes but its advisable to invest 20- 40% of your capital in my opinion .

You see, because you don't know what capital is, you talk nonsense like this.

You can have all your material capital in your home. Let's say you have a house valued at $300K and you have paid $100K on the mortgage. You have no other loans or assets. The $100K of equity you have, how are you going to invest it in Bitcoin? Are you going to ask for a HELOC? I can tell you are thinking only about money but there are many forms of capital, like if all you have is farmland, or a pension plan or a combination of these, which is usual.

The ideal percentage to invest in Bitcoin for a person depends on many things, and should be included in an overall wealth-building plan and ignore bullshit like your advice.

hero member
Activity: 2870
Merit: 594

Feels good actually to invest and have a saying to have an investment in crypto and not just an ordinary crypto an Apex one to be precise which is way more cooler.

However, there comes a factor to be considered CAPITAL. Capital stands as a major factor to be considered while investing  however coming to the world of crypto and BTC precisely,  I think small capital won't do this considering the current monetary value for BTC.
Remember  the greater the capital the higher the profit and the higher the risk however considering BTC the risk minimal.

So How Much To Invest??

As I've said earlier, investing  little in BTC now won't give you a tangible profit when the profit comes but its advisable to invest 20- 40% of your capital in my opinion .However as a beginner or newbies, you literally know nothing about investing even if you have an idea you are still new to it so it is advisable to start with little amount to understand how the game is being played before considering any percentage  to add in your investment and this should be strictly  done according to your capital.

This is what I think but I know members with investment knowledge and others with more and deep knowledge could have a best saying but according to me this whati have to offer to newbies  though I'm also a beginner Smiley.
It really depends on how much capital you are willing to risk. It's not late though to invest in Bitcoin, you still have like 6 months or so before the block halving. However, even after the block halving you can still continue to accumulate base on your capital.

Or used the DCA strategy, maybe it will work on your end. Just remember though that is going to be mentally tough to accumulate with small amounts and it might take sometime. So have the mental fortitude to hold and wait for the eventual bull run.
legendary
Activity: 1932
Merit: 2354
The Alliance Of Bitcointalk Translators - ENG>SPA
Although I never give financial advice, I would advise to be more cautious and invest just a little bit at a time.

Allocating a percentage like the one proposed by the OP of your entire wealth to something you don't understand isn't reasonable, independently on what the investment is about (sorry dear Bitcoin Embarrassed).

I think it is much better to buy little by little, learn about cryptos while, at the same time, you can "touch" them in a metaphorical sense, so they doesn't remain as abstract and cold concepts in your mind while you learn, and increase the risk gradually, if ever (maybe one day you decide that you don't like cryptos anymore).

Maybe the OP (and those who agreed with him before) are starting to feel the FOMO?

Anyway, each case is unique and different situations deserve a different decision making, of course. But don't forget to look at investing in cryptos as gambling somehow, more than what we traditionally mean by investing.
hero member
Activity: 812
Merit: 560
So How Much To Invest??

Before you asked the amount you can invest, first consider these cautions that would help you not loose everything you have earned and invested.

Invest the amount you can afford to loose

Make your investment to be solely on bitcoin

Hold your investment on a non custodial wallet

Maintain a good and perfect security practice

If you can consider all the above points, then you're permitted to invest any amount you can afford to, this is not like gold or other centralized assets you will need a particular amount of money to invest in them.


legendary
Activity: 2254
Merit: 1377
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For newbies who have funds and willing to risk they can alot more funds provided that they knew already how the bitcoin works or yet to say they understand the volatility surrounding it. Not so many newbies learn the basics of it and just buy due to financial advice that it will eventually grow. They must be equipped with knowledge how the market works so to take advantage of the market.
jr. member
Activity: 126
Merit: 5
Since you are new and your capital is small then of course your expectation of a profit should be small then I think you have made the right decision if you invest.There will be no stopping you when you continue to invest, push past the obstacles that hold you back, and push forward.
My little wise one does not think of investing so little capital and get detailed knowledge about this world and when your time seems to come do this thinking then your dream will come true, and you will Good luck, I learned so much,Make yourself warrior in the Bitcoin world.Thank you very much for your nice question.
hero member
Activity: 1246
Merit: 699
So How Much To Invest??
it all depends on your abilities. no one will be able to know the best limits for each person investing in Bitcoin. I initially bought a large enough amount to hold. but the longer I was in the crypto market, I eventually chose to accumulate Bitcoin gradually every month.
People with larger capital will of course get bigger profits in the future. Investment depends on your plan and strategy.
No matter how much capital you use to own Bitcoin, if you don't use free money, it will be difficult to achieve your target. in the sense that investment must achieve your investment plan. If you suddenly need money and sell your Bitcoin at a loss, it is also considered a failure in investing. although it all comes back to your goals when buying Bitcoin.
sr. member
Activity: 476
Merit: 385
Baba God Noni


As I've said earlier, investing  little in BTC now won't give you a tangible profit when the profit comes but its advisable to invest 20- 40% of your capital in my opinion
As a newbie, it is better that you invest with the money that you can afford to lose, so that you wouldn't be worried about the price movement of bitcoin, and you should invest for lon so that you will be sure that you will get a little profit base on the size of your invstment. DCA should also be done with a small amount from your income so that you don't buy bitcoin with your emergency funds and end up selling when bitcoin price goes below the amount that you bought.

Bitcoin investment is a risky one, this is why you don't use big capital that you will need in the short run to invest, because it is not a get rich quick investment. Anyway, it all depends on your cash inflow and the responsibilities that you shoulder, that will determine the capital that you will use to invest in bitcoin. Personally, I only invested with the money that I don't need for a long time.
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