I am a master auto tech. It is like me saying oh your car is messed up and it is your fault you were running an inefficient stoichiometric ratio and now your values are burnt and your catalyst system is destroyed. You should of checked that BIG MISTAKE!
People pay, usually large amounts of money, for "master auto techs" to diagnose and fix their vehicles. People also have to trust that the "master auto tech" is competent and isn't ripping them off.
Typically though, people are getting ripped off. I do all (most, I don't have certain tools) of my own work on my vehicles, so I know all about the price difference between fixing it yourself and having a shop fix it.
Bitcoin doesn't really have the equivalent of "master auto techs" yet (well... I don't know of anyone who will come to your home and set up a secure wallet for you). So, you must learn to do it yourself or face the consequences.
Now, If you want to pay me $100 an hour (plus traveling expenses), I'll secure your wallets for you. I don't consider myself a "master wallet tech", but I've been securing my own wallet for over two years now. You are going to have to trust that I won't rip you off though. (Paying me $100 an hour to secure your wallet is a rip off because it's really quite easy to do. I'm also going to drag it out over several hours, when it should only take 10 minutes or so. Plus I'm going to have to sell you "specialized" hardware at a 100% mark up.)
See... Bitcoin is a decentralized money system. Its up to the users to protect themselves. You can rant and rage against that fact as much as you want, but that doesn't change anything. Some day in the future we might have services which will protect users who can't protect themselves, but you can be certain that it will cost money.
You don't need to alter your behavior one bit, but you won't secure your bitcoins with that attitude. You alter your behavior every day in order to function in society, do you whine about that too? Do you whine about stop signs slowing you down when you are driving somewhere? Do you whine about needing to put gas in your car so that you don't run out of fuel. Do you whine about having to pay taxes so you don't get locked up in prison? Do you whine about needing to prepare food so that you don't stave to death?
If you want secure bitcoins, you have to take the proper steps. If you want to learn how to secure your wallets, I will teach you how for free. But you are going to have to purchase a cheap netbook, because that is the method I use (Armory). I use it because I consider it the most convenient and secure method, even though it has the added cost of an air gapped computer. If you are going to whine about having to spend money to protect your assets, then you are hopeless.
There are other ways to secure your wallets which do not have the added cost of an air gapped computer (offline paper wallets), but I have not familiarized myself with them, so I can't teach you for free.
The auto shop statement is not true most people are not getting ripped off at all you are not taking into account the enormous over head of providing a service center and complying with government regulations or the cost of having on demand service they have to pay the techs to show up even if there are no cars to work on , but that is neither here nor there just a pet peeve of mine.
It is not my job to make it safe if bitcoin wants the participation of people it has to offer a better alternative. It has to be a chain saw and not a hand saw.