I have found myself in the position many times before. If you're already asking this question then you're probably already well-aware of what you would do.
Honestly? Not really. Because I never found myself in a situation where I owned 80k, and I do consider the question, as we all do, I have a different answer for each 10k dollars I would make, one for 10k dollars, one for 20k and that goes on until 200k or so, after that it just leaps 50k each answer and after 500k it is 100k each and after 1 million dollars I have only one: retire.However I have to be honest not every time I get money I end up doing what I say I will. Right now if I have 80k dollars I should invest it into real estate (a small flat in a big apartment) and rent it out, that would be the smartest decision ever, plus it could yield some profit both from rent and also from the value going up. You know what I would probably do? Some silly expenses like get a great computer finally, get a car so I can go to places myself, etc etc. I do not trust myself but I never had a chance to trust myself and see what happens neither.
Totally feel that man. I'm the same way. But I will tell you, if you enjoy gambling and come across 80k, immediately put 70k of that somewhere where you can't touch it. Only use 10k to gamble with. Any time you you make profit off that 10k gambling, withdraw those profits asap and continue onwards.
I'm not saying you're not a responsible gambler by any means but money does crazy stuff to people. Chasing losses with a fat bankroll will lead you into some very dark places. Also, getting a car and new computer aren't silly expenses at all man. Any money that you spend bettering your quality of life, and not on gambling is beneficial and will only help you in the future.
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