In gambling, it is always better to be safe than sorry. Preventing a loss is so much better than actually paying for your loan in the event of a loss. Besides, almost all gamblers experience this "paranoia" that they should have betted more money in the process.
Aside from it being a headache to pay for that monthly loan, it's risky in the first place to get a loan without a strong financial source of income. Since all the loan money was busted in gambling, that will just give a much heavy toll on that person since the loan wasn't used for a good purpose.
And give me a break, since when a regular bettor will have access to fixed match information?
OP just may be a victim of those services claiming they have access to a fixed match. Since some of those bets win, OP thinks that they are legit and accurate which in the long run, the result will be worst and the company just let OP take the bait to subscribe to their service.