However, for those who are single or unmarried, at least they can still make a plan to save so that it won't be so difficult to support their own family when they are married and ensure that their partner also has a job so that the level of income they get later can be more and they don't have to borrowing to cover the family's basic needs in life.
It is quite difficult to keep a job for a family member who has most responsibilities for the kids. Keeping the job requires hiring someone who will watch a newborn family member and this makes the expenses bigger. Sometimes it is cheaper to take care of a baby by yourself then to hire a professional babysitter. That’s why the situation, where two adults meet each other and start family, when both of them are working and having stable salary, is close to impossible, at least for the first time when they will have an increase in family.
For couples who both work, it will be very difficult to take care of their family if their child is still a toddler and they have to hire someone else to take care of their child, of course they have to pay for the worker and if each partner really understands and chooses to take care of the family themselves. then the couple stops working and taking care of their family and has to look for additional income from their husband to increase their income because their partner is the only one who works.
Before thinking about adding family members, it is very important for couples to have a plan to have a stable income so that they can meet their family's needs and still be able to save for their other needs.
A whole lot is needed financially if it's about a family, and the size of the family matters as well. Some families would have 5 children, this is in every country where birth control is not enforced, yet many survived without financial issues, and if they could survive, I think that no one should have an excuse about this, or else, they should "cut their clothes according to the clothes" and do not birth more children than necessary. They should understand their income limits, plan around it and perhaps add more hustling if that is what will save the day. They should know that it is not about who will be with the child/children alone but how they provide for every facet of their needs. The bills have to be paid one way or the other and I do not see it as the best option for one of the parents to stay idle and be taking care of the children while the other works out his life. Because if the two are working, particularly if they are well-qualified for a high-paying job, it would be better. With that, they can pay the service of the caregiver of their child/children and still have more to save. All these are calculations and it has to be priorities unless either of the parents are so rich to the extent that all bills can be sorted out without any issues.
Still, it is so unadvised for one to be practically redundant, what if something bad happens to the breadwinner of the family? I will never subscribe to that unless she just didn't secure a job despite all the couple's efforts. Bills payment is a must whether we like it or not, and the more we pay it with a low-paying job, the more it can be frustrating which is what takes me to the point that all families must ensure that they are financially free. If not, they should not rest but strive more to secure a better job or add more earning means to the one(s) they have. People often complain really, and I know a whole lot that will be in their comfort zone and continue to complain, but bro, it doesn't work that way, you push it before it moves, not otherwise unless you are just lucky. If both couples can be earning well, I can assure you that there will be no issues in the family regarding finances and more money will also be available to either save, invest or use to build their house or acquire properties. And life goes on. It is only the lazy or health-challenged people that should panic, once we can think and make the necessary moves, I am sure that our lives will not remain the same.
Working for both parents makes sense not only because of the increase in wealth, but also because a person needs different spheres for self-expression and affirmation. And being a parent only is not enough for most modern people. But here you need to understand that creating conditions for your own development and time for yourself means that someone else should spend time with your child. Someone who will influence her development. And you need to understand whether you agree with this, especially when it comes to a very young child.
yes raising kids aint cheap, but people still have kids.
I know that, I have a little baby and I take care of him most of the time. However, I don't loose the desire to work. Not only because I want to earn my own money, but also because I want to raise my self-esteem and not to be perceived only as a mother.
Raising kids is not an easy thing, but this is manageable when both are working. For the first three years, it used to be difficult. Why don't the father or mother take responsibility for taking care of the child and the other take responsibility for the financial needs through the job? This means a family gets fulfilled, and there is no need to spend much on a nanny or babysitter. When we want our lives to be more enjoyable, we need to sacrifice a little, three-year break to take care of the child, which will make us happy for the rest of the years. In simple terms, where there is will, there is way.
Because this time is longer than it seems. Because a parent doesn't want to fall out completely from a working process. That is why many parents try to join their work and home responsibilities.