Managing money is about how we handle our finances. How do we spend or save our money. Do we buy things that we need, or do we buy things because we want it? Are we able to budget it properly?
Yup we have all the time to become rich. Its like being focused on your work to earn more to become successful one day. But let us also remember that life is not all about money. Its all about doing good things to others and to ourselves, and living according to God's will.
While i'm relaxing i do work here in forum or taking a break from my real job, for me i don't waste time or i'm being a productive when it comes money for my family.