Example: Wells Fargo sent out invites to join their premier checking account (an equivalent of a spending account).
Requirement: $250K in deposit and your bonus is $2500 and you have to keep $250K there for at least 90 days.
However, the interest on 250K is about $3312.5 in a money market fund in 90 days.
Question: why would I voluntarily gift WF $812.5 (and more if I keep the money there for longer than 90 days)?
In exchange for what? Well wishes?
shuddup and take my money!!
oh wait
ok, so i guess ill just keep my stack in cold storage and wait for math and greed to do its thing